vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national median$5 above the Alabama median
$5 above the national median$4.51 above the Alabama median
per month · Source
$2.50 below the national medianAt the Alabama median
per item · Source
$3 below the national median$1.50 below the Alabama median
per item · Source
At the national median$1.50 above the Alabama median
—
$10 below the national median$5 below the Alabama median
$15 below the national median$15 below the Alabama median
$2 below the national median$2 below the Alabama median
At the national medianAt the Alabama median
per item · Source
$0.50 below the national median$2 below the Alabama median
per item · Source
$10 above the national median$8.75 above the Alabama median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #13196. canonical_hint=check_cashing; text_hash=4dcc90f8f48a1d298937f0fdfea4e38997f8b9e5d1e5b7c1fef1d1759e4d49e4; excerpt="Negative Balance Collection Fee | $15.00" · Source
At the national median$1 above the Alabama median
per item · Source
$3 below the national median$2 below the Alabama median
$2 above the national median$2 above the Alabama median
per item · Source
$50 above the national median$55 above the Alabama median
$15 below the national median$10 below the Alabama median
$30 below the national median$25 below the Alabama median
At the national median$5 above the Alabama median
$105 above the national median$110 above the Alabama median
$20 below the national median$15 below the Alabama median
$25 below the national median$25 below the Alabama median
$5 above the national median$5 above the Alabama median
$1 above the national median$2 above the Alabama median
$27.50 below the national median$25 below the Alabama median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing Fee (Within 90 days of opening) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$5 above the Alabama median | — | — | Source |
| Dormant Account Fee (Mail undeliverable & 1 year without financial activity) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$4.51 above the Alabama median | per month | — | Source |
| Account Research | $15Within the typical range ($12–$25 nationally) | $2.50 below the national medianAt the Alabama median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Standard/Extended Privilege Fee | $27Above the typical range ($5–$15 nationally) | $22 above the national median | per item | — | Source |
| Overdraft Advantage Transfer Fee | $2 | ||||
ATM & CardVerified | |||||
| Foreign transaction fee | 1%of the transaction | — | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer Fee - Domestic (Outgoing) | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Alabama median | — | — | Source |
| Wire Transfer Fee - International (Outgoing) | $35 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks (Excludes members age 50 & older) | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Alabama median | — | — | Source |
| Money Orders | $2 | ||||
Digital & ElectronicVerified | |||||
| NSF/Overdraft (ACH, Checks, Deposited Returned Item, etc.) | $27Within the typical range ($15–$30 nationally) | $2 above the national median$2 above the Alabama median | per item | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box 10 x 10 | $95Above the typical range ($30–$70 nationally) | $50 above the national median$55 above the Alabama median | — | — | Source |
| Safe Deposit Box 3 x 10 | $30 | ||||
Lending FeesVerified | |||||
| Late Fee on VISA Credit Card Accounts | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Alabama median | — | — | Source |
Other FeesVerified | |||||
| Statement Copies | $4Within the typical range ($2–$5 nationally) | $1 above the national median$2 above the Alabama median | — | — | Source |
| Loan Application Fee | $10 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
25
Under review
0
Assets
$1.1B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.1B
Total deposits
$876.5M
Service charge income (year to date)
$4.0M
Fee income ratio
12.4%
Return on assets
1.98%
Financial profile · Pro
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| $3 below the national median$1.50 below the Alabama median |
| per item |
| — |
| Source |
| Overdraft Transfer Fee | $5Within the typical range ($2.50–$5 nationally) | At the national median$1.50 above the Alabama median | — | — | Source |
| $15 below the national median$15 below the Alabama median |
| — |
| — |
| Source |
| At the national medianAt the Alabama median |
| per item |
| — |
| Source |
| Stop Payments | $27Within the typical range ($20–$30 nationally) | $0.50 below the national median$2 below the Alabama median | per item | — | Source |
| Negative Balance Collection Fee | $15Above the typical range ($5–$10 nationally) | $10 above the national median$8.75 above the Alabama median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #13196. canonical_hint=check_cashing; text_hash=4dcc90f8f48a1d298937f0fdfea4e38997f8b9e5d1e5b7c1fef1d1759e4d49e4; excerpt="Negative Balance Collection Fee | $15.00" | Source |
| Check Copies thru FSCU employee | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the Alabama median | per item | — | Source |
| Check Copies thru myfscu.com | $0Below the typical range ($2–$5 nationally) | $3 below the national median$2 below the Alabama median | — | — | Source |
| $15 below the national median$10 below the Alabama median |
| — |
| — |
| Source |
| Safe Deposit Box 3 x 5 | $15Below the typical range ($30–$70 nationally) | $30 below the national median$25 below the Alabama median | — | — | Source |
| Safe Deposit Box 5 x 10 | $45Within the typical range ($30–$70 nationally) | At the national median$5 above the Alabama median | — | — | Source |
| Safe Deposit Box Drill Fee (All Keys Lost) | $150Above the typical range ($30–$70 nationally) | $105 above the national median$110 above the Alabama median | — | — | Source |
| Safe Deposit Box Key Replacement (Single Key Lost) | $25Below the typical range ($30–$70 nationally) | $20 below the national median$15 below the Alabama median | — | — | Source |
| Levy Fee (Court, Garnishment, IRS, Government or Tax) | $25Below the typical range ($30–$89.38 nationally) | $25 below the national median$25 below the Alabama median | — | — | Source |
| $27.50 below the national median$25 below the Alabama median |
| — |
| — |
| Source |