Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Regional bank, $10B to $50B

City National Bank of Florida

Miami, FloridaBankAtlanta Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Maintenance Fee$5Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Item Fees and the Paid Item Fee for the check/item in the amount of$17Below the typical range ($25–$33 nationally)
$13 below the national median$15 below the Florida median
per item · Source
Overdraft Funds Paid Item Fee$18.50Below the typical range ($25–$33 nationally)
$11.50 below the national median$13.50 below the Florida median
Source
per NSF transaction, Overdraft Protection charges a flat$10Below the typical range ($25–$33 nationally)
$20 below the national median$22 below the Florida median
per day · Source
per overdraft for commercial accounts$37Above the typical range ($25–$33 nationally)
$7 above the national median$5 above the Florida median
per item · Source
Please note, these statements apply to personal accounts only: If an overdraft remains unpaid for five business days, a$20Below the typical range ($25–$33 nationally)
$10 below the national median$12 below the Florida median
Source
sufficient to cover both the full overdraft$10Below the typical range ($25–$33 nationally)
$20 below the national median$22 below the Florida median
Source
Overdraft Protection Transfer Fee (per transfer) 12$10Above the typical range ($2.50–$5 nationally)
$5 above the national median$5 above the Florida median
per item · Source

ATM & CardVerified

ATM Usage Fee$3.95Above the typical range ($1–$2.25 nationally)
$2.45 above the national median$1.95 above the Florida median
Source
Non-Network Fee ATM Withdrawal$0Below the typical range ($1–$2.25 nationally)
$1.50 below the national median$2 below the Florida median
per month · Source
Non-Network Fee ATM Withdrawal (per transaction)$2.50Above the typical range ($1–$2.25 nationally)
$1 above the national median$0.50 above the Florida median
per transaction · Source
Term of the Certificate of Penalty for funds withdrawn: ATM/Visa Check Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national medianAt the Florida median
Source
7 days: 7 days simple interest earned: ATM/Visa Check Card Expedited 3 Day Delivery Fee$37Within the typical range ($30–$50 nationally)
$3 below the national median$3 below the Florida median
Source
Deposit: prior to the maturity date: ATM/Visa Check Card Expedited 2 Day Delivery Fee$67Above the typical range ($30–$50 nationally)
$27 above the national median$27 above the Florida median
Source
Single Currency Transactions1.5%of the transaction
—
Source

Check ServicesVerified

(APY) are available at any of City National Bank of Florida (CNB) banking: Cashier’s Checks$0Below the typical range ($3–$6 nationally)
$5 below the national median$5 below the Florida median
Source
Stop Payment Order14, 15 (per item)$30Within the typical range ($20–$30 nationally)
$2.75 above the national medianAt the Florida median
per item · Source

Account ServicesVerified

Drilling Fee$175Above the typical range ($30–$70 nationally)
$130 above the national median$117.50 above the Florida median
Source
Safe Deposit Box 13 Key Deposit$20Below the typical range ($30–$70 nationally)
$25 below the national median$37.50 below the Florida median
Source
Legal Order Processing Fee$125Above the typical range ($30–$100 nationally)
$75 above the national median$25 above the Florida median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly Maintenance Fee	$5Within the typical range ($4–$10 nationally)	$1 below the national median$2.50 below the Florida median	per month	—	Source
Monthly Maintenance Fee	$20Above the typical range ($4–$10 nationally)	$14 above the national median$12.50 above the Florida median	per month	—	Source
Monthly Maintenance Fee	$25Above the typical range ($4–$10 nationally)	$19 above the national median$17.50 above the Florida median	per month	—	Source
Products: Monthly Maintenance Fee	$15Above the typical range ($4–$10 nationally)	$9 above the national median$7.50 above the Florida median	per month	—	Source
to Avoid Monthly Maintenance Fee	$0Below the typical range ($4–$10 nationally)	$6 below the national median$7.50 below the Florida median	per month	—	Source
Dormant Account Fee (monthly fee) 8	$25Above the typical range ($5–$10 nationally)	$20 above the national median$15 above the Florida median	per month	—	Source
Account Research/Reconcilement	$30Above the typical range ($12–$25 nationally)	$12.50 above the national median$15 above the Florida median	—	—	Source
Excess Transaction Fee, per each transaction over t	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$5 below the Florida median	per transaction	—	Source
Returned Mail Fee	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$5 above the Florida median	—	—	Source
Minimum and average daily balance requirements are based on ledger: Paper Statement Fee	$3Within the typical range ($2–$4.95 nationally)	At the national medianAt the Florida median	—	—	Source
Paper Statement Fee	$10Above the typical range ($2–$4.95 nationally)	$7 above the national median$7 above the Florida median	—	—	Source
Overdraft & NSFVerified
Item Fees and the Paid Item Fee for the check/item in the amount of	$17Below the typical range ($25–$33 nationally)	$13 below the national median$15 below the Florida median	per item	—	Source
Overdraft Funds Paid Item Fee	$18.50
ATM & CardVerified
ATM Usage Fee	$3.95Above the typical range ($1–$2.25 nationally)	$2.45 above the national median$1.95 above the Florida median	—	—	Source
Non-Network Fee ATM Withdrawal	$0
Wire TransfersVerified
11 - Wire Transfers Fee: Incoming will be	$0Below the typical range ($5–$15 nationally)	$10 below the national median$10 below the Florida median	—	—	Source
Check ServicesVerified
(APY) are available at any of City National Bank of Florida (CNB) banking: Cashier’s Checks	$0Below the typical range ($3–$6 nationally)	$5 below the national median$5 below the Florida median	—	—	Source
Stop Payment Order14, 15 (per item)	$30
Digital & ElectronicVerified
Online Banking & Bill Pay	$0Within the typical range ($0–$9.95 nationally)	$2.50 below the national median$4.45 below the Florida median	—	—	Source
Account ServicesVerified
Drilling Fee	$175Above the typical range ($30–$70 nationally)	$130 above the national median$117.50 above the Florida median	—	—	Source
Safe Deposit Box 13 Key Deposit	$20
Lending FeesVerified
Late Payment Fee	$10Within the typical range ($10–$25 nationally)	$10 below the national median$13.75 below the Florida median	—	—	Source

Against Florida banks

Overdraft
$37.00
Of 19 others that publish it, 16 lower, 1 the same and 2 higher.
Monthly maintenance
$15.00
Of 20 others that publish it, 13 lower, 2 the same and 5 higher.

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$17

Overdraft fee: $17

43% below the national median overdraft fee

32 verified fees collected

Headline fees published

10 of 15

Published fees

Under review

Assets

$29.1B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$29.1B

Total deposits

$22.1B

Service charge income

$9.0M

Fee income ratio

3.8%

Return on assets

1.29%

Branches

Service charge income by quarter

Q2 2026$9.0M

Q1 2026$9.1M

Q4 2025$8.4M

Q3 2025$8.4M

Financial profile · Pro

Performance from regulator filings

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