vs. U.S. typical range:LowerTypicalHigher
$8 above the national median$7.50 above the Texas median
$12.50 below the national median$10.50 below the Texas median
$2 below the national median$2 below the Texas median
$4 below the national median$3.75 below the Texas median
per item · from Savings Account or Line-of-Credit Loan · Institution’s schedule
$4 below the national median$3.75 below the Texas median
per item · Source
$0.50 below the national median$0.50 below the Texas median
At the national median$2.50 above the Texas median
$5 below the national median$2.50 below the Texas median
$5 below the national medianAt the Texas median
$10 below the national median$5 below the Texas median
At the national medianAt the Texas median
$0.50 below the national median$0.50 below the Texas median
$0.50 above the national median$1.50 below the Texas median
At the national medianAt the Texas median
per item · 4 checks per page; price per page · Institution’s schedule
At the national medianAt the Texas median
per item · Source
$2 above the national median$2 above the Texas median
At the national medianAt the Texas median
per item · Source
$2 below the national median$2 below the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Commercial Checking Account (balance below $2,500) | $15Above the typical range ($5–$10 nationally) | $8 above the national median$7.50 above the Texas median | — | — | Source |
| Statement Returned Undeliverable (return mail) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10.50 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft/Non-Sufficient Funds (NSF) | $28Within the typical range ($25–$33 nationally) | $2 below the national median$2 below the Texas median | — | — | Source |
| Overdraft Transfer – Per Item | $1 | ||||
ATM & CardVerified | |||||
| ATM Transaction (off-site/non-ECU terminal) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
| Immediate Replacement of Debit/ATM Card Not available at all locations | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (outgoing) | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Texas median | — | — | Source |
| Wire Transfer (incoming) | $0 | ||||
Check ServicesVerified | |||||
| Cashiers Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | — | — | Source |
| Money Order | $1.50 | ||||
Account ServicesVerified | |||||
| Legal Processing Fee | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Texas median | per item | — | Source |
Other FeesVerified | |||||
| Photocopy per page | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Texas median | per item | — | Source |
Overdraft
$28.00
Of 124 others that publish it, 37 lower, 5 the same and 82 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$28
Headline fees published
9 of 15
Published fees
18
Under review
0
Assets
$609.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$609.5M
Total deposits
$484.8M
Service charge income (year to date)
$1.1M
Fee income ratio
7.3%
Return on assets
2.30%
Financial profile · Pro
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| $4 below the national median$3.75 below the Texas median |
| per item |
| from Savings Account or Line-of-Credit Loan |
| Institution’s schedule |
| Overdraft Transfer – Per Item (from Savings Account or Line-of-Credit Loan) | $1Below the typical range ($2.50–$5 nationally) | $4 below the national median$3.75 below the Texas median | per item | — | Source |
| At the national median$2.50 above the Texas median |
| — |
| — |
| Source |
| Expedited Replacement Debit/ATM Card (mailed) | $35Within the typical range ($30–$50 nationally) | $5 below the national median$2.50 below the Texas median | — | — | Source |
| $10 below the national median$5 below the Texas median |
| — |
| — |
| Source |
| $0.50 below the national median$0.50 below the Texas median |
| — |
| — |
| Source |
| Stop Payment (check & electronic draft) | $28Within the typical range ($20–$30 nationally) | $0.50 above the national median$1.50 below the Texas median | — | — | Source |
| Temporary Checks | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Texas median | per item | 4 checks per page; price per page | Institution’s schedule |
| Temporary Checks (4 checks per page) price per page | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Draft (check) Copy Mailed | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | — | — | Source |