vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$2.27 above the Tennessee median
per month · Source
$1 below the national median$2.73 below the Tennessee median
per month · Source
$7.50 above the national median$10 above the Tennessee median
Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2358. canonical_hint=early_closure; text_hash=8246fbf1bbd6345d90239d6defd3d422d39dd2f84a6e53c3442fb5cb0562a750; excerpt="Early Account Closing Fee | $25.00 when member voluntarily closes an account within 6 months of opening." · Source
At the national median$5 below the Tennessee median
per month · Source
$5.50 below the national median$3 below the Tennessee median
per month · Source
$12.50 above the national median$15 above the Tennessee median
$1 below the national median$1 below the Tennessee median
$1 below the national median$2.50 below the Tennessee median
per item · Source
$1 below the national median$1 below the Tennessee median
per item · Source
$5 below the national median$5 below the Tennessee median
per item · Source
$5 below the national medianAt the Tennessee median
per item · Source
$4 below the national median$4 below the Tennessee median
per item · Source
$5 above the national median$5 above the Tennessee median
per item · Source
$1.50 above the national median$1 below the Tennessee median
per item · Source
$8 below the national median$8 below the Tennessee median
per item · Source
$7.50 above the national median$10 above the Tennessee median
At the national medianAt the Tennessee median
At the national median$0.50 above the Tennessee median
per item · Source
$1.50 below the national median$1 below the Tennessee median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Fresh Start Share Draft Account Monthly service charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.27 above the Tennessee median | per month | — | Source |
| Premium Interest Share Draft Account Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2.73 below the Tennessee median | per month | — | Source |
| Early Account Closing Fee | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Tennessee median | — | Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2358. canonical_hint=early_closure; text_hash=8246fbf1bbd6345d90239d6defd3d422d39dd2f84a6e53c3442fb5cb0562a750; excerpt="Early Account Closing Fee | $25.00 when member voluntarily closes an account within 6 months of opening." | Source |
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national median$5 below the Tennessee median | per month | — | Source |
| Account Reconciliation | $12Within the typical range ($12–$25 nationally) | $5.50 below the national median$3 below the Tennessee median | per month | — | Source |
| Account Research | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$15 above the Tennessee median | — | — | Source |
| Mailed Statement Fee | $2Within the typical range ($2–$4.93 nationally) | $1 below the national median$1 below the Tennessee median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay | $29Within the typical range ($25–$33 nationally) | $1 below the national median$2.50 below the Tennessee median | per item | — | Source |
| Non-Sufficient Funds (NSF) | $29 | ||||
ATM & CardVerified | |||||
| Visa TravelMoney Card replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Tennessee median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer: Outgoing | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Tennessee median | per item | — | Source |
Check ServicesVerified | |||||
| Certified Check | $1Below the typical range ($3–$6 nationally) | $4 below the national median$4 below the Tennessee median | per item | — | Source |
| Certified Check for Nonmembers | $10 | ||||
Cash & DepositVerified | |||||
| Personal D/B/A Share Draft Returned Deposit Item | $7Below the typical range ($8–$25 nationally) | $8 below the national median$8 below the Tennessee median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Fee | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$10 above the Tennessee median | — | — | Source |
| Garnishment / Levy / Legal Processing | $50 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $3.50Within the typical range ($3–$4.95 nationally) | At the national median$0.50 above the Tennessee median | per item | — | Source |
| Visa TravelMoney Card reload | $2 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$29.00
Of 166 others that publish it, 53 lower, 12 the same and 101 higher.
Monthly maintenance
$7.50
Of 91 others that publish it, 52 lower, 3 the same and 36 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$29
Headline fees published
9 of 15
Published fees
19
Under review
0
Assets
$302.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$302.6M
Total deposits
$267.9M
Service charge income (year to date)
$717K
Fee income ratio
6.5%
Return on assets
1.74%
Financial profile · Pro
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| $1 below the national median$1 below the Tennessee median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the Tennessee median |
| per item |
| — |
| Source |
| Stop Payment | $29Within the typical range ($20–$30 nationally) | $1.50 above the national median$1 below the Tennessee median | per item | — | Source |
| At the national medianAt the Tennessee median |
| — |
| — |
| Source |
| $1.50 below the national median$1 below the Tennessee median |
| — |
| — |
| Source |