vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$10 above the Texas median
$7.50 above the national median$9.50 above the Texas median
At the national medianAt the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$0.50 below the national median$0.50 below the Texas median
per transaction · Source
$5 above the national median$7.50 above the Texas median
per item · Source
At the national median$5 above the Texas median
per item · Source
At the national median$5 above the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$5 above the national median$5 above the Texas median
$2 below the national median$2 below the Texas median
per item · Source
$2.50 above the national median$0.50 above the Texas median
per item · Source
$15 below the national median$15 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
per item · Source
$5 above the national median$5 above the Texas median
$15 above the national median$18 above the Texas median
per item · Source
$100 above the national median$75 above the Texas median
$5 below the national median$5 below the Texas median
per transaction · Source
$2.90 below the national median$2.90 below the Texas median
per item · Source
At the national medianAt the Texas median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| New Account Closure Fee | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Texas median | — | — | Source |
| Account Reconciliation | $25Within the typical range ($12.50–$25 nationally) | $7.50 above the national median$9.50 above the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Local: ACH Overdraft Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Texas median | per item | — | Source |
| NSF Fee | $30 | ||||
ATM & CardVerified | |||||
| ATM Transaction Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Texas median | per transaction | — | Source |
| Design Replacement Card | $15 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fee (Outgoing) | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Texas median | per item | — | Source |
| Wire Transfer Fee (Incoming) | $10 | ||||
Check ServicesVerified | |||||
| Cashier's Check Fee | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Cashier’s Check Fee | $10 | ||||
Cash & DepositVerified | |||||
| Cash Advance Fee | $10Within the typical range ($2–$10 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |
| Deposited Item Return Fee (member’s own check on another FI) | $30 | ||||
Account ServicesVerified | |||||
| Legal Process Fee (1 hr minimum) | $150Above the typical range ($30–$100 nationally) | $100 above the national median$75 above the Texas median | — | — | Source |
| Verification of Deposit | $5 | ||||
Other FeesVerified | |||||
| Photocopy Fee | $0.10Below the typical range ($2–$5 nationally) | $2.90 below the national median$2.90 below the Texas median | per item | — | Source |
| Statement Copy Fee | $3 | ||||
Overdraft
$30.00
Of 121 others that publish it, 48 lower, 39 the same and 34 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
20
Under review
0
Assets
$124.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$124.3M
Total deposits
$108.2M
Service charge income (year to date)
$416K
Fee income ratio
9.6%
Return on assets
-0.44%
Financial profile · Pro
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| At the national medianAt the Texas median |
| per item |
| — |
| Source |
| $5 above the national median$7.50 above the Texas median |
| per item |
| — |
| Source |
| At the national median$5 above the Texas median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the Texas median |
| — |
| — |
| Source |
| Teller Check Fee | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Texas median | per item | — | Source |
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | per item | — | Source |
| Phone: (903) 753-5588: Collection Items | $5Below the typical range ($10–$25 nationally) | $15 below the national median$15 below the Texas median | per item | — | Source |
| Copy of Check | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
| $15 above the national median$18 above the Texas median |
| per item |
| — |
| Source |
| $5 below the national median$5 below the Texas median |
| per transaction |
| — |
| Source |
| At the national medianAt the Texas median |
| per month |
| — |
| Source |