vs. U.S. typical range:LowerTypicalHigher
$1 below the national medianAt the Iowa median
per month · Source
$12.50 below the national median$10 below the Iowa median
At the national medianAt the Iowa median
per month · Source
$12.50 above the national median$10 above the Iowa median
$12.50 below the national median$15 below the Iowa median
per item · Source
$0.50 below the national median$0.50 below the Iowa median
per item · Source
At the national medianAt the Iowa median
$0.50 below the national median$0.50 below the Iowa median
per item · Source
At the national medianAt the Iowa median
At the national median$4 above the Iowa median
$5 above the national median$5 above the Iowa median
$3.75 below the national medianAt the Iowa median
$3 below the national median$3 below the Iowa median
per day · Source
$2 above the national median$4.50 above the Iowa median
$2 above the national median$2 above the Iowa median
per item · Source
$2.50 below the national median$5 below the Iowa median
$55 above the national median$60.01 above the Iowa median
$25 below the national median$25 below the Iowa median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Be The Light Checking Account monthly fee | $5Within the typical range ($4–$10 nationally) | $1 below the national medianAt the Iowa median | per month | — | Source |
| Club Savings - early withdrawal fee | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$10 below the Iowa median | — | — | Source |
| Inactive Account Fee (monthly) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Iowa median | per month | — | Source |
| Account Research/ Reconciliation (per hour) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the Iowa median | — | — | Source |
| Return Mail Fee (each item) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Iowa median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Items (each) | $29.50Within the typical range ($25–$33 nationally) | $0.50 below the national median$0.50 below the Iowa median | per item | — | Source |
| Overdraft Transfer from shares (not available on FreeBee Checking) | $5 | ||||
ATM & CardVerified | |||||
| Non-Ascentra ATM Withdrawals/Transfers/Inquiries/Deposits - 5 free per month - after that each | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Iowa median | per item | — | Source |
| Replace Lost Card (Savings only Debit, Debit) | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing - Domestic | $25Within the typical range ($20–$25 nationally) | At the national median$4 above the Iowa median | — | — | Source |
| Wire Transfer - Incoming | $15 | ||||
Check ServicesVerified | |||||
| Cashier's Check - 1 free per day - after that each | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Iowa median | per day | — | Source |
| Stop Payments (Checks & ACH) | $29.50 | ||||
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$5 below the Iowa median | — | — | Source |
| Safe Deposit Lost Key (1 - 2 keys) | $100 | ||||
Overdraft
$29.50
Of 23 others that publish it, 12 lower and 11 higher.
Monthly maintenance
$5.00
Of 11 others that publish it, 7 lower, 1 the same and 3 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$29.50
Headline fees published
10 of 15
Published fees
18
Under review
0
Assets
$596.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$596.0M
Total deposits
$511.6M
Service charge income (year to date)
$1.9M
Fee income ratio
8.9%
Return on assets
0.53%
Financial profile · Pro
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| At the national medianAt the Iowa median |
| — |
| — |
| Source |
| At the national medianAt the Iowa median |
| — |
| — |
| Source |
| $5 above the national median$5 above the Iowa median |
| — |
| — |
| Source |
| Wire Transfer - Outgoing - Foreign | $46.25Within the typical range ($40–$50 nationally) | $3.75 below the national medianAt the Iowa median | — | — | Source |
| $2 above the national median$4.50 above the Iowa median |
| — |
| — |
| Source |
| Statement Copy/Cleared Draft Copy (each) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Iowa median | per item | — | Source |
| $55 above the national median$60.01 above the Iowa median |
| — |
| — |
| Source |
| Garnishments/Levys | $25Below the typical range ($30–$87.50 nationally) | $25 below the national median$25 below the Iowa median | — | — | Source |