vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$5 below the Minnesota median
$4 below the national median$4 below the Minnesota median
per month · Source
$5 above the national median$5 above the Minnesota median
per month · Source
$12.50 above the national median$10 above the Minnesota median
$2.50 below the national median$5 below the Minnesota median
$5 above the national median$5 above the Minnesota median
per item · Source
$5 above the national median$6 above the Minnesota median
per item · Source
$3 below the national median$4 below the Minnesota median
per day · Source
$3.50 above the national median$3 above the Minnesota median
per transaction · Source
$5 above the national median$5 above the Minnesota median
$5 below the national median$5 below the Minnesota median
one time · Institution’s schedule
$10 above the national median$10 above the Minnesota median
per item · Source
$20 above the national median$20 above the Minnesota median
per item · Source
$1 above the national median$1 above the Minnesota median
per item · Source
$7.50 above the national median$10 above the Minnesota median
$3 above the national median$4 above the Minnesota median
per item · per sheet after 2 free sheets · Institution’s schedule
$5 above the national median$5 above the Minnesota median
$2 above the national median$1.75 above the Minnesota median
per item · Source
$7 below the national median$2 below the Minnesota median
per item · Source
$50 above the national median$32.50 above the Minnesota median
per item · Source
$5 above the national median$3.75 above the Minnesota median
$1 below the national median$1 below the Minnesota median
per item · Source
$2 above the national median$2 above the Minnesota median
$162.50 above the national median$165 above the Minnesota median
$12.50 below the national median$10 below the Minnesota median
per item · Source
$22.50 above the national median$25 above the Minnesota median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closure | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$5 below the Minnesota median | — | — | Source |
| Debit Card Inactivity Fee After 12 months of non- use | $1Below the typical range ($5–$10 nationally) | $4 below the national median$4 below the Minnesota median | per month | — | Source |
| Monthly Inactivity | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Minnesota median | per month | — | Source |
| Account Reconciliation | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the Minnesota median | — | — | Source |
| Incorrect Address/Ret Mail | $15Within the typical range ($12–$25 nationally) | $2.50 below the national median$5 below the Minnesota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Minnesota median | per item | — | Source |
| Return Item | $35 | ||||
ATM & CardVerified | |||||
| Non-proprietary ATM | $5Above the typical range ($1–$2.25 nationally) | $3.50 above the national median$3 above the Minnesota median | per transaction | — | Source |
| Replacement Card | $15 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing | $35Above the typical range ($20–$25 nationally) | $10 above the national median$10 above the Minnesota median | per item | — | Source |
| Wire Transfer - Foreign Outgoing | $70 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks | $6Within the typical range ($3–$6 nationally) | $1 above the national median$1 above the Minnesota median | per item | — | Source |
| Stop Payment Bill Pay | $35 | ||||
Cash & DepositVerified | |||||
| Deposited Item Return | $8Within the typical range ($8–$25 nationally) | $7 below the national median$2 below the Minnesota median | per item | — | Source |
Account ServicesVerified | |||||
| Levy/Garnishments | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$32.50 above the Minnesota median | — | — | Source |
| Verification of Deposit | $10 | ||||
Lending FeesVerified | |||||
| Loan Late Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national median$3.75 above the Minnesota median | — | — | Source |
Other FeesVerified | |||||
| Fax/Photocopy Service | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Minnesota median | per item | — | Source |
| Statement Copy | $5 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 60 others that publish it, 55 lower, 5 the same and 0 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
27
Under review
0
Assets
$175.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$175.8M
Total deposits
$154.4M
Service charge income (year to date)
$406K
Fee income ratio
8.2%
Return on assets
0.75%
Financial profile · Pro
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| $5 above the national median$6 above the Minnesota median |
| per item |
| — |
| Source |
| Negative Balance Fee | $2Below the typical range ($5–$15 nationally) | $3 below the national median$4 below the Minnesota median | per day | — | Source |
| $5 above the national median$5 above the Minnesota median |
| — |
| — |
| Source |
| Express Card Delivery Fee | $35Within the typical range ($30–$50 nationally) | $5 below the national median$5 below the Minnesota median | one time | — | Institution’s schedule |
| $20 above the national median$20 above the Minnesota median |
| per item |
| — |
| Source |
| $7.50 above the national median$10 above the Minnesota median |
| — |
| — |
| Source |
| Temporary Checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median$4 above the Minnesota median | per item | per sheet after 2 free sheets | Institution’s schedule |
| Canadian Check Deposit | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Minnesota median | — | — | Source |
| Copy of Check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.75 above the Minnesota median | per item | — | Source |
| At the national median |
| per item |
| — |
| Source |
| $2 above the national median$2 above the Minnesota median |
| — |
| — |
| Source |
| (self-initiated online) | Mortgage Subordination | $200Above the typical range ($25–$100 nationally) | $162.50 above the national median$165 above the Minnesota median | — | — | Source |
| per check | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$10 below the Minnesota median | per item | — | Source |
| Skip a Payment | $60Within the typical range ($25–$100 nationally) | $22.50 above the national median$25 above the Minnesota median | per item | — | Source |