vs. U.S. typical range:LowerTypicalHigher
$3 above the national median$5 above the California median
per month · Source
$5 above the national median$6.50 above the California median
per month · Source
$3 below the national median$1.50 below the California median
$7.50 above the national median$5 above the California median
$16 below the national median$11 below the California median
$16 below the national median$9 below the California median
At the national median$2 above the California median
per item · Source
$0.50 above the national medianAt the California median
$1.15 below the national median$1.65 below the California median
$0.50 above the national medianAt the California median
$5 above the national median$5 above the California median
$5 above the national median$5 above the California median
$5 below the national medianAt the California median
At the national medianAt the California median
$10 above the national median$10 above the California median
$3 above the national median$2 above the California median
$2.50 above the national median$7.50 above the California median
$2 above the national median$2 above the California median
$1 below the national median$1 below the California median
per item · Source
$20 above the national median$17 above the California median
$130 above the national median$100 above the California median
per year · Source
$80 above the national median$50 above the California median
per year · Source
$30 above the national medianAt the California median
per year · Source
$105 above the national median$75 above the California median
$55 above the national median$25 above the California median
per year · Source
$154 above the national median$124 above the California median
per month · Source
$5 above the national median$25 below the California median
$50 above the national median$55 above the California median
$50 above the national median$50 above the California median
$10 below the national median$10 below the California median
$5 above the national median$5 above the California median
$5 below the national median$5 below the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Money Market Below Minimum Balance Fee | $10Within the typical range ($5–$10 nationally) | $3 above the national median$5 above the California median | per month | — | Source |
| Dormant Account (balances less than $10,000) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$6.50 above the California median | per month | — | Source |
| Escheat Notice | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | — | — | Source |
| Bad Address / Locator | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$5 above the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds, Item Paid (Courtesy Pay) | $14Below the typical range ($25–$33 nationally) | $16 below the national median$11 below the California median | — | — | Source |
| Non-Sufficient Funds, Item Returned | $14 | ||||
ATM & CardVerified | |||||
| ATM Balance Inquiry at Non-UNCLE/Non-CO-OP | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the California median | — | — | Source |
| ATM Point of Sale (Value Checking only) | $0.35 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fees: Domestic Outgoing | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the California median | — | — | Source |
| Incoming Wire | $15 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | — | — | Source |
| Cashier’s Check - Non-Member | $15 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item (3rd Party/Self to Self) | $35Above the typical range ($8–$25 nationally) | $20 above the national median$17 above the California median | — | — | Source |
Account ServicesVerified | |||||
| 10x10………………………………………………………………… | $175Above the typical range ($30–$70 nationally) | $130 above the national median$100 above the California median | per year | — | Source |
| 3 x 10………………………………………………………………… | $125 | ||||
Lending FeesVerified | |||||
| Late Fee (60 days or greater) | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the California median | — | — | Source |
| Late Fee (90 days or greater) | $25 | ||||
Retirement & IRAVerified | |||||
| IRA Outgoing Transfer/Rollover | $20Below the typical range ($25–$35 nationally) | $5 below the national median$5 below the California median | — | — | Source |
Overdraft
$14.00
Of 79 others that publish it, 6 lower, 25 the same and 48 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$14
Headline fees published
11 of 15
Published fees
32
Under review
0
Assets
$716.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$716.1M
Total deposits
$644.9M
Service charge income (year to date)
$1.1M
Fee income ratio
4.8%
Return on assets
0.29%
Financial profile · Pro
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| $16 below the national median$9 below the California median |
| — |
| — |
| Source |
| Overdraft Transfer (each overdraft from shares) | $5Within the typical range ($2.50–$5 nationally) | At the national median$2 above the California median | per item | — | Source |
| $1.15 below the national median$1.65 below the California median |
| — |
| — |
| Source |
| ATM Transfer at Non-UNCLE/Non-CO-OP ATM | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the California median | — | — | Source |
| $5 above the national median$5 above the California median |
| — |
| — |
| Source |
| Wire Transfer Fees: Foreign Outgoing | $45Within the typical range ($40–$50 nationally) | $5 below the national medianAt the California median | — | — | Source |
| $10 above the national median$10 above the California median |
| — |
| — |
| Source |
| Money Order | $5Above the typical range ($1.50–$3 nationally) | $3 above the national median$2 above the California median | — | — | Source |
| Stop Payment (includes ACH) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$7.50 above the California median | — | — | Source |
| Copy of Item - Deposit/Tax Forms | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the California median | — | — | Source |
| Copy of Item - Share Draft (each) 2 free per month, then | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the California median | per item | — | Source |
| $80 above the national median$50 above the California median |
| per year |
| — |
| Source |
| 3 x 5…………...………………………………………………………. | $75Above the typical range ($30–$70 nationally) | $30 above the national medianAt the California median | per year | — | Source |
| 5 x 10………………………………………………………………… | $150Above the typical range ($30–$70 nationally) | $105 above the national median$75 above the California median | — | — | Source |
| 5 x 5………………………………………………………………… | $100Above the typical range ($30–$70 nationally) | $55 above the national median$25 above the California median | per year | — | Source |
| Drill Box (non-payment/2 lost keys) | $199Above the typical range ($30–$70 nationally) | $154 above the national median$124 above the California median | per month | — | Source |
| Lost Key (1 key) | $50Within the typical range ($30–$70 nationally) | $5 above the national median$25 below the California median | — | — | Source |
| Levy/Garnishment | $100Above the typical range ($30–$90 nationally) | $50 above the national median$55 above the California median | — | — | Source |
| Compliance with Legal Orders - Minimum Billing | $100Within the typical range ($30–$100 nationally) | $50 above the national median$50 above the California median | — | — | Source |
| $5 above the national median$5 above the California median |
| — |
| — |
| Source |