vs. U.S. typical range:LowerTypicalHigher
$4 below the national median$3 below the Iowa median
per month · Source
$1 below the national medianAt the Iowa median
per month · Source
$5 above the national median$5 above the Iowa median
per month · Source
$12.50 above the national median$10 above the Iowa median
$5 below the national median$5 below the Iowa median
per item · Source
$1 below the national median$0.50 above the Iowa median
per item · Source
$1 below the national median$1 below the Iowa median
$3 below the national median$3 below the Iowa median
$5 below the national median$1 below the Iowa median
$5 below the national median$5 below the Iowa median
$10 below the national median$6.25 below the Iowa median
$15 below the national median$10 below the Iowa median
$2.50 below the national medianAt the Iowa median
$1 above the national median$1.87 above the Iowa median
At the national medianAt the Iowa median
$13 below the national median$9.50 below the Iowa median
$1 above the national median$1 above the Iowa median
per item · Source
—
$23 above the national median$28.01 above the Iowa median
$17 below the national median$11.99 below the Iowa median
$25 below the national median$19.99 below the Iowa median
$9 below the national median$3.99 below the Iowa median
$7 below the national median$1.99 below the Iowa median
$12 below the national median$6.99 below the Iowa median
$15 below the national median$15 below the Iowa median
$1 above the national median$1.69 above the Iowa median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Fee | $2Below the typical range ($4–$10 nationally) | $4 below the national median$3 below the Iowa median | per month | — | Source |
| Monthly service fee (Fresh Start Checking) | $5Within the typical range ($4–$10 nationally) | $1 below the national medianAt the Iowa median | per month | — | Source |
| Dormant account (6 months) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Iowa median | per month | — | Source |
| Account reconciliation (3-month history maximum) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the Iowa median | — | — | Source |
Overdraft & NSFVerified | |||||
| Privileged Courtesy Pay/Paid item fee | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Iowa median | per item | — | Source |
| NSF fee – return items (ACH or Share Draft) | $29 | ||||
ATM & CardVerified | |||||
| New replacement debit or ATM card | $7Within the typical range ($5–$10 nationally) | $3 below the national median$3 below the Iowa median | — | — | Source |
Wire TransfersVerified | |||||
| WIRE TRANSFERS: Outgoing domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$1 below the Iowa median | — | — | Source |
| WIRE TRANSFERS: Incoming domestic | $5 | ||||
Check ServicesVerified | |||||
| Stop payment request (check and ACH) | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the Iowa median | — | — | Source |
| Temporary checks (first booklet of temp checks free for new checking accounts) | $3 | ||||
Cash & DepositVerified | |||||
| Coin counting | 5% | — | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box 10” x 10” | $68Within the typical range ($30–$70 nationally) | $23 above the national median$28.01 above the Iowa median | — | — | Source |
| Safe Deposit Box 3” x 10” | $28 | ||||
Other FeesVerified | |||||
| Statement copy (free via online banking) | $4Within the typical range ($2–$5 nationally) | $1 above the national median$1.69 above the Iowa median | — | — | Source |
Overdraft
$25.00
Of 23 others that publish it, 4 lower, 3 the same and 16 higher.
Monthly maintenance
$3.50
Of 11 others that publish it, 6 lower and 5 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
25
Under review
0
Assets
$715.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$715.1M
Total deposits
$617.0M
Service charge income (year to date)
$1.2M
Fee income ratio
4.8%
Return on assets
0.76%
Financial profile · Pro
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| $1 below the national median$0.50 above the Iowa median |
| per item |
| — |
| Source |
| OVERDRAFT & NSF CHARGES Overdraft transfers from share account | $4Within the typical range ($2.50–$5 nationally) | $1 below the national median$1 below the Iowa median | — | — | Source |
| $5 below the national median$5 below the Iowa median |
| — |
| — |
| Source |
| WIRE TRANSFERS: Outgoing international | $40Within the typical range ($40–$50 nationally) | $10 below the national median$6.25 below the Iowa median | — | — | Source |
| WIRE TRANSFERS: Incoming international | $5Below the typical range ($10–$25 nationally) | $15 below the national median$10 below the Iowa median | — | — | Source |
| $1 above the national median$1.87 above the Iowa median |
| — |
| — |
| Source |
| On-Us check cashing | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Iowa median | — | — | Source |
| Foreign collection item (fee applies to the collection of checks deposited from foreign banks) | $7Below the typical range ($10–$25 nationally) | $13 below the national median$9.50 below the Iowa median | — | — | Source |
| Check copy (free via online banking) | $4Within the typical range ($2–$5 nationally) | $1 above the national median$1 above the Iowa median | per item | — | Source |
| $17 below the national median$11.99 below the Iowa median |
| — |
| — |
| Source |
| Safe Deposit Box 3” x 5” | $20Below the typical range ($30–$70 nationally) | $25 below the national median$19.99 below the Iowa median | — | — | Source |
| Safe Deposit Box 4” x 10” | $36Within the typical range ($30–$70 nationally) | $9 below the national median$3.99 below the Iowa median | — | — | Source |
| Safe Deposit Box 5” x 10” | $38Within the typical range ($30–$70 nationally) | $7 below the national median$1.99 below the Iowa median | — | — | Source |
| Safe Deposit Box 5” x 5” | $33Within the typical range ($30–$70 nationally) | $12 below the national median$6.99 below the Iowa median | — | — | Source |
| Tax levy/garnishment | $35Within the typical range ($30–$90 nationally) | $15 below the national median$15 below the Iowa median | — | — | Source |