vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$7.50 below the North Carolina median
per transaction · Source
At the national medianAt the North Carolina median
per month · Source
$7.50 above the national median$14 above the North Carolina median
At the national median$5 above the North Carolina median
At the national median$4.50 above the North Carolina median
per transaction · Source
$5 below the national medianAt the North Carolina median
At the national medianAt the North Carolina median
per item · Source
At the national medianAt the North Carolina median
per item · Source
$15 above the national median$20 above the North Carolina median
$2.50 above the national median$2 above the North Carolina median
per item · Source
$25 below the national median$45 below the North Carolina median
$15 above the national median$15 above the North Carolina median
At the national median$2 below the North Carolina median
per item · Source
$12.50 above the national median$10 below the North Carolina median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Club Early Withdrawal and/or Transfer Per Transaction | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$7.50 below the North Carolina median | per transaction | — | Source |
| Dormant Fee (non-refundable) after 12 months of no activity | $5Within the typical range ($5–$10 nationally) | At the national medianAt the North Carolina median | per month | — | Source |
| Account Reconciliation (minimum 1 hour) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$14 above the North Carolina median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-sufficient fund fee (ACH, Share Draft, Debit Card, ATM) | $30Within the typical range ($25–$32 nationally) | At the national median$5 above the North Carolina median | — | — | Source |
| Negative Balance Fee (account balance negative 5 days or more) | $30 | ||||
ATM & CardVerified | |||||
| Debit Card / ATM Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national medianAt the North Carolina median | — | — | Source |
Check ServicesVerified | |||||
| Check Cashing non-member per check | $5Within the typical range ($5–$10 nationally) | At the national medianAt the North Carolina median | per item | — | Source |
| Copy of Check Fee | $3 | ||||
Cash & DepositVerified | |||||
| Deposit Item Returned (3rd Party) | $30Above the typical range ($8–$25 nationally) | $15 above the national median$20 above the North Carolina median | — | — | Source |
Account ServicesVerified | |||||
| Notary (Non-Member) per signature | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$2 above the North Carolina median | per item | — | Source |
| Garnishment / Tax Levy | $25 | ||||
Other FeesVerified | |||||
| Copy of Statement Fee | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the North Carolina median | per item | — | Source |
| Fast Cash Loan Application (non-refundable) | $50 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
4 of 15
Published fees
15
Under review
0
Assets
$15.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$15.6M
Total deposits
$10.2M
Service charge income (year to date)
$25K
Fee income ratio
6.8%
Return on assets
-0.02%
Financial profile · Pro
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| $25 above the national median |
| — |
| — |
| Source |
| Overdraft Transfer Fee (Per Transaction) | $5Within the typical range ($2.50–$5 nationally) | At the national median$4.50 above the North Carolina median | per transaction | — | Source |
| At the national medianAt the North Carolina median |
| per item |
| — |
| Source |
| $25 below the national median$45 below the North Carolina median |
| — |
| — |
| Source |
| Verification of Deposit / Mortgage | $25Above the typical range ($5–$15 nationally) | $15 above the national median$15 above the North Carolina median | — | — | Source |
| $12.50 above the national median$10 below the North Carolina median |
| per item |
| — |
| Source |