vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$3 below the Massachusetts median
per month · Source
$25 below the national median$25 below the Massachusetts median
per item · Source
$5 below the national median$5 below the Massachusetts median
per item · Source
$24 below the national median$24 below the Massachusetts median
$3 below the national median$3 below the Massachusetts median
$1.50 above the national median$1.50 above the Massachusetts median
$10 below the national median$10 below the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$10 below the national median$10 below the Massachusetts median
$15 below the national median$10 below the Massachusetts median
$20 below the national median$20 below the Massachusetts median
$5 below the national median$5 below the Massachusetts median
At the national median$1 below the Massachusetts median
$27.50 below the national median$26.25 below the Massachusetts median
$17.50 below the national median$16.25 below the Massachusetts median
$2 above the national medianAt the Massachusetts median
$7.45 above the national median$9.95 above the Massachusetts median
per item · Source
$2.50 below the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$2.50 below the national median$1.25 below the Massachusetts median
$105 above the national median$85 above the Massachusetts median
$20 above the national medianAt the Massachusetts median
$10 below the national median$30 below the Massachusetts median
$55 above the national median$35 above the Massachusetts median
$5 above the national median$15 below the Massachusetts median
At the national medianAt the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Checking Account after 365 days | $2Below the typical range ($5–$10 nationally) | $3 below the national median$3 below the Massachusetts median | per month | — | Source |
Overdraft & NSFVerified | |||||
| 18/65 Insufficient Funds charge per item | $5Below the typical range ($25–$32 nationally) | $25 below the national median$25 below the Massachusetts median | per item | — | Source |
| Insufficient Funds (NSF/Uncollected) per item | $25 | ||||
ATM & CardVerified | |||||
| CBCU ATM | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the Massachusetts median | — | — | Source |
| First Replacement Card | $0 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Incoming Domestic Wire | $0 | ||||
Check ServicesVerified | |||||
| Treasurer’s Check | $0Below the typical range ($3–$6 nationally) | $5 below the national median$5 below the Massachusetts median | — | — | Source |
| Money Order | $2 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay Expedited Payment | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$9.95 above the Massachusetts median | per item | — | Source |
| Bill Pay Service | $0 | ||||
Cash & DepositVerified | |||||
| Coin Machine Use - Member | $0Within the typical range ($0–$3 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1.25 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 10 x 10 | $150 | ||||
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Headline fees vs. national median
Headline fees published
9 of 15
Published fees
27
Under review
0
Assets
$544.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$544.5M
Total deposits
$466.6M
Service charge income (year to date)
$643K
Fee income ratio
5.0%
Return on assets
0.39%
Financial profile · Pro
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| $5 below the national median$5 below the Massachusetts median |
| per item |
| — |
| Source |
| Miscellaneous Fees Return Check charge | $6Below the typical range ($25–$32 nationally) | $24 below the national median$24 below the Massachusetts median | — | — | Source |
| Overdraft (OD) Protection Transfer Fee | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$3 below the Massachusetts median | — | — | Source |
| $10 below the national median$10 below the Massachusetts median |
| — |
| — |
| Source |
| Replacement ATM/Debit Card after 1 free | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| $10 below the national median$10 below the Massachusetts median |
| — |
| — |
| Source |
| Outgoing International Wire | $35Below the typical range ($40–$50 nationally) | $15 below the national median$10 below the Massachusetts median | — | — | Source |
| Incoming International Wire | $0Below the typical range ($10–$25 nationally) | $20 below the national median$20 below the Massachusetts median | — | — | Source |
| At the national median$1 below the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment on Treasurer’s Check | $0Below the typical range ($20–$30 nationally) | $27.50 below the national median$26.25 below the Massachusetts median | — | — | Source |
| Stop Payment order | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$16.25 below the Massachusetts median | — | — | Source |
| Checking Account – check copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | — | — | Source |
| $2.50 below the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| $105 above the national median$85 above the Massachusetts median |
| — |
| — |
| Source |
| Safe Deposit Box 3 x 10 | $65Within the typical range ($30–$70 nationally) | $20 above the national medianAt the Massachusetts median | — | — | Source |
| Safe Deposit Box 3 x 5 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$30 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 5 x 10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$35 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 5 x 5 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$15 below the Massachusetts median | — | — | Source |
| Tax/Levy/Garnishment | $50Within the typical range ($30–$87.50 nationally) | At the national medianAt the Massachusetts median | — | — | Source |