vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national medianAt the Alabama median
$20 above the national median$20 above the Alabama median
$2.50 below the national medianAt the Alabama median
$7.50 below the national median$5 below the Alabama median
per item · Source
$5 above the national median$5 above the Alabama median
per item · Source
per item · Knox extract.rules v43 categorized a line held for review from Rosetta artifact #3859. canonical_hint=continuous_od; text_hash=97e01e8b9436133621b4a890deeaf511db3b94348385ad4ae522aa990a349795; excerpt="$35.00 each | 11OverDraft Fee (PAID ITEM) Standard/Extended OD Privilege Program" · Source
At the national medianAt the Alabama median
per year · Source
$2.50 above the national median$1 above the Alabama median
per item · Source
$1 below the national median$1 below the Alabama median
per item · Source
$5 above the national median$3.75 above the Alabama median
per item · Source
$3 below the national median$2 below the Alabama median
per item · Source
$5 above the national median$7 above the Alabama median
At the national median$1.50 above the Alabama median
per item · Source
$30 above the national median$35 above the Alabama median
per year · Source
$10 below the national median$5 below the Alabama median
per year · Source
$25 below the national median$20 below the Alabama median
per year · Source
$5 above the national median$10 above the Alabama median
per year · Source
$105 above the national median$110 above the Alabama median
$25 below the national median$25 below the Alabama median
per item · Source
At the national medianAt the Alabama median
per item · Source
$10 below the national median$10 below the Alabama median
$3 below the national median$2 below the Alabama median
$27.50 below the national median$25 below the Alabama median
per item · Source
$12.50 below the national median$10 below the Alabama median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closing (Closed Share/Savings within first 6 months of membership) | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the Alabama median | — | — | Source |
| Account: Escheatment (Abandoned Property Sent to State) | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Alabama median | — | — | Source |
| Account Research/Reconciliation by WCU Staff | $15Within the typical range ($12–$25 nationally) | $2.50 below the national medianAt the Alabama median | — | — | Source |
| Returned Statement (Invalid/Undeliverable Address) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Alabama median | per item | — | Source |
Overdraft & NSFVerified | |||||
| NSF Charge/Return Fee (PER PRESENTMENT) Due to Non-Sufficient Funds | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Alabama median | per item | — | Source |
| 11OverDraft Fee (PAID ITEM) Standard/Extended OD Privilege Program | $35 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Alabama median | per year | — | Source |
Check ServicesVerified | |||||
| Stop Payment (Draft or ACH Item ONLY, NOT Debit Card Transactions) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$1 above the Alabama median | per item | — | Source |
| Counter Checks (Without a pending WCU Check Order) | $1 | ||||
Digital & ElectronicVerified | |||||
| Person to Person(P2P) (ACH Origination) | $1Below the typical range ($5–$20 nationally) | $9 below the national median | per item | — | Source |
Cash & DepositVerified | |||||
| Credit/Debit Card Payment by Phone Fee (Cash Advance on Visa/Mastercard) | $10Within the typical range ($2–$10 nationally) | $5 above the national median$7 above the Alabama median | — | — | Source |
| Returned Deposited Item (Check Deposited & Returned Unpaid) | $15 | ||||
Account ServicesVerified | |||||
| 10 x 10 Safe Deposit Box Rent | $75Above the typical range ($30–$70 nationally) | $30 above the national median$35 above the Alabama median | per year | — | Source |
| 3 x 10 Safe Deposit Box Rent | $35 | ||||
Lending FeesVerified | |||||
| Greater of | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Alabama median | — | — | Source |
Other FeesVerified | |||||
| Express/Overnight Mail Delivery | $20Within the typical range ($20–$40 nationally) | $10 below the national median | — | — | Source |
| Statement Copy | $0 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
4 of 15
Published fees
26
Under review
0
Assets
$36.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$36.0M
Total deposits
$32.8M
Service charge income (year to date)
$109K
Fee income ratio
11.4%
Return on assets
0.51%
Financial profile · Pro
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| $30 above the national median |
| per item |
| Knox extract.rules v43 categorized a line held for review from Rosetta artifact #3859. canonical_hint=continuous_od; text_hash=97e01e8b9436133621b4a890deeaf511db3b94348385ad4ae522aa990a349795; excerpt="$35.00 each | 11OverDraft Fee (PAID ITEM) Standard/Extended OD Privilege Program" |
| Source |
| $1 below the national median$1 below the Alabama median |
| per item |
| — |
| Source |
| Foreign Check DEPOSIT Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national median$3.75 above the Alabama median | per item | — | Source |
| Check Copy (Including Receipts & ACH Transactions) | $0Below the typical range ($2–$5 nationally) | $3 below the national median$2 below the Alabama median | — | — | Source |
| At the national median$1.50 above the Alabama median |
| per item |
| — |
| Source |
| $10 below the national median$5 below the Alabama median |
| per year |
| — |
| Source |
| 3 x 5 Safe Deposit Box Rent | $20Below the typical range ($30–$70 nationally) | $25 below the national median$20 below the Alabama median | per year | — | Source |
| 5 x 10 Safe Deposit Box Rent | $50Within the typical range ($30–$70 nationally) | $5 above the national median$10 above the Alabama median | per year | — | Source |
| Safe Deposit Box Drilling Fee (for Replacement of LOST KEY) | $150Above the typical range ($30–$70 nationally) | $105 above the national median$110 above the Alabama median | — | — | Source |
| 8Legal Process Service (Garnishment/Levy) | $25Below the typical range ($30–$90 nationally) | $25 below the national median$25 below the Alabama median | per item | — | Source |
| Verification Of Deposit Fee (Account Verification Letters/Forms Completion) | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Alabama median | per item | — | Source |
| $3 below the national median$2 below the Alabama median |
| — |
| — |
| Source |
| 10NON-MEMBER Loan Application Fee | $10Below the typical range ($25–$100 nationally) | $27.50 below the national median$25 below the Alabama median | per item | — | Source |
| 9MEMBER LOAN “RE-APPLICATION” FEE | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$10 below the Alabama median | — | — | Source |