vs. U.S. typical range:LowerTypicalHigher
$18 above the national median$22 above the North Carolina median
$4 below the national medianAt the North Carolina median
per month · Applies to share, checking, trust, custodian, money market, and Super 60 accounts if month-end balance < $25. Does not apply to new accounts in month opened. · Institution’s schedule
$25 above the national median$25 above the North Carolina median
$2.50 below the national median$4 above the North Carolina median
Knox extract.rules v16 categorized a line held for review from Rosetta artifact #465. canonical_hint=account_research; text_hash=fcd936ffd3f6cb510080aed67ad65de8721a5bff36a15e5491e14eedbddaf340; excerpt="Checkbook Balancing | $15.00 / hr | Postage Reimbursement Fee: Enroll in" · Source
$12.50 below the national median$6 below the North Carolina median
per item · Source
$25 below the national median$20 below the North Carolina median
per item · Source
$5 below the national median$0.50 below the North Carolina median
per year · Source
At the national median$5 above the North Carolina median
$5 below the national medianAt the North Carolina median
per item · Source
$2 below the national median$1 below the North Carolina median
$2.50 above the national median$1 above the North Carolina median
$22.50 below the national median$24 below the North Carolina median
per item · Source
$1 below the national median$1 below the North Carolina median
per item · Source
$2.50 below the national median$2 below the North Carolina median
$15 above the national median$20 above the North Carolina median
per item · Source
$21 below the national median$28.50 below the North Carolina median
per year · Source
$15 below the national median$22.50 below the North Carolina median
per year · Source
$30 below the national median$37.50 below the North Carolina median
per year · Source
$10 above the national median$10 above the North Carolina median
per item · Source
$5 below the national median$5 below the North Carolina median
per item · Source
$10 below the national median$10 below the North Carolina median
$1 below the national median$0.75 below the North Carolina median
per item · Source
$1 below the national median$3 below the North Carolina median
per item · Source
$0.50 above the national median$1.50 below the North Carolina median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| /stmt | Low Balance Fee: Keep at least a | $25Above the typical range ($5–$10 nationally) | $18 above the national median$22 above the North Carolina median | — | — | Source |
| Low Balance | $3Below the typical range ($5–$10 nationally) | $4 below the national medianAt the North Carolina median | per month | Applies to share, checking, trust, custodian, money market, and Super 60 accounts if month-end balance < $25. Does not apply to new accounts in month opened. | Institution’s schedule |
| Escheat Research Fee | $30Above the typical range ($5–$10 nationally) | $25 above the national median$25 above the North Carolina median | — | — | Source |
| Checkbook Balancing | $15Within the typical range ($12–$25 nationally) | $2.50 below the national median$4 above the North Carolina median | — | Knox extract.rules v16 categorized a line held for review from Rosetta artifact #465. canonical_hint=account_research; text_hash=fcd936ffd3f6cb510080aed67ad65de8721a5bff36a15e5491e14eedbddaf340; excerpt="Checkbook Balancing | $15.00 / hr | Postage Reimbursement Fee: Enroll in" | Source |
| Returned Mail | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$6 below the North Carolina median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Item Returned Due To Insufficient Funds (check or ACH draft) | $5Below the typical range ($25–$32 nationally) | $25 below the national median$20 below the North Carolina median | per item | — | Source |
| Overdraft Protection by Transfer from Savings | $0 | ||||
ATM & CardVerified | |||||
| CASH CARD or Visa Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national median$5 above the North Carolina median | — | — | Source |
Wire TransfersVerified | |||||
| International Wire Transfer of Funds | $45Within the typical range ($40–$50 nationally) | $5 below the national medianAt the North Carolina median | per item | — | Source |
Check ServicesVerified | |||||
| MCU Official Check for third-party payee | $3Within the typical range ($3–$6 nationally) | $2 below the national median$1 below the North Carolina median | — | — | Source |
| ACH Stop Payment | $30 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay- Internet eBill Service | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$2 below the North Carolina median | — | — | Source |
Cash & DepositVerified | |||||
| Returned Deposited Check to/from the same member | $30Above the typical range ($8–$25 nationally) | $15 above the national median$20 above the North Carolina median | per item | — | Source |
Account ServicesVerified | |||||
| ) (3 x 10 x 22" | $24Below the typical range ($30–$70 nationally) | $21 below the national median$28.50 below the North Carolina median | per year | — | Source |
| ) (5 x 10 x 22" | $30 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card purchase | $2.50Below the typical range ($3–$4.95 nationally) | $1 below the national median$0.75 below the North Carolina median | per item | — | Source |
Other FeesVerified | |||||
| Photocopies | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the North Carolina median | per item | — | Source |
| Statement Copies | $3.50 | ||||
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
24
Under review
0
Assets
$477.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$477.1M
Total deposits
$404.2M
Service charge income (year to date)
$950K
Fee income ratio
6.5%
Return on assets
1.06%
Financial profile · Pro
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| $5 below the national median$0.50 below the North Carolina median |
| per year |
| — |
| Source |
| $2.50 above the national median$1 above the North Carolina median |
| — |
| — |
| Source |
| Check Stop Payments | $5Below the typical range ($20–$30 nationally) | $22.50 below the national median$24 below the North Carolina median | per item | — | Source |
| Check Copies | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the North Carolina median | per item | — | Source |
| $15 below the national median$22.50 below the North Carolina median |
| per year |
| — |
| Source |
| Safe Deposit Boxes (3 x 5 x 22" | $15Below the typical range ($30–$70 nationally) | $30 below the national median$37.50 below the North Carolina median | per year | — | Source |
| Verification of Deposit (including history) | $20Above the typical range ($5–$15 nationally) | $10 above the national median$10 above the North Carolina median | per item | — | Source |
| Verification of Deposit (non-standard form) | $5Within the typical range ($5–$15 nationally) | $5 below the national median$5 below the North Carolina median | per item | — | Source |
| Verification of Deposit (standard form) | $0Below the typical range ($5–$15 nationally) | $10 below the national median$10 below the North Carolina median | — | — | Source |
| $0.50 above the national median$1.50 below the North Carolina median |
| per item |
| — |
| Source |