vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$0.50 below the California median
per month · with less than $500 Average Daily Balance · Institution’s schedule
$0.95 above the national median$1.45 above the California median
per month · Source
$4 above the national median$4.50 above the California median
per month · Source
$3 below the national median$1.50 below the California median
$7.50 above the national median$5 above the California median
$16 below the national median$11 below the California median
$15 below the national median$10 below the California median
per item · Source
$0.25 above the national median$0.25 below the California median
per transaction · Source
At the national medianAt the California median
At the national medianAt the California median
—
per transaction · Source
$2.50 below the national median$2.50 below the California median
At the national medianAt the California median
At the national medianAt the California median
$2 below the national median$3 below the California median
$10 below the national median$10 below the California median
$2 below the national median$2 below the California median
per item · Source
$3 below the national median$3 below the California median
$2.50 below the national median$5 below the California median
—
$7.50 above the national median$5 below the California median
per item · Source
$2.50 below the national median$15 below the California median
$7.50 above the national median$5 below the California median
per item · Source
$30 below the national median$25 below the California median
per item · Source
$15 below the national median$15 below the California median
$5 above the national median$5 above the California median
per item · Institution’s schedule
$5 above the national median$5 above the California median
per item · Institution’s schedule
$5 below the national median$5 below the California median
$2 below the national median$3.25 below the California median
per item · Source
$3 below the national median$4.25 below the California median
At the national median$1.25 below the California median
per item · Source
$162.50 above the national median$125 above the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Interest Checking Account Monthly Fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.50 below the California median | per month | with less than $500 Average Daily Balance | Institution’s schedule |
| Plus Checking Account Monthly service charge | $6.95Within the typical range ($4–$10 nationally) | $0.95 above the national median$1.45 above the California median | per month | — | Source |
| Premier Interest Checking Account (with less Monthly service charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.50 above the California median | per month | — | Source |
| Escheat Locator / Transfer Fee | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | — | — | Source |
| Account Reconciliation Research | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$5 above the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Debit Card Paid NSF Fee (opt-in required) | $14Below the typical range ($25–$33 nationally) | $16 below the national median$11 below the California median | — | — | Source |
| Overdraft Protection Flat Usage Fee | $15 | ||||
ATM & CardVerified | |||||
| ATM Charge on Non-Patelco ATMs | $1.75Within the typical range ($1–$2.25 nationally) | $0.25 above the national median$0.25 below the California median | per transaction | — | Source |
| HSA Debit Card Replacement Fee | $10 | ||||
Check ServicesVerified | |||||
| Official Checks to Third Party | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | — | — | Source |
| per month | Official Checks to Third Party | $5 | ||||
Digital & ElectronicVerified | |||||
| Online Banking and Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the California median | — | — | Source |
Cash & DepositVerified | |||||
| Cash advance | 2%of the advance | — | — | — | Source |
Account ServicesVerified | |||||
| Notary Fee (non-Patelco documents) | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 below the California median | per item | — | Source |
| Notary Fee (Patelco documents only) | $0 | ||||
Lending FeesVerified | |||||
| Loan Payment Late Charge | $5Below the typical range ($10–$25 nationally) | $15 below the national median$15 below the California median | — | — | Source |
| Payment Skips / Deferral Fee | $25 | ||||
Retirement & IRAVerified | |||||
| HSA / IRA Adjustment Fee | $20Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the California median | per item | — | Institution’s schedule |
| IRA Outgoing Transfer Fee | $20 | ||||
Other FeesVerified | |||||
| Credit Cards: Statement Copies | $1Below the typical range ($2–$5 nationally) | $2 below the national median$3.25 below the California median | per item | — | Source |
| Photocopies (not including research) | $0 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$14
Headline fees published
6 of 15
Published fees
30
Under review
0
Assets
$9.8B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$9.8B
Total deposits
$8.2B
Service charge income (year to date)
$4.6M
Fee income ratio
1.8%
Return on assets
0.41%
Financial profile · Pro
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| $15 below the national median$10 below the California median |
| per item |
| — |
| Source |
| At the national medianAt the California median |
| — |
| — |
| Source |
| Lost Card Replacement (after 2 per year) | $10Within the typical range ($5–$10 nationally) | At the national medianAt the California median | — | — | Source |
| Foreign Transaction Fees | 1%of the transaction | — | per transaction | — | Source |
| Foreign Transaction Fees for Credit Cards | $0Below the typical range ($1–$5 nationally) | $2.50 below the national median$2.50 below the California median | — | — | Source |
| At the national medianAt the California median |
| — |
| — |
| Source |
| Temporary Checks (up to 20) | $0Below the typical range ($1–$4 nationally) | $2 below the national median$3 below the California median | — | — | Source |
| Collection Items –$10.00 plus cost charged | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the California median | — | — | Source |
| fee for each additional check copy | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the California median | per item | — | Source |
| HELOC Check Copies (up to 12 checks or 18 months) | $0Below the typical range ($2–$5 nationally) | $3 below the national median$3 below the California median | — | — | Source |
| $2.50 below the national median$15 below the California median |
| — |
| — |
| Source |
| Stop Payments: Notary Fee (non-Patelco documents) | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 below the California median | per item | — | Source |
| IRS Levy / Withholding / Judgment | $20Below the typical range ($30–$90 nationally) | $30 below the national median$25 below the California median | per item | — | Source |
| $5 above the national median$5 above the California median |
| per item |
| — |
| Institution’s schedule |
| $5 below the national median$5 below the California median |
| — |
| — |
| Source |
| $3 below the national median$4.25 below the California median |
| — |
| — |
| Source |
| Statement Copies (after first 5) | $3Within the typical range ($2–$5 nationally) | At the national median$1.25 below the California median | per item | — | Source |
| Subordination Review Fee | $200Above the typical range ($25–$100 nationally) | $162.50 above the national median$125 above the California median | — | — | Source |