Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Bellwether Community Federal Credit Union

Manchester, New HampshireCredit UnionBoston Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Service Charge$0Below the typical range ($4–$10 nationally)

Overdraft & NSFVerified

After that, each overdraft costs$19Below the typical range ($25–$33 nationally)
$11 below the national median$11 below the New Hampshire median
per item · Source
Overdraft$19Below the typical range ($25–$33 nationally)
$11 below the national median$11 below the New Hampshire median
per item · Source
Returned NSF Fee$19Below the typical range ($25–$32 nationally)
$11 below the national median$11 below the New Hampshire median
Source
Savings Overdraft Transfer$0Below the typical range ($2.50–$5 nationally)
$5 below the national median$3 below the New Hampshire median
Source

ATM & CardVerified

BCCU Foreign ATM Fees$0Below the typical range ($1–$2.25 nationally)
$1.50 below the national median$1 below the New Hampshire median
Source
Savings ATM Transactions at Other ATMs$1.50Within the typical range ($1–$2.25 nationally)
At the national median$0.50 above the New Hampshire median
Source
Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national medianAt the New Hampshire median
Source

Check ServicesVerified

Money Orders / Treasurer’s Checks$5Above the typical range ($1.50–$3 nationally)
$3 above the national median$2 above the New Hampshire median
Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$2.50 above the national medianAt the New Hampshire median
Source
Temporary Checks$2Within the typical range ($1–$4 nationally)
At the national medianAt the New Hampshire median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly Service Charge	$0Below the typical range ($4–$10 nationally)	$6 below the national median$6 below the New Hampshire median	per month	—	Source
Inactive Membership (after 12 months) / month	$5Within the typical range ($5–$10 nationally)	At the national medianAt the New Hampshire median	per month	—	Source
Account Research and Reconciliation / hour	$35Above the typical range ($12–$25 nationally)	$17.50 above the national median$10 above the New Hampshire median	—	—	Source
Returned Mail for Bad Address	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$20 below the New Hampshire median	—	—	Source
Overdraft & NSFVerified
After that, each overdraft costs	$19Below the typical range ($25–$33 nationally)	$11 below the national median$11 below the New Hampshire median	per item	—	Source
Overdraft	$19
ATM & CardVerified
BCCU Foreign ATM Fees	$0Below the typical range ($1–$2.25 nationally)	$1.50 below the national median$1 below the New Hampshire median	—	—	Source
Savings ATM Transactions at Other ATMs	$1.50
Check ServicesVerified
Money Orders / Treasurer’s Checks	$5Above the typical range ($1.50–$3 nationally)	$3 above the national median$2 above the New Hampshire median	—	—	Source
Stop Payment	$30
Digital & ElectronicVerified
Online Bill Pay / item	$10Above the typical range ($0–$9.95 nationally)	$7.50 above the national median$5 above the New Hampshire median	per item	—	Source
Account ServicesVerified
Tax Levies, Writs, Garnishments	$75Within the typical range ($30–$87.50 nationally)	$25 above the national median$25 above the New Hampshire median	—	—	Source
Retirement & IRAVerified
IRA Plan Termination	$50Above the typical range ($25–$35 nationally)	$25 above the national medianAt the New Hampshire median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$19

Overdraft fee: $19

37% below the national median overdraft fee

17 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$674.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$674.7M

Total deposits

$541.9M

Service charge income (year to date)

$614K

Fee income ratio

3.3%

Return on assets

0.28%

Financial profile · Pro

Performance from regulator filings

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