Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Dixie Line Federal Credit Union

Nashville, TennesseeCredit UnionAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

CHRISTMAS CLUB EARLY WITHDRAWAL$15Within the typical range ($10–$25 nationally)

$2.50 below the national medianAt the Tennessee median

DORMANT ACCOUNT FEE$25

$20 above the national median$15 above the Tennessee median

per year · Source

RESEARCH FEE$35

$17.50 above the national median$20 above the Tennessee median

Source

RETURN MAIL FEE$10

$7.50 below the national median$5 below the Tennessee median

Knox extract.rules v30 categorized a line held for review from Rosetta artifact #2328. canonical_hint=account_research; text_hash=65b687ed9584343f5937d6f7985cf2df4792e4fc4b3a17b8fd2fb277300b3ece; excerpt="RETURN MAIL FEE | $10.00" · Source

Overdraft & NSFVerified

Overdraft Account Fee$35Above the typical range ($25–$33 nationally)
$5 above the national median$3.50 above the Tennessee median
Source
INSUFFICIENT FUNDS FEE$35Above the typical range ($25–$32 nationally)
$5 above the national median$5 above the Tennessee median
Source
DAILY NEGATIVE BALANCE FEE$1Below the typical range ($5–$15 nationally)
$4 below the national median$4 below the Tennessee median
per month · Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2328. canonical_hint=continuous_od; text_hash=65b687ed9584343f5937d6f7985cf2df4792e4fc4b3a17b8fd2fb277300b3ece; excerpt="DAILY NEGATIVE BALANCE FEE | $1.00/day or Cap Monthly" · Source

ATM & CardVerified

REPLACE LOST ATM/DEBIT CARD$15Above the typical range ($5–$10 nationally)
$5 above the national median$5 above the Tennessee median
Source
RUSH OVERNIGHT PLASTIC CARD FEE$50Within the typical range ($30–$50 nationally)
$10 above the national median$15 above the Tennessee median
Source

Wire TransfersVerified

WIRE TRANSFER (OUTGOING)$25Within the typical range ($20–$25 nationally)
At the national median$5 above the Tennessee median
Source
WIRE TRANSFER (INCOMING)$15Within the typical range ($5–$15 nationally)
$5 above the national medianAt the Tennessee median
Source

Check ServicesVerified

CASHIER'S CHECKS ( after 3 free)$1Below the typical range ($3–$6 nationally)
$4 below the national median$4 below the Tennessee median
per item · Source
STOP PAYMENT FEE$30Within the typical range ($20–$30 nationally)
$2.50 above the national medianAt the Tennessee median
Source
COPY OF DRAFT$4Within the typical range ($2–$5 nationally)
$1 above the national median$1 above the Tennessee median
Source

Cash & DepositVerified

COIN PROCESSING$2Within the typical range ($0–$3 nationally)
$2 above the national median
Source
VISA CASH ADVANCE FEE$5Within the typical range ($2–$10 nationally)
At the national medianAt the Tennessee median
Source

Account ServicesVerified

Notary Fee$10Above the typical range ($0–$5 nationally)
$7.50 above the national median$10 above the Tennessee median
Source

Lending FeesVerified

LOAN LATE PAYMENT FEE$35Above the typical range ($10–$25 nationally)
$15 above the national median$10 above the Tennessee median
Source
VISA LATE PAYMENT FEE$25Within the typical range ($10–$25 nationally)
$5 above the national medianAt the Tennessee median
Source

Other FeesVerified

LOAN APPLICATION$20Below the typical range ($25–$100 nationally)
$17.50 below the national median$15 below the Tennessee median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
CHRISTMAS CLUB EARLY WITHDRAWAL	$15Within the typical range ($10–$25 nationally)	$2.50 below the national medianAt the Tennessee median	—	—	Source
DORMANT ACCOUNT FEE	$25Above the typical range ($5–$10 nationally)	$20 above the national median$15 above the Tennessee median	per year	—	Source
RESEARCH FEE	$35Above the typical range ($12–$25 nationally)	$17.50 above the national median$20 above the Tennessee median	—	—	Source
RETURN MAIL FEE	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$5 below the Tennessee median	—	Knox extract.rules v30 categorized a line held for review from Rosetta artifact #2328. canonical_hint=account_research; text_hash=65b687ed9584343f5937d6f7985cf2df4792e4fc4b3a17b8fd2fb277300b3ece; excerpt="RETURN MAIL FEE \| $10.00"	Source
Overdraft & NSFVerified
Overdraft Account Fee	$35Above the typical range ($25–$33 nationally)	$5 above the national median$3.50 above the Tennessee median	—	—	Source
INSUFFICIENT FUNDS FEE	$35
ATM & CardVerified
REPLACE LOST ATM/DEBIT CARD	$15Above the typical range ($5–$10 nationally)	$5 above the national median$5 above the Tennessee median	—	—	Source
RUSH OVERNIGHT PLASTIC CARD FEE	$50
Wire TransfersVerified
WIRE TRANSFER (OUTGOING)	$25Within the typical range ($20–$25 nationally)	At the national median$5 above the Tennessee median	—	—	Source
WIRE TRANSFER (INCOMING)	$15
Check ServicesVerified
CASHIER'S CHECKS ( after 3 free)	$1Below the typical range ($3–$6 nationally)	$4 below the national median$4 below the Tennessee median	per item	—	Source
STOP PAYMENT FEE	$30
Cash & DepositVerified
COIN PROCESSING	$2Within the typical range ($0–$3 nationally)	$2 above the national median	—	—	Source
VISA CASH ADVANCE FEE	$5Within the typical range ($2–$10 nationally)
Account ServicesVerified
Notary Fee	$10Above the typical range ($0–$5 nationally)	$7.50 above the national median$10 above the Tennessee median	—	—	Source
Lending FeesVerified
LOAN LATE PAYMENT FEE	$35Above the typical range ($10–$25 nationally)	$15 above the national median$10 above the Tennessee median	—	—	Source
VISA LATE PAYMENT FEE	$25
Other FeesVerified
LOAN APPLICATION	$20Below the typical range ($25–$100 nationally)	$17.50 below the national median$15 below the Tennessee median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

20 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$14.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$14.5M

Total deposits

$12.3M

Service charge income (year to date)

$27K

Fee income ratio

5.6%

Return on assets

0.30%

Financial profile · Pro

Performance from regulator filings

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