vs. U.S. typical range:LowerTypicalHigher
$2 below the national median$2 below the Illinois median
$2.50 below the national median$5 below the Illinois median
$5 below the national median$5 below the Illinois median
$5 above the national median$5 above the Illinois median
$0.50 below the national median$0.75 below the Illinois median
per item · Source
$2.50 above the national median$0.50 above the Illinois median
$2.50 below the national median$4.50 below the Illinois median
At the national median$1 below the Illinois median
$2 above the national median$1 above the Illinois median
At the national medianAt the Illinois median
$10 below the national median$10 below the Illinois median
$5 below the national median$5 below the Illinois median
$1.50 above the national median$1.50 above the Illinois median
$1 below the national median$1 below the Illinois median
$2 above the national median$3 above the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Cashing Payroll check on an inactive account | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Illinois median | — | — | Source |
| Account Research-one hour minimum | $15Within the typical range ($11–$25 nationally) | $2.50 below the national median$5 below the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF) Item | $25Within the typical range ($25–$32 nationally) | $5 below the national median$5 below the Illinois median | — | — | Source |
ATM & CardVerified | |||||
| Replacement Card | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
Check ServicesVerified | |||||
| Money Orders-Each ($3,000.00 max each) | $1.50Within the typical range ($1.50–$3 nationally) | $0.50 below the national median$0.75 below the Illinois median | per item | — | Source |
| Stop Payment on Automatic Withdrawal | $30 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Set Up | $10Within the typical range ($5–$20 nationally) | At the national medianAt the Illinois median | — | — | Source |
Cash & DepositVerified | |||||
| Return Deposit Item (Chargeback) | $5Below the typical range ($8–$25 nationally) | $10 below the national median$10 below the Illinois median | — | — | Source |
Lending FeesVerified | |||||
| Late Charge | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Illinois median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Travel Money Re loadable Prepaid Debit Card | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1.50 above the Illinois median | — | — | Source |
| Visa Gift Cards | $2.50 | ||||
Other FeesVerified | |||||
| Duplicate Copy of Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$3 above the Illinois median | — | — | Source |
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Headline fees vs. national median
Headline fees published
4 of 15
Published fees
15
Under review
0
Assets
$78.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$78.6M
Total deposits
$68.4M
Service charge income (year to date)
$116K
Fee income ratio
5.6%
Return on assets
1.55%
Financial profile · Pro
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| $2.50 above the national median$0.50 above the Illinois median |
| — |
| — |
| Source |
| Stop Payment Request | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$4.50 below the Illinois median | — | — | Source |
| Copy of Canceled Check (5 free per year) | $3Within the typical range ($2–$5 nationally) | At the national median$1 below the Illinois median | — | — | Source |
| Copy of Canceled Check Faxed | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1 above the Illinois median | — | — | Source |
| $1 below the national median$1 below the Illinois median |
| — |
| — |
| Source |