vs. U.S. typical range:LowerTypicalHigher
$12.50 above the national median$12.50 above the New York median
At the national medianAt the New York median
per day · Source
At the national medianAt the New York median
per transaction · Source
At the national medianAt the New York median
$5 above the national median$5 above the New York median
per item · Source
At the national medianAt the New York median
$50 above the national median$55 above the New York median
per item · Source
$3 above the national median$3 above the New York median
$2.50 above the national median$5 above the New York median
$1 below the national median$1 below the New York median
per item · Source
$2 below the national median$4 below the New York median
per item · Source
$2.50 below the national median$2.50 below the New York median
$12.45 above the national median$12.45 above the New York median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3213. canonical_hint=bill_pay; text_hash=863c3b6036e188207b55187d09fbeffe84642e4516042aaa542d596ca8c727cb; excerpt="Online Bill Payment Overnight Check Expedited Fee | $14.95" · Source
$7.45 above the national median$7.45 above the New York median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3213. canonical_hint=bill_pay; text_hash=863c3b6036e188207b55187d09fbeffe84642e4516042aaa542d596ca8c727cb; excerpt="Online Bill Payment Same Day Electronic Payment Expedited Fee | $9.95" · Source
$20 below the national median$30 below the New York median
$50 above the national medianAt the New York median
$11.70 below the national median$4.70 below the New York median
Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3213. canonical_hint=loan_origination; text_hash=863c3b6036e188207b55187d09fbeffe84642e4516042aaa542d596ca8c727cb; excerpt="+++Plus credit report fee $20.30" · Source
$175 below the national median$200 below the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Research/Reconciliation of Account (per hour) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$12.50 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Continuous Overdraft Fee/Negative Balance Fee (daily beginning on the 6th calendar day) | $5Within the typical range ($5–$17 nationally) | At the national medianAt the New York median | per day | — | Source |
ATM & CardVerified | |||||
| Withdrawals made using your Ulster Savings Bank Debit MasterCard or your Ulster Savings Bank ATM Card at non-Ulster Savi | $1.50Within the typical range ($1–$2.25 nationally) | At the national medianAt the New York median | per transaction | — | Source |
| MasterCard Check Card/ATM Card Replacement | $10 | ||||
Wire TransfersVerified | |||||
| Outgoing Wires or Cables (Domestic – per item) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the New York median | per item | — | Source |
| Incoming Wires | $10 | ||||
Check ServicesVerified | |||||
| Bank Checks (issued for depositors only) | $8Above the typical range ($3–$6 nationally) | $3 above the national median$3 above the New York median | — | — | Source |
| Stop Payment (all stop payments) | $30 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Payment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$2.50 below the New York median | — | — | Source |
| Online Bill Payment Overnight Check Expedited Fee | $14.95 | ||||
Account ServicesVerified | |||||
| Lost Key Replacement Fee | $25Below the typical range ($30–$70 nationally) | $20 below the national median$30 below the New York median | — | — | Source |
| Legal Process (Liens, levies, restraining orders, etc,) Per Action | $100 | ||||
Lending FeesVerified | |||||
| Plus credit report fee | $20.30Within the typical range ($20.08–$75 nationally) | $11.70 below the national median$4.70 below the New York median | — | Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3213. canonical_hint=loan_origination; text_hash=863c3b6036e188207b55187d09fbeffe84642e4516042aaa542d596ca8c727cb; excerpt="+++Plus credit report fee $20.30" | Source |
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Headline fees published
7 of 15
Published fees
18
Under review
0
Assets
$1.4B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.4B
Total deposits
$1.2B
Service charge income
$581K
Fee income ratio
4.0%
Return on assets
0.52%
Branches
15
Service charge income by quarter
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| At the national medianAt the New York median |
| — |
| — |
| Source |
| At the national medianAt the New York median |
| — |
| — |
| Source |
| Outgoing Wires or Cables (International - per item) | $100Above the typical range ($40–$50 nationally) | $50 above the national median$55 above the New York median | per item | — | Source |
| $2.50 above the national median$5 above the New York median |
| — |
| — |
| Source |
| Counter Check (per check) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the New York median | per item | — | Source |
| Photocopies (per item, check or page) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$4 below the New York median | per item | — | Source |
| $12.45 above the national median$12.45 above the New York median |
| — |
| Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3213. canonical_hint=bill_pay; text_hash=863c3b6036e188207b55187d09fbeffe84642e4516042aaa542d596ca8c727cb; excerpt="Online Bill Payment Overnight Check Expedited Fee | $14.95" |
| Source |
| Online Bill Payment Same Day Electronic Payment Expedited Fee | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$7.45 above the New York median | — | Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3213. canonical_hint=bill_pay; text_hash=863c3b6036e188207b55187d09fbeffe84642e4516042aaa542d596ca8c727cb; excerpt="Online Bill Payment Same Day Electronic Payment Expedited Fee | $9.95" | Source |
| $50 above the national medianAt the New York median |
| — |
| — |
| Source |
| $150Within the typical range ($143.75–$500 nationally) |
| $175 below the national median$200 below the New York median |
| — |
| — |
| Source |