vs. U.S. typical range:LowerTypicalHigher
$2 above the national median$1.50 above the Kentucky median
per month · Source
$5 above the national median$3 above the Kentucky median
per month · Source
$25 above the national median$23 above the Kentucky median
$2.50 above the national median$5 above the Kentucky median
$7.50 below the national median$5 below the Kentucky median
per item · Source
$2 above the national median$2 above the Kentucky median
per month · Source
$1.05 below the national median$1.05 below the Kentucky median
$1.05 below the national median$1.05 below the Kentucky median
per item · Source
$1.50 above the national median$2 above the Kentucky median
per item · Source
$5 above the national median$5 above the Kentucky median
per item · Source
$5 above the national median$5 above the Kentucky median
per item · Source
$3 above the national median$3.50 above the Kentucky median
per item · Source
$1.45 above the national median$0.47 above the Kentucky median
per item · Source
$8 above the national median$8 above the Kentucky median
per item · Source
$20 above the national median$20 above the Kentucky median
per item · Source
At the national medianAt the Kentucky median
per item · Source
$50 above the national median$25 above the Kentucky median
per item · Source
$30 below the national median$55 below the Kentucky median
per item · Source
$2 above the national median$2.44 above the Kentucky median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Choice Plus Checking Monthly Maintenance Fee | $8Within the typical range ($4–$10 nationally) | $2 above the national median$1.50 above the Kentucky median | per month | — | Source |
| Dormant Account (no activity for three years) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$3 above the Kentucky median | per month | — | Source |
| Escheat Processing | $30Above the typical range ($5–$10 nationally) | $25 above the national median$23 above the Kentucky median | — | — | Source |
| Account Research (member requested, non-legal) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the Kentucky median | — | — | Source |
| Returned Mail due to Bad Address | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Kentucky median | per item | — | Source |
| Monthly Paper Statement on Checking Account | $5Above the typical range ($2–$4.76 nationally) | $2 above the national median$2 above the Kentucky median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds Fee | $28.95Within the typical range ($25–$32 nationally) | $1.05 below the national median$1.05 below the Kentucky median | — | — | Source |
| Returned Item due to Garnishment | $28.95 | ||||
ATM & CardVerified | |||||
| Non-Service One ATM use over eight times per month | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$2 above the Kentucky median | per item | — | Source |
| Reissue of One Card | $15 | ||||
Check ServicesVerified | |||||
| Conversion of check or collection item to Cashier’s Check | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Kentucky median | per item | — | Source |
| Cashier's Check or Money Order | $5 | ||||
Account ServicesVerified | |||||
| Attachment or Garnishment | $100Above the typical range ($30–$90 nationally) | $50 above the national median$25 above the Kentucky median | per item | — | Source |
| Tax Levy | $20 | ||||
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2.44 above the Kentucky median | per item | — | Source |
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Headline fees vs. national median
Headline fees published
7 of 15
Published fees
19
Under review
0
Assets
$269.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$269.1M
Total deposits
$242.9M
Service charge income (year to date)
$1.0M
Fee income ratio
11.9%
Return on assets
0.41%
Financial profile · Pro
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| $1.05 below the national median$1.05 below the Kentucky median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the Kentucky median |
| per item |
| — |
| Source |
| $3 above the national median$3.50 above the Kentucky median |
| per item |
| — |
| Source |
| Stop Payment | $28.95Within the typical range ($20–$30 nationally) | $1.45 above the national median$0.47 above the Kentucky median | per item | — | Source |
| Temporary Checks | $10Above the typical range ($1–$4 nationally) | $8 above the national median$8 above the Kentucky median | per item | — | Source |
| Non-Member Cashing Check (>$50.00) | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Kentucky median | per item | — | Source |
| Check Copy | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Kentucky median | per item | — | Source |
| $30 below the national median$55 below the Kentucky median |
| per item |
| — |
| Source |