Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Alive Federal Credit Union

Jacksonville, FloridaCredit UnionAtlanta Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within 90 days of opening$10Within the typical range ($10–$25 nationally)

$7.50 below the national median$15 below the Florida median

Holiday Club account (early withdrawal)$5

$12.50 below the national median$20 below the Florida median

Source

Fresh Start Checking (exempt from inactivity or early closure fees)$5

At the national median$5 below the Florida median

per month · Knox extract.rules v19 categorized a line held for review from Rosetta artifact #6799. canonical_hint=dormant_account; text_hash=c15b794d0d652f849103db5538aa29b154d6cda984dcc46667e477a3828cb2a2; excerpt="Fresh Start Checking (exempt from inactivity or early closure fees) | $5 per month" · Source

Inactive account (No activity for 12 months)$15

$10 above the national median$5 above the Florida median

per quarter · Source

Account research (minimum 1 hour)$25

$7.50 above the national median$10 above the Florida median

Source

Bad address/returned mail$8

$9.50 below the national median$7 below the Florida median

Source

Mailed paper statements$2

$1 below the national median$1 below the Florida median

Source

Overdraft & NSFVerified

NSF – ACH/check/bill pay/recurring debit/POS$28Within the typical range ($25–$32 nationally)
$2 below the national median$2 below the Florida median
per item · Source

ATM & CardVerified

ATM withdrawal (after two per month, excludes Alive ATMs and Presto)$2.50Above the typical range ($1–$2.25 nationally)
$1 above the national median$0.50 above the Florida median
Source
Inquiry (at non-Alive CU ATM’s)$2Within the typical range ($1–$2.25 nationally)
$0.50 above the national medianAt the Florida median
Source
Replacement, reopen or Instant Issue card (except fraud)$10Within the typical range ($5–$10 nationally)
At the national medianAt the Florida median
Source

Wire TransfersVerified

Wire transfer (outgoing – domestic)$25Within the typical range ($20–$25 nationally)
At the national medianAt the Florida median
Source

Check ServicesVerified

Official check withdrawal over 1 per day$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Florida median
per day · Source
Official check/exchange$5Within the typical range ($3–$6 nationally)
At the national medianAt the Florida median
Source
Checks$5Above the typical range ($1–$4 nationally)
$3 above the national median$3 above the Florida median
Source
Foreign item collection$35Above the typical range ($10–$25 nationally)
$15 above the national median$10 above the Florida median
Source
Check copy (free via online banking)$10Above the typical range ($2–$5 nationally)
$7 above the national median$6 above the Florida median
Source

Cash & DepositVerified

Denied chargeback request$30Above the typical range ($8–$25 nationally)
$15 above the national median$10 above the Florida median
Source

Account ServicesVerified

Notary$10Above the typical range ($0–$5 nationally)
$7.50 above the national median$5 above the Florida median
per item · Source
Legal processing and reviews$100Within the typical range ($30–$100 nationally)
$50 above the national medianAt the Florida median
per item · Source

Retirement & IRAVerified

IRA & HSA Annual maintenance$25Within the typical range ($10–$25 nationally)
$10 above the national median
per year · Source
IRA & HSA termination (rollover, transfer withdrawal)$25Within the typical range ($25–$35 nationally)
At the national medianAt the Florida median
Source

Gift & Prepaid CardsVerified

Gift Card$2.50Below the typical range ($3–$4.95 nationally)
$1 below the national median$0.50 below the Florida median
Source
Reloadable prepaid card activation$5.95Above the typical range ($3–$4.95 nationally)
$2.45 above the national median$2.95 above the Florida median
Source

Other FeesVerified

Statement copies (free via Online Banking)$5Within the typical range ($2–$5 nationally)
$2 above the national median$1.75 above the Florida median
Source
Existing Alive CU loan refinance processing$25Within the typical range ($25–$100 nationally)
$12.50 below the national median$37.50 below the Florida median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account closed within 90 days of opening	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median$15 below the Florida median	—	—	Source
Holiday Club account (early withdrawal)	$5Below the typical range ($10–$25 nationally)	$12.50 below the national median$20 below the Florida median	—	—	Source
Fresh Start Checking (exempt from inactivity or early closure fees)	$5Within the typical range ($5–$10 nationally)	At the national median$5 below the Florida median	per month	Knox extract.rules v19 categorized a line held for review from Rosetta artifact #6799. canonical_hint=dormant_account; text_hash=c15b794d0d652f849103db5538aa29b154d6cda984dcc46667e477a3828cb2a2; excerpt="Fresh Start Checking (exempt from inactivity or early closure fees) \| $5 per month"	Source
Inactive account (No activity for 12 months)	$15Above the typical range ($5–$10 nationally)	$10 above the national median$5 above the Florida median	per quarter	—	Source
Account research (minimum 1 hour)	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$10 above the Florida median	—	—	Source
Bad address/returned mail	$8Below the typical range ($12–$25 nationally)	$9.50 below the national median$7 below the Florida median	—	—	Source
Mailed paper statements	$2Within the typical range ($2–$4.95 nationally)	$1 below the national median$1 below the Florida median	—	—	Source
Overdraft & NSFVerified
NSF – ACH/check/bill pay/recurring debit/POS	$28Within the typical range ($25–$32 nationally)	$2 below the national median$2 below the Florida median	per item	—	Source
ATM & CardVerified
ATM withdrawal (after two per month, excludes Alive ATMs and Presto)	$2.50Above the typical range ($1–$2.25 nationally)	$1 above the national median$0.50 above the Florida median	—	—	Source
Inquiry (at non-Alive CU ATM’s)	$2
Wire TransfersVerified
Wire transfer (outgoing – domestic)	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Florida median	—	—	Source
Check ServicesVerified
Official check withdrawal over 1 per day	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Florida median	per day	—	Source
Official check/exchange	$5
Cash & DepositVerified
Denied chargeback request	$30Above the typical range ($8–$25 nationally)	$15 above the national median$10 above the Florida median	—	—	Source
Account ServicesVerified
Notary	$10Above the typical range ($0–$5 nationally)	$7.50 above the national median$5 above the Florida median	per item	—	Source
Legal processing and reviews	$100
Retirement & IRAVerified
IRA & HSA Annual maintenance	$25Within the typical range ($10–$25 nationally)	$10 above the national median	per year	—	Source
IRA & HSA termination (rollover, transfer withdrawal)	$25
Gift & Prepaid CardsVerified
Gift Card	$2.50Below the typical range ($3–$4.95 nationally)	$1 below the national median$0.50 below the Florida median	—	—	Source
Reloadable prepaid card activation	$5.95
Other FeesVerified
Statement copies (free via Online Banking)	$5Within the typical range ($2–$5 nationally)	$2 above the national median$1.75 above the Florida median	—	—	Source
Existing Alive CU loan refinance processing	$25

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $28

7% below the national median NSF fee

26 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$295.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$295.5M

Total deposits

$261.4M

Service charge income (year to date)

$957K

Fee income ratio

11.2%

Return on assets

1.14%

Financial profile · Pro

Performance from regulator filings

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