vs. U.S. typical range:LowerTypicalHigher
$2 below the national medianAt the Michigan median
per month · Source
$3 below the national median$3 below the Michigan median
per month · Source
$7.50 below the national median$10 below the Michigan median
$12.50 below the national median$15 below the Michigan median
per month · Source
$2 above the national median$2.50 above the Michigan median
$5 below the national median$4 below the Michigan median
$5 below the national median$4 below the Michigan median
$0.50 below the national median$0.85 below the Michigan median
$15 below the national median$15 below the Michigan median
Knox extract.rules v16 categorized a line held for review from Rosetta artifact #6088. canonical_hint=wire_domestic_outgoing; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Wire Transfer Fee (Domestic) ... $10.00" · Source
$3 below the national median$1 below the Michigan median
$1 below the national median$1 below the Michigan median
$2.50 below the national median$2 below the Michigan median
$1 below the national median$1 below the Michigan median
per item · Source
At the national medianAt the Michigan median
$1 below the national median$1.50 below the Michigan median
At the national medianAt the Michigan median
$1 below the national median$1 below the Michigan median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Premier Checking Low Balance Fee (below ) | $5Within the typical range ($5–$10 nationally) | $2 below the national medianAt the Michigan median | per month | — | Source |
| Inactive Account (monthly fee for accounts inactive for two years) | $2Below the typical range ($5–$10 nationally) | $3 below the national median$3 below the Michigan median | per month | — | Source |
| Account Reconciliation (per hour) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$10 below the Michigan median | — | — | Source |
| Returned Mail Fee (per month) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Michigan median | per month | — | Source |
| Paper Statement/Mailed Statement fee (waived with eStatements) | $5Above the typical range ($2–$4.95 nationally) | $2 above the national median$2.50 above the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Card Overdraft Fee | $25Within the typical range ($25–$33 nationally) | $5 below the national median$4 below the Michigan median | — | — | Source |
| Returned Item Fee | $25 | ||||
ATM & CardVerified | |||||
| Foreign ATM Fee (withdrawals & inquiries) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.85 below the Michigan median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer Fee (Domestic) | $10Below the typical range ($20–$25 nationally) | $15 below the national median$15 below the Michigan median | — | Knox extract.rules v16 categorized a line held for review from Rosetta artifact #6088. canonical_hint=wire_domestic_outgoing; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Wire Transfer Fee (Domestic) ... $10.00" | Source |
Check ServicesVerified | |||||
| Cashier Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$1 below the Michigan median | — | — | Source |
| Money Orders | $1 | ||||
Account ServicesVerified | |||||
| Garnishment/Levy Processing Fee | $50Within the typical range ($30–$87.50 nationally) | At the national medianAt the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy (per page) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Michigan median | per item | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
8 of 15
Published fees
17
Under review
0
Assets
$661.3M
Work at American 1 Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$661.3M
Total deposits
$543.3M
Service charge income (year to date)
$3.1M
Fee income ratio
9.7%
Return on assets
0.53%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 below the national median$4 below the Michigan median |
| — |
| — |
| Source |
| $1 below the national median$1 below the Michigan median |
| — |
| — |
| Source |
| Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$2 below the Michigan median | — | — | Source |
| Starter Check (per page) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Michigan median | per item | — | Source |
| Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Check Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1.50 below the Michigan median | — | — | Source |