Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Diamond Federal Credit Union

Pottstown, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Service Fee1- My Diamond Checking$4.95Within the typical range ($4–$10 nationally)

$1.05 below the national median$0.05 below the Pennsylvania median

Monthly Minimum Balance Fee 2- Growth Checking$5.95

$1.05 below the national median$0.95 above the Pennsylvania median

per month · Source

Early Account Closure$7

$10.50 below the national median$3 below the Pennsylvania median

Source

Inactive Membership$5

At the national medianAt the Pennsylvania median

per month · Source

Overdraft & NSFVerified

Returned ACH$32Within the typical range ($25–$32 nationally)
$2 above the national median$2 above the Pennsylvania median
Source
Overdraft Protection (Per Item Presentment)$29.50Above the typical range ($2.50–$5 nationally)
$24.50 above the national median$24.50 above the Pennsylvania median
per item · Source
Transfer Overdraft (Per Transfer)$5Within the typical range ($2.50–$5 nationally)
At the national medianAt the Pennsylvania median
per item · Source

ATM & CardVerified

Replacement Card (first request FREE)$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the Pennsylvania median
Source

Check ServicesVerified

Stop Payment of Check/Draft (individual or series)$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the Pennsylvania median
per item · Source
Stop Payment of Corporate Check$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the Pennsylvania median
Source
Corporate or Consumer Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Pennsylvania median
Source

Digital & ElectronicVerified

Business Bill Pay Inactive (6 months no activity)$5Within the typical range ($0–$9.95 nationally)
$2.50 above the national median$1.62 above the Pennsylvania median
Source

Retirement & IRAVerified

IRA Account Closure/Transfer to another FI$30Within the typical range ($25–$35 nationally)
$5 above the national median$5 above the Pennsylvania median
per item · Source

Other FeesVerified

Statement Copy (per month)$4.95Within the typical range ($2–$5 nationally)
$1.95 above the national median$1.95 above the Pennsylvania median
per month · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly Service Fee1- My Diamond Checking	$4.95Within the typical range ($4–$10 nationally)	$1.05 below the national median$0.05 below the Pennsylvania median	per month	—	Source
Monthly Minimum Balance Fee 2- Growth Checking	$5.95Within the typical range ($5–$10 nationally)	$1.05 below the national median$0.95 above the Pennsylvania median	per month	—	Source
Early Account Closure	$7Below the typical range ($10–$25 nationally)	$10.50 below the national median$3 below the Pennsylvania median	—	—	Source
Inactive Membership	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Pennsylvania median	per month	—	Source
Overdraft & NSFVerified
Returned ACH	$32Within the typical range ($25–$32 nationally)	$2 above the national median$2 above the Pennsylvania median	—	—	Source
Overdraft Protection (Per Item Presentment)	$29.50
ATM & CardVerified
Replacement Card (first request FREE)	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the Pennsylvania median	—	—	Source
Check ServicesVerified
Stop Payment of Check/Draft (individual or series)	$25Within the typical range ($20–$30 nationally)	$2.50 below the national medianAt the Pennsylvania median	per item	—	Source
Stop Payment of Corporate Check	$25
Digital & ElectronicVerified
Business Bill Pay Inactive (6 months no activity)	$5Within the typical range ($0–$9.95 nationally)	$2.50 above the national median$1.62 above the Pennsylvania median	—	—	Source
Retirement & IRAVerified
IRA Account Closure/Transfer to another FI	$30Within the typical range ($25–$35 nationally)	$5 above the national median$5 above the Pennsylvania median	per item	—	Source
Other FeesVerified
Statement Copy (per month)	$4.95Within the typical range ($2–$5 nationally)	$1.95 above the national median$1.95 above the Pennsylvania median	per month	—	Source

Fee change alerts

Get an email when Diamond Federal Credit Union changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $32

7% above the national median NSF fee

14 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$1.2B

Work at Diamond Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.2B

Total deposits

$1.1B

Service charge income (year to date)

$3.8M

Fee income ratio

9.6%

Return on assets

0.96%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 65,595 published fee entries from 3,603 institutions

See pricing