vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$5 below the Michigan median
$1 above the national median$1 above the Michigan median
per month · Source
$7.50 above the national median$6.25 above the Michigan median
$0.25 below the national median$0.60 below the Michigan median
per item · Source
$2 below the national median$0.50 above the Michigan median
At the national medianAt the Michigan median
At the national median$5 above the Michigan median
$1 below the national median$1 above the Michigan median
$1 above the national median$1 above the Michigan median
$4.50 above the national median$5 above the Michigan median
per item · Source
$2 above the national median$1.50 above the Michigan median
per month · Source
$5 below the national median$5 below the Michigan median
$25 above the national median$25 above the Michigan median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing (within 90 days of opening) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the Michigan median | — | — | Source |
| Inactive Account (12 mos. inactivity, per month) | $6Within the typical range ($5–$10 nationally) | $1 above the national median$1 above the Michigan median | per month | — | Source |
| Account Research (per hour/1-hr min) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$6.25 above the Michigan median | — | — | Source |
ATM & CardVerified | |||||
| ATM Transaction – Non-LAFCU | $1.25Within the typical range ($1–$2.25 nationally) | $0.25 below the national median$0.60 below the Michigan median | per item | — | Source |
| Card Replacement (Lost/Stolen ATM/Debit) | $8 | ||||
Wire TransfersVerified | |||||
| Wire Transfer – Outgoing (domestic/int’l) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Wire Transfer – Incoming | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Check Not Payable to Accountholder | $4Within the typical range ($3–$6 nationally) | $1 below the national median$1 above the Michigan median | — | — | Source |
| Money Order | $3 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Item | $10Within the typical range ($8–$25 nationally) | $5 below the national median$5 below the Michigan median | — | — | Source |
Account ServicesVerified | |||||
| Garnishment/Tax Levy | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Michigan median | per month | — | Source |
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Headline fees published
7 of 15
Published fees
13
Under review
0
Assets
$1.1B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.1B
Total deposits
$891.8M
Service charge income (year to date)
$1.3M
Fee income ratio
3.4%
Return on assets
0.31%
Financial profile · Pro
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| $2 below the national median$0.50 above the Michigan median |
| — |
| — |
| Source |
| At the national median$5 above the Michigan median |
| — |
| — |
| Source |
| $1 above the national median$1 above the Michigan median |
| — |
| — |
| Source |
| ^ Stop Payment (per item) | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$5 above the Michigan median | per item | — | Source |
| Cashier’s Check/Money Order copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | per month | — | Source |