vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$6.25 below the Michigan median
per month · Source
$7.50 below the national median$8.75 below the Michigan median
$12.50 below the national median$13.75 below the Michigan median
$15 below the national median$14 below the Michigan median
$5 below the national median$3.50 below the Michigan median
per day · maximum per day · Institution’s schedule
$10 below the national median$5 below the Michigan median
At the national medianAt the Michigan median
$10 below the national median$5 below the Michigan median
$10 below the national median$5 below the Michigan median
$2 below the national medianAt the Michigan median
$1 below the national median$1 below the Michigan median
$1 below the national median$1 below the Michigan median
per item · Source
$10 below the national median$10 below the Michigan median
per item · Source
$5 below the national median$4 below the Michigan median
$5 below the national median$5 below the Michigan median
per item · Knox extract.rules v16 categorized a line held for review from Rosetta artifact #6061. canonical_hint=deposited_item_return; text_hash=9177d75838f2b1c220c6ae85bc3f0932450dfafbbb5776fa408cdf5e2b6b9a73; excerpt="Deposited item charge-back (per item) ………………………………………………………………………………………… | $10.00 | $10.00 | $10.00 | $10.00" · Source
At the national medianAt the Michigan median
$20 below the national median$25 below the Michigan median
$1 below the national median$1 below the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly maintenance | $0Below the typical range ($4–$10 nationally) | $6 below the national median$6.25 below the Michigan median | per month | — | Source |
| Account balancing .. minimum | $10Below the typical range ($11–$25 nationally) | $7.50 below the national median$8.75 below the Michigan median | — | — | Source |
| Bad address (post office notification or mail returned to the credit union) | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$13.75 below the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| ATM/Debit overdraft | $15Below the typical range ($25–$33 nationally) | $15 below the national median$14 below the Michigan median | — | — | Source |
| Overdraft transfer from savings | $0 | ||||
ATM & CardVerified | |||||
| ATM replacement card (lost or stolen) Rush request | $30Within the typical range ($30–$50 nationally) | $10 below the national median$5 below the Michigan median | — | — | Source |
Wire TransfersVerified | |||||
| Domestic Wire Transfer – Outgoing | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Incoming Wire | $0 | ||||
Check ServicesVerified | |||||
| Cashier’s check | $3Within the typical range ($3–$6 nationally) | $2 below the national medianAt the Michigan median | — | — | Source |
| Money order (any amount) | $1 | ||||
Digital & ElectronicVerified | |||||
| NSF Check or ACH item returned (per item) | $15Within the typical range ($15–$30 nationally) | $10 below the national median$10 below the Michigan median | per item | — | Source |
Cash & DepositVerified | |||||
| Cash advance fee None | $0Below the typical range ($2–$10 nationally) | $5 below the national median$4 below the Michigan median | — | — | Source |
| Deposited item charge-back (per item) | $10 | ||||
Account ServicesVerified | |||||
| Garnishment, Levy, Lien | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Michigan median | — | — | Source |
Lending FeesVerified | |||||
| Late Payment fee None | $0Below the typical range ($10–$25 nationally) | $20 below the national median$25 below the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Statement copy Free through Online Banking | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Michigan median | — | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$15
Headline fees published
8 of 15
Published fees
19
Under review
0
Assets
$183.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$183.8M
Total deposits
$165.3M
Service charge income (year to date)
$367K
Fee income ratio
6.0%
Return on assets
0.60%
Financial profile · Pro
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| $5 below the national median$3.50 below the Michigan median |
| — |
| — |
| Source |
| NSF Overdraft Daily Cap | $45Below the typical range ($99.50–$175 nationally) | $80 below the national median | per day | maximum per day | Institution’s schedule |
| $10 below the national median$5 below the Michigan median |
| — |
| — |
| Source |
| Foreign Wire Transfer – Outgoing | $40Within the typical range ($40–$50 nationally) | $10 below the national median$5 below the Michigan median | — | — | Source |
| $1 below the national median$1 below the Michigan median |
| — |
| — |
| Source |
| Temp Checks (not starter checks) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Michigan median | per item | — | Source |
| $5 below the national median$5 below the Michigan median |
| per item |
| Knox extract.rules v16 categorized a line held for review from Rosetta artifact #6061. canonical_hint=deposited_item_return; text_hash=9177d75838f2b1c220c6ae85bc3f0932450dfafbbb5776fa408cdf5e2b6b9a73; excerpt="Deposited item charge-back (per item) ………………………………………………………………………………………… | $10.00 | $10.00 | $10.00 | $10.00" |
| Source |