vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$5 below the Virginia median
At the national median$5 below the Virginia median
per month · Source
$20 below the national median$20 below the Virginia median
per item · Source
$5 above the national median$5 above the Virginia median
$10 above the national median$10 above the Virginia median
per item · Source
At the national median$0.50 above the Virginia median
per item · Source
$2 above the national median$2.50 above the Virginia median
per transaction · Source
At the national median$0.50 above the Virginia median
per transaction · Source
$5 below the national median$5 below the Virginia median
$5 below the national median$3.75 below the Virginia median
$5 above the national median$5 above the Virginia median
$12.50 above the national median$10 above the Virginia median
per item · Source
At the national medianAt the Virginia median
per item · Source
$2 below the national median$3 below the Virginia median
per item · Source
$15 above the national median$7.50 above the Virginia median
per item · Source
$5 below the national median$12.50 below the Virginia median
$155 above the national median$148.75 above the Virginia median
$20 below the national median$26.25 below the Virginia median
$50 above the national median$25 above the Virginia median
At the national median$25 below the Virginia median
$7 below the national median$9.50 below the Virginia median
$1.50 above the national median$1.05 above the Virginia median
$0.50 below the national median$0.95 below the Virginia median
per item · Source
$12.50 above the national median$20 above the Virginia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Closing Fee (When account is closed within first 6 months) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the Virginia median | — | — | Source |
| Inactive Account Fee (12 month no activity) | $5Within the typical range ($5–$10 nationally) | At the national median$5 below the Virginia median | per month | — | Source |
Overdraft & NSFVerified | |||||
| de Minimis Overdraft Fee | $10Below the typical range ($25–$33 nationally) | $20 below the national median$20 below the Virginia median | per item | — | Source |
| Overdraft Priviledge Fee | $35 | ||||
ATM & CardVerified | |||||
| Balance Inquiry | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.50 above the Virginia median | per item | — | Source |
| Foreign ATM Transactions | $3.50 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Domestic Only) | $20Within the typical range ($20–$25 nationally) | $5 below the national median$3.75 below the Virginia median | — | — | Source |
Check ServicesVerified | |||||
| Cashier Check (on cu checks made payable to third party) | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Virginia median | — | — | Source |
| Stop Payment | $40 | ||||
Digital & ElectronicVerified | |||||
| ACH - Return Item (Payment or Deposit) | $40Above the typical range ($15–$30 nationally) | $15 above the national median$7.50 above the Virginia median | per item | — | Source |
Cash & DepositVerified | |||||
| Deposited Item Return | $10Within the typical range ($8–$25 nationally) | $5 below the national median$12.50 below the Virginia median | — | — | Source |
Account ServicesVerified | |||||
| Drill Box W/ 2 Lost Keys | $200Above the typical range ($30–$70 nationally) | $155 above the national median$148.75 above the Virginia median | — | — | Source |
| Replacement Key | $25 | ||||
Gift & Prepaid CardsVerified | |||||
| CUMONEY (Reloadable Debit Card) | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1.05 above the Virginia median | — | — | Source |
| Visa Gift Cards | $3 | ||||
Other FeesVerified | |||||
| Mortgage Subordination | $50Within the typical range ($25–$100 nationally) | $12.50 above the national median$20 above the Virginia median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$10
Headline fees published
8 of 15
Published fees
24
Under review
0
Assets
$391.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$391.6M
Total deposits
$342.0M
Service charge income (year to date)
$2.2M
Fee income ratio
16.4%
Return on assets
1.08%
Financial profile · Pro
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| $5 above the national median$5 above the Virginia median |
| — |
| — |
| Source |
| Insufficient Funds (NSF) (excludes Budget Checking) | $40Above the typical range ($25–$32 nationally) | $10 above the national median$10 above the Virginia median | per item | — | Source |
| $2 above the national median$2.50 above the Virginia median |
| per transaction |
| — |
| Source |
| Non-proprietary ATM Withdrawal/ Transfer | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.50 above the Virginia median | per transaction | — | Source |
| Replacement Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Virginia median | — | — | Source |
| $12.50 above the national median$10 above the Virginia median |
| per item |
| — |
| Source |
| Check Cashing | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Virginia median | per item | — | Source |
| Check Copy | $1Below the typical range ($2–$5 nationally) | $2 below the national median$3 below the Virginia median | per item | — | Source |
| $20 below the national median$26.25 below the Virginia median |
| — |
| — |
| Source |
| Garnishment / Levy Fee | $100Above the typical range ($30–$88.13 nationally) | $50 above the national median$25 above the Virginia median | — | — | Source |
| Judge / Garnishment Fee | $50Within the typical range ($30–$88.13 nationally) | At the national median$25 below the Virginia median | — | — | Source |
| Verification of Deposit | $3Below the typical range ($5–$15 nationally) | $7 below the national median$9.50 below the Virginia median | — | — | Source |
| $0.50 below the national median$0.95 below the Virginia median |
| per item |
| — |
| Source |