vs. U.S. typical range:LowerTypicalHigher
$1 above the national median$0.73 below the Tennessee median
per month · Source
$6 below the national median$7.73 below the Tennessee median
$3 above the national median$1.27 above the Tennessee median
per month · Source
$4 above the national median$2.27 above the Tennessee median
per month · Source
$1 below the national median$2.73 below the Tennessee median
per month · Source
$0.50 below the national median$0.50 below the Tennessee median
$1 below the national median$1 below the Tennessee median
$0.50 below the national median$0.25 below the Tennessee median
$0.01 below the national median$0.01 below the Tennessee median
$0.01 below the national median$4.99 above the Tennessee median
$14.99 above the national median$9.99 above the Tennessee median
$35 above the national median$35 above the Tennessee median
$4.99 above the national medianAt the Tennessee median
At the national medianAt the Tennessee median
$5.45 above the national median$2.95 above the Tennessee median
$2.13 below the national median$0.01 below the Tennessee median
$2.50 below the national median$0.38 below the Tennessee median
$2 above the national median$4.12 above the Tennessee median
per month · Source
At the national medianAt the Tennessee median
$104.99 above the national median$99.99 above the Tennessee median
$33 below the national median$38 below the Tennessee median
$25 below the national median$30 below the Tennessee median
$0.01 below the national median$0.01 below the Tennessee median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Maintenance fee | $7Within the typical range ($4–$10 nationally) | $1 above the national median$0.73 below the Tennessee median | per month | — | Source |
| Maintenance fee waived for students under age 25 | $0Below the typical range ($4–$10 nationally) | $6 below the national median$7.73 below the Tennessee median | — | — | Source |
| Monthly fee | $9Within the typical range ($4–$10 nationally) | $3 above the national median$1.27 above the Tennessee median | per month | — | Source |
| Monthly fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.27 above the Tennessee median | per month | — | Source |
| Monthly fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2.73 below the Tennessee median | per month | — | Source |
| Paper statement fee | $2.50Within the typical range ($2–$4.93 nationally) | $0.50 below the national median$0.50 below the Tennessee median | — | — | Source |
| Paper Statement Fee | $2Within the typical range ($2–$4.93 nationally) | $1 below the national median$1 below the Tennessee median | — | — | Source |
ATM & CardVerified | |||||
| Foreign ATM Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.25 below the Tennessee median | — | — | Source |
| ATM/Debit Card Replacement | $9.99 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Domestic Outgoing) | $24.99Within the typical range ($20–$25 nationally) | $0.01 below the national median$4.99 above the Tennessee median | — | — | Source |
| M: Wire Transfer (Domestic Incoming) | $24.99 | ||||
Check ServicesVerified | |||||
| Business Money Market: Summit Business Checking: Official Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Tennessee median | — | — | Source |
| Stop Payment | $32.95 | ||||
Digital & ElectronicVerified | |||||
| 314 N Public Square: Bill Pay (each additional item per statement cycle) | $0.37Within the typical range ($0–$9.95 nationally) | $2.13 below the national median$0.01 below the Tennessee median | — | — | Source |
| Bill Pay | $0 | ||||
Cash & DepositVerified | |||||
| Night Deposit – per access key | $4.99Below the typical range ($5–$20 nationally) | $5.01 below the national median | — | — | Source |
Account ServicesVerified | |||||
| Business Analysis Checking: replacement, and drilling. Min Fee | $149.99Above the typical range ($30–$70 nationally) | $104.99 above the national median$99.99 above the Tennessee median | — | — | Source |
| Business Freedom Checking: Pinnacle Business Checking: Safe Deposit Box Rental begins at | |||||
Its state has too few comparable institutions, so these are its Fed district peers.
Monthly maintenance
$7.00
Of 59 others that publish it, 25 lower, 3 the same and 31 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees published
9 of 15
Published fees
24
Under review
0
Assets
$1.5B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.5B
Total deposits
$1.1B
Service charge income
$260K
Fee income ratio
1.5%
Return on assets
2.00%
Branches
22
Service charge income by quarter
Financial profile · Pro
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| $0.01 below the national median$0.01 below the Tennessee median |
| — |
| — |
| Source |
| $14.99 above the national median$9.99 above the Tennessee median |
| — |
| — |
| Source |
| United Student Savings: Wire Transfer (International Outgoing) | $85Above the typical range ($40–$50 nationally) | $35 above the national median$35 above the Tennessee median | — | — | Source |
| Wire Transfer (International Incoming) | $24.99Within the typical range ($10–$25 nationally) | $4.99 above the national medianAt the Tennessee median | — | — | Source |
| $5.45 above the national median$2.95 above the Tennessee median |
| — |
| — |
| Source |
| $2.50 below the national median$0.38 below the Tennessee median |
| — |
| — |
| Source |
| Bill Pay (up to 10 items per statement cycle) | $4.50Within the typical range ($0–$9.95 nationally) | $2 above the national median$4.12 above the Tennessee median | per month | — | Source |
| FREE Mobile Deposit | $0Within the typical range ($0–$0 nationally) | At the national medianAt the Tennessee median | — | — | Source |
| $12Below the typical range ($30–$70 nationally) |
| $33 below the national median$38 below the Tennessee median |
| — |
| — |
| Source |
| Safe Deposit Box Security Deposit | $20Below the typical range ($30–$70 nationally) | $25 below the national median$30 below the Tennessee median | — | — | Source |
| Garnishment/Levy | $49.99Within the typical range ($30–$88.13 nationally) | $0.01 below the national median$0.01 below the Tennessee median | — | — | Source |