Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Vision One Federal Credit Union

Sacramento, CaliforniaCredit UnionSan Francisco Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Minimum Balance Fee$1Below the typical range ($5–$10 nationally)

$6 below the national median$4 below the California median

Dormant Account Fee$2

$3 below the national median$1.50 below the California median

per month · Source

Cookie Jar Account Excess Withdrawal Fee$10

$7.50 below the national median$10 below the California median

per year · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #11847. canonical_hint=account_research; text_hash=7475b107f704a486fab5d412e61bbd051822bf332bb6dfbca8a84049bd9c349f; excerpt="Cookie Jar Account Excess Withdrawal Fee | $10.00 Per Year" · Source

Research Fee Statement$10

$7.50 below the national median$10 below the California median

Source

Overdraft & NSFVerified

Returned Item, Insufficient Funds$20Below the typical range ($25–$32 nationally)
$10 below the national median$3 below the California median
per item · Source
Overdraft Fee (From Shares)$2Below the typical range ($2.50–$5 nationally)
$3 below the national median$1 below the California median
per item · Source

ATM & CardVerified

Excess ATM Withdrawal Fee$1.50Within the typical range ($1–$2.25 nationally)
At the national median$0.50 below the California median
per item · Source
ATM or Debit Card Replacement Fee$15Above the typical range ($5–$10 nationally)
$5 above the national median$5 above the California median
per item · Source

Wire TransfersVerified

Wire Transfers (Outgoing)$15Below the typical range ($20–$25 nationally)
$10 below the national median$10 below the California median
per item · Source

Check ServicesVerified

Stop Payment Fee$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$12.50 below the California median
per item · Source
Check Copy Fee – Single$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the California median
per item · Source

Cash & DepositVerified

Deposit Item Return Fee$10Within the typical range ($8–$25 nationally)
$5 below the national median$8 below the California median
per item · Source

Lending FeesVerified

UCC Release Fee$40Within the typical range ($20–$75 nationally)
$10 above the national median$5.50 above the California median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #11847. canonical_hint=loan_origination; text_hash=7475b107f704a486fab5d412e61bbd051822bf332bb6dfbca8a84049bd9c349f; excerpt="UCC Release Fee | $40.00" · Source

Retirement & IRAVerified

IRA Administration Fee$12Within the typical range ($10–$25 nationally)
$3 below the national median$3 below the California median
per year · Source

Other FeesVerified

Copy Fee$3Within the typical range ($2–$5 nationally)
At the national median$1.25 below the California median
per item · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #11847. canonical_hint=document_reproduction; text_hash=7475b107f704a486fab5d412e61bbd051822bf332bb6dfbca8a84049bd9c349f; excerpt="Copy Fee | $3.00 Per Page" · Source
Subordination Fee$40Within the typical range ($25–$100 nationally)
$2.50 above the national median$35 below the California median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Minimum Balance Fee	$1Below the typical range ($5–$10 nationally)	$6 below the national median$4 below the California median	per month	—	Source
Dormant Account Fee	$2Below the typical range ($5–$10 nationally)	$3 below the national median$1.50 below the California median	per month	—	Source
Cookie Jar Account Excess Withdrawal Fee	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$10 below the California median	per year	Knox extract.rules v33 categorized a line held for review from Rosetta artifact #11847. canonical_hint=account_research; text_hash=7475b107f704a486fab5d412e61bbd051822bf332bb6dfbca8a84049bd9c349f; excerpt="Cookie Jar Account Excess Withdrawal Fee \| $10.00 Per Year"	Source
Research Fee Statement	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$10 below the California median	—	—	Source
Overdraft & NSFVerified
Returned Item, Insufficient Funds	$20Below the typical range ($25–$32 nationally)	$10 below the national median$3 below the California median	per item	—	Source
Overdraft Fee (From Shares)	$2
ATM & CardVerified
Excess ATM Withdrawal Fee	$1.50Within the typical range ($1–$2.25 nationally)	At the national median$0.50 below the California median	per item	—	Source
ATM or Debit Card Replacement Fee	$15
Wire TransfersVerified
Wire Transfers (Outgoing)	$15Below the typical range ($20–$25 nationally)	$10 below the national median$10 below the California median	per item	—	Source
Check ServicesVerified
Stop Payment Fee	$10Below the typical range ($20–$30 nationally)	$17.50 below the national median$12.50 below the California median	per item	—	Source
Check Copy Fee – Single	$2
Cash & DepositVerified
Deposit Item Return Fee	$10Within the typical range ($8–$25 nationally)	$5 below the national median$8 below the California median	per item	—	Source
Lending FeesVerified
UCC Release Fee	$40Within the typical range ($20–$75 nationally)	$10 above the national median$5.50 above the California median	—	Knox extract.rules v33 categorized a line held for review from Rosetta artifact #11847. canonical_hint=loan_origination; text_hash=7475b107f704a486fab5d412e61bbd051822bf332bb6dfbca8a84049bd9c349f; excerpt="UCC Release Fee \| $40.00"	Source
Retirement & IRAVerified
IRA Administration Fee	$12Within the typical range ($10–$25 nationally)	$3 below the national median$3 below the California median	per year	—	Source
Other FeesVerified
Copy Fee	$3Within the typical range ($2–$5 nationally)	At the national median$1.25 below the California median	per item	Knox extract.rules v33 categorized a line held for review from Rosetta artifact #11847. canonical_hint=document_reproduction; text_hash=7475b107f704a486fab5d412e61bbd051822bf332bb6dfbca8a84049bd9c349f; excerpt="Copy Fee \| $3.00 Per Page"	Source
Subordination Fee

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft fee: $2

93% below the national median overdraft fee

16 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$92.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$92.0M

Total deposits

$76.6M

Service charge income (year to date)

$315K

Fee income ratio

13.2%

Return on assets

0.60%

Financial profile · Pro

Performance from regulator filings

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