vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$5 below the Michigan median
$20 above the national median$20 above the Michigan median
$7.50 below the national median$10 below the Michigan median
$1 below the national median$0.50 below the Michigan median
$10 below the national median$9 below the Michigan median
$10 below the national median$9 below the Michigan median
At the national median$2 above the Michigan median
per item · Source
$0.50 below the national median$0.75 below the Michigan median
$0.50 below the national median$0.75 below the Michigan median
$3 above the national median$5.50 above the Michigan median
$5 below the national median$5 below the Michigan median
At the national median$5 above the Michigan median
$2 below the national medianAt the Michigan median
At the national medianAt the Michigan median
$7.50 below the national median$7 below the Michigan median
$1.50 below the national median$2 below the Michigan median
per item · Source
$2.50 above the national medianAt the Michigan median
$25 below the national median$25 below the Michigan median
$5 below the national median$10 below the Michigan median
$7.50 below the national median$11.25 below the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closure before 90 days | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the Michigan median | — | — | Source |
| Escheat | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Michigan median | — | — | Source |
| Returned Mail | $10Below the typical range ($11–$25 nationally) | $7.50 below the national median$10 below the Michigan median | — | — | Source |
| Mailed Statements/Notices | $2Within the typical range ($2–$4.50 nationally) | $1 below the national median$0.50 below the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Courtesy Pay, if qualified | $20Below the typical range ($25–$33 nationally) | $10 below the national median$9 below the Michigan median | — | — | Source |
| Returned Check | $20 | ||||
ATM & CardVerified | |||||
| Transfers (non-network ATMs) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.75 below the Michigan median | — | — | Source |
| Withdrawals (non-network ATMs) | $1 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Michigan median | — | — | Source |
| Incoming Wire | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks | $3Within the typical range ($3–$6 nationally) | $2 below the national medianAt the Michigan median | — | — | Source |
| Money Orders | $2 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay Program Over-Limit Fee (per item) | $1Within the typical range ($0–$9.95 nationally) | $1.50 below the national median$2 below the Michigan median | per item | — | Source |
Account ServicesVerified | |||||
| Non-member Notary Fee | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the Michigan median | — | — | Source |
| Garnishment/Levy | $25 | ||||
Lending FeesVerified | |||||
| Late charge | $15Within the typical range ($10–$25 nationally) | $5 below the national median$10 below the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Consumer Loan Application | $30Within the typical range ($25–$100 nationally) | $7.50 below the national median$11.25 below the Michigan median | — | — | Source |
Overdraft
$20.00
Of 79 others that publish it, 8 lower, 1 the same and 70 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$20
Headline fees published
10 of 15
Published fees
20
Under review
0
Assets
$88.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$88.8M
Total deposits
$81.2M
Service charge income (year to date)
$340K
Fee income ratio
13.1%
Return on assets
-0.44%
Financial profile · Pro
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| $10 below the national median$9 below the Michigan median |
| — |
| — |
| Source |
| Overdraft Protection transfer from a share account (per transfer) | $5Within the typical range ($2.50–$5 nationally) | At the national median$2 above the Michigan median | per item | — | Source |
| $0.50 below the national median$0.75 below the Michigan median |
| — |
| — |
| Source |
| Instant Issue Card Replacement (1st time) | $13Above the typical range ($5–$10 nationally) | $3 above the national median$5.50 above the Michigan median | — | — | Source |
| At the national median$5 above the Michigan median |
| — |
| — |
| Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |
| Stop Payment | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$7 below the Michigan median | — | — | Source |
| $25 below the national median$25 below the Michigan median |
| — |
| — |
| Source |