Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Iq Federal Credit Union

Vancouver, WashingtonCredit UnionSan Francisco Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Interest Checking Monthly service charge$6Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdraft fee$30Within the typical range ($25–$33 nationally)
At the national median$2 above the Washington median
per item · Source
NSF Fee (Non-Sufficient Funds)$30Within the typical range ($25–$32 nationally)
At the national median$5 above the Washington median
per item · Source
Overdraft Transfer from Shares$3Within the typical range ($2.50–$5 nationally)
$2 below the national median$1.50 below the Washington median
per item · Source

ATM & CardVerified

ATM Withdrawal Fee$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$1 below the Washington median
per transaction · Source
Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median$2.25 below the Washington median
per item · Source
Expedited Card Fee$25Below the typical range ($30–$50 nationally)
$15 below the national median$5 below the Washington median
per item · Source

Wire TransfersVerified

Wire Transfer Fee – Domestic$20Within the typical range ($20–$25 nationally)
$5 below the national medianAt the Washington median
per item · Source
Wire Incoming Fee$10Within the typical range ($5–$15 nationally)
At the national medianAt the Washington median
per item · Source
Wire Transfer Fee – International$50Within the typical range ($40–$50 nationally)
At the national median$10 above the Washington median
per item · Source

Check ServicesVerified

Cashier’s Check Fee 1 free per day, then$5Within the typical range ($3–$6 nationally)
At the national medianAt the Washington median
per item · Source
Stop Payment Request$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the Washington median
per item · Source
Stop Payment Request – Online$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$5 below the Washington median
per item · Source
Temporary Counter Checks$2Within the typical range ($1–$4 nationally)
At the national medianAt the Washington median
per item · Source
Foreign Check Fee$10Within the typical range ($10–$25 nationally)
$10 below the national median$8 below the Washington median
per item · Source
Check Copy$3Within the typical range ($2–$5 nationally)
At the national median$1 above the Washington median
per item · Source

Account ServicesVerified

Safe Deposit Box 10X10$100Above the typical range ($30–$70 nationally)
$55 above the national median$60 above the Washington median
per year · Source
Safe Deposit Box 3X5$30Within the typical range ($30–$70 nationally)
$15 below the national median$10 below the Washington median
per year · Source
Safe Deposit Box 5X10$75Above the typical range ($30–$70 nationally)
$30 above the national median$35 above the Washington median
per year · Source
Safe Deposit Box 5X5$40Within the typical range ($30–$70 nationally)
$5 below the national medianAt the Washington median
per year · Source
Safe Deposit Box Key Deposit$20Below the typical range ($30–$70 nationally)
$25 below the national median$20 below the Washington median
Source
Safe Deposit Box Rental Fee: 3X10 box$50Within the typical range ($30–$70 nationally)
$5 above the national median$10 above the Washington median
per year · Source
Legal Process Fee$50Within the typical range ($30–$100 nationally)
At the national median$25 below the Washington median
per item · Source

Other FeesVerified

Statement Reprint Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Washington median
per item · Source
fee to convert fixed portion back to line of credit$50Within the typical range ($25–$100 nationally)
$12.50 above the national median$15 below the Washington median
one time · Source
HELOC Annual Fee$35Within the typical range ($25–$100 nationally)
$2.50 below the national median$30 below the Washington median
per year · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Interest Checking Monthly service charge	$6Within the typical range ($4–$10 nationally)	At the national median$1 above the Washington median	per month	—	Source
monthly service fee or minimum balance requirement	$0Below the typical range ($4–$10 nationally)	$6 below the national median$5 below the Washington median	per month	—	Source
Inactive Checking Account Fee	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Washington median	per month	—	Source
Account Reconciliation/Research	$35Above the typical range ($12–$25 nationally)	$17.50 above the national median$20 above the Washington median	—	—	Source
ACH Research Fee	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$5 below the Washington median	per item	—	Source
Returned Mail Fee	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$10 below the Washington median	per month	—	Source
Paper Statements	$2Within the typical range ($2–$4.93 nationally)	$1 below the national median$1 below the Washington median	per month	—	Source
Overdraft & NSFVerified
Overdraft fee	$30Within the typical range ($25–$33 nationally)	At the national median$2 above the Washington median	per item	—	Source
NSF Fee (Non-Sufficient Funds)	$30
ATM & CardVerified
ATM Withdrawal Fee	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$1 below the Washington median	per transaction	—	Source
Card Replacement Fee	$5
Wire TransfersVerified
Wire Transfer Fee – Domestic	$20Within the typical range ($20–$25 nationally)	$5 below the national medianAt the Washington median	per item	—	Source
Wire Incoming Fee	$10
Check ServicesVerified
Cashier’s Check Fee 1 free per day, then	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Washington median	per item	—	Source
Stop Payment Request	$25
Digital & ElectronicVerified
Free online banking, bill pay	$0Within the typical range ($0–$9.95 nationally)	$2.50 below the national medianAt the Washington median	—	—	Source
Rush Delivery Bill Pay Payments	$15
Cash & DepositVerified
Coin Machine Fee	7%	—	—	—	Source
Cash advance fee	$5Within the typical range ($2–$10 nationally)	At the national median	—
Account ServicesVerified
Safe Deposit Box 10X10	$100Above the typical range ($30–$70 nationally)	$55 above the national median$60 above the Washington median	per year	—	Source
Safe Deposit Box 3X5	$30
Other FeesVerified
Statement Reprint Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median$1 below the Washington median	per item	—	Source
fee to convert fixed portion back to line of credit	$50

Against San Francisco Fed district credit unions

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$30.00
Of 187 others that publish it, 142 lower, 30 the same and 15 higher.
Monthly maintenance
$3.00
Of 144 others that publish it, 35 lower, 5 the same and 104 higher.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.2B

Total deposits

$1.9B

Service charge income (year to date)

$5.5M

Fee income ratio

7.9%

Return on assets

1.23%

Financial profile · Pro

Performance from regulator filings

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Based on 65,408 published fee entries from 3,595 institutions

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