Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Belco Community Credit Union

Harrisburg, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Premature Account Closing (if closed within 90 days of account opening)$15Within the typical range ($10–$25 nationally)

$2.50 below the national median$5 above the Pennsylvania median

Dormant/Inactive Account (no activity after one year)(per quarter)$15

$10 above the national median$10 above the Pennsylvania median

per quarter · Source

Account Research (per hour)$20

$2.50 above the national median$2.50 above the Pennsylvania median

Source

Overnight Express Mail at cost Paper Statements (per statement cycle)$2

$1 below the national medianAt the Pennsylvania median

per month · Source

Overdraft & NSFVerified

Overdraft Privilege (per transaction paid against an insufficient checking account available balance)$35Above the typical range ($25–$33 nationally)
$5 above the national median$5 above the Pennsylvania median
per item · Source
OVERDRAFT/NON-SUFFICIENT FUNDS Overdraft Privilege (per transaction paid against an insufficient checking account availa$35Above the typical range ($25–$33 nationally)
$5 above the national median$5 above the Pennsylvania median
per transaction · Source
Return Item (per item)$10Below the typical range ($25–$32 nationally)
$20 below the national median$20 below the Pennsylvania median
per item · Source

ATM & CardVerified

Plastic Card Replacement (per card)$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the Pennsylvania median
per item · Source

Wire TransfersVerified

Domestic Wire (outgoing)$20Within the typical range ($20–$25 nationally)
$5 below the national median$5 below the Pennsylvania median
Source
Foreign Wire (outgoing)$40Within the typical range ($40–$50 nationally)
$10 below the national medianAt the Pennsylvania median
Source

Check ServicesVerified

Money Order (per item)$1.50Within the typical range ($1.50–$3 nationally)
$0.50 below the national median$0.50 below the Pennsylvania median
per item · Source
Check Cashing (per check, 3rd party & non-member)$5Within the typical range ($5–$10 nationally)
At the national medianAt the Pennsylvania median
per item · Source
Check Copies (2 yrs or older) at cost Cashier Check Copy (per copy)$2.50Within the typical range ($2–$5 nationally)
$0.50 below the national median$0.50 below the Pennsylvania median
per item · Source
Check Copies (per copy)$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Pennsylvania median
per item · Source

Account ServicesVerified

IRS Levy Handling$50Within the typical range ($30–$87.50 nationally)
At the national median$50 below the Pennsylvania median
Source

Lending FeesVerified

Skip-a-Payment$35Above the typical range ($10–$25 nationally)
$15 above the national median$15 above the Pennsylvania median
Source

Gift & Prepaid CardsVerified

Visa® Gift Card (per card)$5.95Above the typical range ($3–$4.95 nationally)
$2.45 above the national median$2.95 above the Pennsylvania median
per item · Source

Other FeesVerified

Statement Copies (per statement)$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Pennsylvania median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Premature Account Closing (if closed within 90 days of account opening)	$15Within the typical range ($10–$25 nationally)	$2.50 below the national median$5 above the Pennsylvania median	—	—	Source
Dormant/Inactive Account (no activity after one year)(per quarter)	$15Above the typical range ($5–$10 nationally)	$10 above the national median$10 above the Pennsylvania median	per quarter	—	Source
Account Research (per hour)	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$2.50 above the Pennsylvania median	—	—	Source
Overnight Express Mail at cost Paper Statements (per statement cycle)	$2Within the typical range ($2–$4.95 nationally)	$1 below the national medianAt the Pennsylvania median	per month	—	Source
Overdraft & NSFVerified
Overdraft Privilege (per transaction paid against an insufficient checking account available balance)	$35Above the typical range ($25–$33 nationally)	$5 above the national median$5 above the Pennsylvania median	per item	—	Source
OVERDRAFT/NON-SUFFICIENT FUNDS Overdraft Privilege (per transaction paid against an insufficient checking account availa
ATM & CardVerified
Plastic Card Replacement (per card)	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the Pennsylvania median	per item	—	Source
Wire TransfersVerified
Domestic Wire (outgoing)	$20Within the typical range ($20–$25 nationally)	$5 below the national median$5 below the Pennsylvania median	—	—	Source
Foreign Wire (outgoing)	$40
Check ServicesVerified
Money Order (per item)	$1.50Within the typical range ($1.50–$3 nationally)	$0.50 below the national median$0.50 below the Pennsylvania median	per item	—	Source
Check Cashing (per check, 3rd party & non-member)	$5
Account ServicesVerified
IRS Levy Handling	$50Within the typical range ($30–$87.50 nationally)	At the national median$50 below the Pennsylvania median	—	—	Source
Lending FeesVerified
Skip-a-Payment	$35Above the typical range ($10–$25 nationally)	$15 above the national median$15 above the Pennsylvania median	—	—	Source
Gift & Prepaid CardsVerified
Visa® Gift Card (per card)	$5.95Above the typical range ($3–$4.95 nationally)	$2.45 above the national median$2.95 above the Pennsylvania median	per item	—	Source
Other FeesVerified
Statement Copies (per statement)	$2Within the typical range ($2–$5 nationally)	$1 below the national median$1 below the Pennsylvania median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

18 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$974.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$974.4M

Total deposits

$879.4M

Service charge income (year to date)

$5.4M

Fee income ratio

17.2%

Return on assets

0.95%

Financial profile · Pro

Performance from regulator filings

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