vs. U.S. typical range:LowerTypicalHigher
$17.50 above the national median$15 above the Iowa median
$12.50 below the national median$15 below the Iowa median
$2 above the national median$2 above the Iowa median
per item · Source
$2 above the national median$3.50 above the Iowa median
per item · Source
$2 below the national median$2 below the Iowa median
$3.50 above the national median$3.50 above the Iowa median
per item · Source
$0.50 above the national median$0.50 above the Iowa median
per item · Source
$5 below the national median$5 below the Iowa median
$10 above the national medianAt the Iowa median
At the national medianAt the Iowa median
$5 below the national median$1.25 below the Iowa median
$2 below the national median$2 below the Iowa median
$1 above the national medianAt the Iowa median
$4.50 above the national median$7 above the Iowa median
$2.50 above the national median$5 above the Iowa median
At the national medianAt the Iowa median
per item · Source
$2.50 above the national medianAt the Iowa median
$7.50 above the national median$5 above the Iowa median
At the national median$5.01 above the Iowa median
$40 above the national median$45.01 above the Iowa median
per year · Source
$5 below the national median$0.01 above the Iowa median
per year · Source
$20 below the national median$14.99 below the Iowa median
per year · Source
$10 above the national median$15.01 above the Iowa median
per year · Source
At the national medianAt the Iowa median
$0.50 below the national median$1 below the Iowa median
$1.50 below the national median$2 below the Iowa median
$1.50 above the national median$1 above the Iowa median
$2 above the national median$2.69 above the Iowa median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Per Hour Research/Reconciliation Fee | $35Above the typical range ($12–$25 nationally) | $17.50 above the national median$15 above the Iowa median | — | — | Source |
| Returned Mail (following 2 returned statements) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Iowa median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay per item | $32Within the typical range ($25–$33 nationally) | $2 above the national median$2 above the Iowa median | per item | — | Source |
| Returned drafts (NSF) fee per draft | $32 | ||||
ATM & CardVerified | |||||
| counted as one of your ATM withdrawal transactions. There is a | $5Above the typical range ($1–$2.25 nationally) | $3.50 above the national median$3.50 above the Iowa median | per item | — | Source |
| Withdrawals at non First Class ATM’s after 7 FREE per month | $2 | ||||
Wire TransfersVerified | |||||
| Incoming Wire Transfer | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Iowa median | — | — | Source |
| Foreign wire | $45 | ||||
Check ServicesVerified | |||||
| Teller check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Iowa median | — | — | Source |
| Money orders | $3 | ||||
Digital & ElectronicVerified | |||||
| ACH Loan Payment Return Fee | $32Above the typical range ($15–$30 nationally) | $7 above the national median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the Iowa median | — | — | Source |
| Notary Services (non-member) | $10 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card (members only) | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$1 below the Iowa median | — | — | Source |
| Visa Gift Card Reload Fee | $2 | ||||
Other FeesVerified | |||||
| Per statement copy (Reprint) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2.69 above the Iowa median | — | — | Source |
Overdraft
$32.00
Of 23 others that publish it, 22 lower and 1 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$32
Headline fees published
9 of 15
Published fees
30
Under review
0
Assets
$95.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$95.8M
Total deposits
$85.7M
Service charge income (year to date)
$257K
Fee income ratio
9.4%
Return on assets
1.22%
Financial profile · Pro
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| $2 above the national median$3.50 above the Iowa median |
| per item |
| — |
| Source |
| Savings overdraft transfer to Sharedraft account | $3Within the typical range ($2.50–$5 nationally) | $2 below the national median$2 below the Iowa median | — | — | Source |
| $0.50 above the national median$0.50 above the Iowa median |
| per item |
| — |
| Source |
| Replacement fee for lost, stolen or replacement card(s) | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Iowa median | — | — | Source |
| Rush order Debit Card fee | $50Within the typical range ($30–$50 nationally) | $10 above the national medianAt the Iowa median | — | — | Source |
| $5 below the national median$1.25 below the Iowa median |
| — |
| — |
| Source |
| $1 above the national medianAt the Iowa median |
| — |
| — |
| Source |
| Bill Pay Stop Payment | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$7 above the Iowa median | — | — | Source |
| Stop payment fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the Iowa median | — | — | Source |
| Sharedraft copy fee per draft | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Iowa median | per item | — | Source |
| $7.50 above the national median$5 above the Iowa median |
| — |
| — |
| Source |
| One Lost Key | $45Within the typical range ($30–$70 nationally) | At the national median$5.01 above the Iowa median | — | — | Source |
| Per Year for 10"x10" box | $85Above the typical range ($30–$70 nationally) | $40 above the national median$45.01 above the Iowa median | per year | — | Source |
| Per Year for 3"x10" box | $40Within the typical range ($30–$70 nationally) | $5 below the national median$0.01 above the Iowa median | per year | — | Source |
| Per Year for 3"x5" box | $25Below the typical range ($30–$70 nationally) | $20 below the national median$14.99 below the Iowa median | per year | — | Source |
| Per Year for 5"x10" box | $55Within the typical range ($30–$70 nationally) | $10 above the national median$15.01 above the Iowa median | per year | — | Source |
| Garnishment and levy administration fee | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Iowa median | — | — | Source |
| Third party account verification | $10Within the typical range ($5–$15 nationally) | At the national median | — | — | Source |
| $1.50 below the national median$2 below the Iowa median |
| — |
| — |
| Source |
| Visa Reloadable Gift Card (members only) | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1 above the Iowa median | — | — | Source |