vs. U.S. typical range:LowerTypicalHigher
$18 above the national median$20 above the Michigan median
$12.50 below the national median$5 below the Michigan median
$7.50 above the national median$6.25 above the Michigan median
$7.50 below the national median$8.75 below the Michigan median
$5 below the national median$4 below the Michigan median
per item · Source
$5 below the national median$4 below the Michigan median
per item · Source
$5 below the national median$4 below the Michigan median
At the national median$2.50 above the Michigan median
$15 below the national median$10 below the Michigan median
At the national medianAt the Michigan median
$5 below the national medianAt the Michigan median
At the national median$2 above the Michigan median
At the national medianAt the Michigan median
$7.50 below the national median$7 below the Michigan median
per item · Source
$1 below the national median$1 below the Michigan median
per item · Source
$12 below the national median$2 below the Michigan median
per item · Knox extract.rules v32 categorized a line held for review from Rosetta artifact #12346. canonical_hint=check_cashing; text_hash=3ebb52be1c394adb06bc8a67cc14308d1f9a768e4db165df45f3c262dbf23325; excerpt="Foreign Item Conversion fee (Per Item) ………………………………… $8.00 $8.00 $8.00 $8.00" · Source
$2 below the national median$2.50 below the Michigan median
per item · Source
$0.50 above the national medianAt the Michigan median
At the national medianAt the Michigan median
per item · Source
$17 below the national median$17.50 below the Michigan median
Knox extract.rules v32 categorized a line held for review from Rosetta artifact #12346. canonical_hint=loan_origination; text_hash=3ebb52be1c394adb06bc8a67cc14308d1f9a768e4db165df45f3c262dbf23325; excerpt="UCC (Uniform Commercial Code) ………………………………………. $15.00 fee per every 5 years of loan" · Source
$1.50 above the national median$1 above the Michigan median
$2 above the national median$2 above the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Money Market minimum balance fee ……………………………………. | $25Above the typical range ($5–$10 nationally) | $18 above the national median$20 above the Michigan median | — | — | Source |
| Account Closure within 90 days ………………………………………… | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the Michigan median | — | — | Source |
| Account Balancing ………………………………………………………. | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$6.25 above the Michigan median | — | — | Source |
| Bad Address | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$8.75 below the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee (Per Item) ……………………………………….…… | $25Within the typical range ($25–$33 nationally) | $5 below the national median$4 below the Michigan median | per item | — | Source |
| Non-sufficient Fund Fee (Per Item) ……………………………………… | $25 | ||||
ATM & CardVerified | |||||
| ATM or Debit Card Replacement ………………………………………. | $10Within the typical range ($5–$10 nationally) | At the national median$2.50 above the Michigan median | — | — | Source |
| ATM or Debit Card Rush/Expedited ……………………………………. | $25 | ||||
Wire TransfersVerified | |||||
| Domestic Wire fee: Outgoing . | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Domestic Wire fee: Incoming . | $5 | ||||
Check ServicesVerified | |||||
| Corporate/Cashier Checks ………………………………………………. | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | — | — | Source |
| Money Order ………………………………………………………………. | $2 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay fee (free w/E-statements) | $3Within the typical range ($0–$9.95 nationally) | $0.50 above the national medianAt the Michigan median | — | — | Source |
Account ServicesVerified | |||||
| Garnishment or Tax Levy (Per Item) ……………………………………. | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Michigan median | per item | — | Source |
Lending FeesVerified | |||||
| UCC (Uniform Commercial Code) ………………………………………. | $15Below the typical range ($20.08–$71.25 nationally) | $17 below the national median$17.50 below the Michigan median | — | Knox extract.rules v32 categorized a line held for review from Rosetta artifact #12346. canonical_hint=loan_origination; text_hash=3ebb52be1c394adb06bc8a67cc14308d1f9a768e4db165df45f3c262dbf23325; excerpt="UCC (Uniform Commercial Code) ………………………………………. $15.00 fee per every 5 years of loan" | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card ………………………………………………………………. | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1 above the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy fee (Per Statement) …………………………………… | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Michigan median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
8 of 15
Published fees
22
Under review
0
Assets
$262.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$262.4M
Total deposits
$232.6M
Service charge income (year to date)
$650K
Fee income ratio
9.1%
Return on assets
1.26%
Financial profile · Pro
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| $5 below the national median$4 below the Michigan median |
| per item |
| — |
| Source |
| Returned Item Fee (Fraudulent) Per Iten ………………………………… | $25Within the typical range ($25–$32 nationally) | $5 below the national median$4 below the Michigan median | — | — | Source |
| $15 below the national median$10 below the Michigan median |
| — |
| — |
| Source |
| $5 below the national medianAt the Michigan median |
| — |
| — |
| Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |
| Stop Payment fee (Per Request) ………………………………………… | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$7 below the Michigan median | per item | — | Source |
| Counter/Starter Checks (4 per page) ……………………………………. | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Michigan median | per item | — | Source |
| Foreign Item Conversion fee (Per Item) ………………………………… | $8Below the typical range ($10–$25 nationally) | $12 below the national median$2 below the Michigan median | per item | Knox extract.rules v32 categorized a line held for review from Rosetta artifact #12346. canonical_hint=check_cashing; text_hash=3ebb52be1c394adb06bc8a67cc14308d1f9a768e4db165df45f3c262dbf23325; excerpt="Foreign Item Conversion fee (Per Item) ………………………………… $8.00 $8.00 $8.00 $8.00" | Source |
| Cancelled Check Copy (Per Item) ………………………………………. | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2.50 below the Michigan median | per item | — | Source |