Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Benchmark Bank

Plano, TexasBankDallas Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

monthly service fee$2.50Below the typical range ($4–$10 nationally)

$3.50 below the national median$4.50 below the Texas median

Service charge$10

$4 above the national median$3 above the Texas median

per month · Source

Service Charge$12

$6 above the national median$5 above the Texas median

per month · Source

Service charge fee$10

$4 above the national median$3 above the Texas median

per month · Source

Service charge fee$5

$1 below the national median$2 below the Texas median

per month · Source

Service charge fee$15

$9 above the national median$8 above the Texas median

per month · Source

Service charge fee$8

$2 above the national median$1 above the Texas median

per month · Source

Inactivity Fee$10

$5 above the national median$5 above the Texas median

per month · Source

Overdraft & NSFVerified

Each overdraft paid$30Within the typical range ($25–$33 nationally)
At the national medianAt the Texas median
per item · Source
Return item fee$30Within the typical range ($25–$32 nationally)
At the national medianAt the Texas median
per item · Source

ATM & CardVerified

Replace Lost/Stolen debit card$5Within the typical range ($5–$10 nationally)
$5 below the national median$2.50 below the Texas median
per item · Source

Check ServicesVerified

Stop payments$35Above the typical range ($20–$30 nationally)
$7.50 above the national median$5.50 above the Texas median
per item · Source
Foreign Check Processing$40Above the typical range ($10–$25 nationally)
$20 above the national median$20 above the Texas median
Source

Digital & ElectronicVerified

Online ACH Origination Module$15Within the typical range ($5–$20 nationally)
$5 above the national median$5.02 above the Texas median
per month · Source

Cash & DepositVerified

Deposit item return$5Below the typical range ($8–$25 nationally)
$10 below the national median$7 below the Texas median
Source
Foreign Check Chargeback$20Within the typical range ($8–$25 nationally)
$5 above the national median$8 above the Texas median
Source

Gift & Prepaid CardsVerified

Visa® Gift Card$2.50Below the typical range ($3–$4.95 nationally)
$1 below the national median$1 below the Texas median
per month · Source
Visa® Gift Card$5Above the typical range ($3–$4.95 nationally)
$1.50 above the national median$1.50 above the Texas median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
monthly service fee	$2.50Below the typical range ($4–$10 nationally)	$3.50 below the national median$4.50 below the Texas median	per month	—	Source
Service charge	$10Within the typical range ($4–$10 nationally)	$4 above the national median$3 above the Texas median	per month	—	Source
Service Charge	$12Above the typical range ($4–$10 nationally)	$6 above the national median$5 above the Texas median	per month	—	Source
Service charge fee	$10Within the typical range ($4–$10 nationally)	$4 above the national median$3 above the Texas median	per month	—	Source
Service charge fee	$5Within the typical range ($4–$10 nationally)	$1 below the national median$2 below the Texas median	per month	—	Source
Service charge fee	$15Above the typical range ($4–$10 nationally)	$9 above the national median$8 above the Texas median	per month	—	Source
Service charge fee	$8Within the typical range ($4–$10 nationally)	$2 above the national median$1 above the Texas median	per month	—	Source
Inactivity Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Texas median	per month	—	Source
Overdraft & NSFVerified
Each overdraft paid	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Texas median	per item	—	Source
Return item fee	$30
ATM & CardVerified
Replace Lost/Stolen debit card	$5Within the typical range ($5–$10 nationally)	$5 below the national median$2.50 below the Texas median	per item	—	Source
Check ServicesVerified
Stop payments	$35Above the typical range ($20–$30 nationally)	$7.50 above the national median$5.50 above the Texas median	per item	—	Source
Foreign Check Processing	$40
Digital & ElectronicVerified
Online ACH Origination Module	$15Within the typical range ($5–$20 nationally)	$5 above the national median$5.02 above the Texas median	per month	—	Source
Cash & DepositVerified
Deposit item return	$5Below the typical range ($8–$25 nationally)	$10 below the national median$7 below the Texas median	—	—	Source
Foreign Check Chargeback	$20
Gift & Prepaid CardsVerified
Visa® Gift Card	$2.50Below the typical range ($3–$4.95 nationally)	$1 below the national median$1 below the Texas median	per month	—	Source
Visa® Gift Card	$5

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

18 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$1.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.6B

Total deposits

$1.5B

Service charge income

$171K

Fee income ratio

0.73%

Return on assets

1.62%

Branches

Service charge income by quarter

Q2 2026$171K

Q1 2026$172K

Q4 2025$170K

Q3 2025$165K

Financial profile · Pro

Performance from regulator filings

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Based on 65,676 published fee entries from 3,608 institutions

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