vs. U.S. typical range:LowerTypicalHigher
$4 below the national median$4.95 below the Oklahoma median
per month · Source
$2 above the national median$1.05 above the Oklahoma median
per month · Source
$1.50 above the national median$0.55 above the Oklahoma median
per month · Source
$4 above the national median$3.05 above the Oklahoma median
per month · Source
At the national median$0.95 below the Oklahoma median
per month · Source
$10 above the national median$10 above the Oklahoma median
per quarter · Source
$2.50 below the national median$5 below the Oklahoma median
$12.50 below the national median$15 below the Oklahoma median
per month · Source
$1 below the national median$1 below the Oklahoma median
per month · Source
At the national median$3 above the Oklahoma median
per item · Source
At the national median$2.75 above the Oklahoma median
per item · Source
$5 above the national median$5 above the Oklahoma median
per day · Source
$5 below the national median$2.50 below the Oklahoma median
At the national median$2.50 above the Oklahoma median
per item · Source
$9 below the national median$2.95 below the Oklahoma median
$10 below the national median$10 below the Oklahoma median
$3.50 below the national median$3.50 below the Oklahoma median
per item · Source
$5 above the national median$5 above the Oklahoma median
per item · Source
$0.50 below the national median$1.50 below the Oklahoma median
per item · Source
$2.50 above the national median$5 above the Oklahoma median
per item · Source
$1.50 below the national median$0.50 below the Oklahoma median
per item · First 8 free for new accounts; additional checks $0.50 each · Institution’s schedule
$1.50 below the national median$0.50 below the Oklahoma median
per item · Source
$10 below the national median$5 below the Oklahoma median
per item · Source
$1 below the national medianAt the Oklahoma median
per item · Per copy · Institution’s schedule
$15 above the national median$24.05 above the Oklahoma median
per item · Source
$105 above the national median$110 above the Oklahoma median
$20 below the national median$15 below the Oklahoma median
$55 above the national median$60 above the Oklahoma median
per year · Source
At the national median$5 above the Oklahoma median
per year · Source
$10 above the national median$15 above the Oklahoma median
per year · Source
$15 below the national median$10 below the Oklahoma median
per year · Source
$25 below the national medianAt the Oklahoma median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| monthly fee - Get | $2Below the typical range ($4–$10 nationally) | $4 below the national median$4.95 below the Oklahoma median | per month | — | Source |
| Monthly Service Charge | $8Within the typical range ($4–$10 nationally) | $2 above the national median$1.05 above the Oklahoma median | per month | — | Source |
| Monthly Service Charge | $7.50Within the typical range ($4–$10 nationally) | $1.50 above the national median$0.55 above the Oklahoma median | per month | — | Source |
| New Beginnings Checking Monthly Service Charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3.05 above the Oklahoma median | per month | — | Source |
| Rewards Checking Monthly Service Charge | $6Within the typical range ($4–$10 nationally) | At the national median$0.95 below the Oklahoma median | per month | — | Source |
| Inactive/Dormant Account Fee | $15Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Oklahoma median | per quarter | — | Source |
| Account Research (includes account reconciliation) | $15Within the typical range ($11–$25 nationally) | $2.50 below the national median$5 below the Oklahoma median | — | — | Source |
| Bad Address Fee | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$15 below the Oklahoma median | per month | — | Source |
| Paper Statement Fee | $2Within the typical range ($2–$4.88 nationally) | $1 below the national median$1 below the Oklahoma median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay /Overdraft Fee | $30Within the typical range ($25–$33 nationally) | At the national median$3 above the Oklahoma median | per item | — | Source |
| Insufficient Funds (NSF)/Overdrawn/Returned Item Fee | $30 | ||||
ATM & CardVerified | |||||
| ATM Card Replacement Fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Oklahoma median | — | — | Source |
| Plastic Card Replacement Fee | $10 | ||||
Wire TransfersVerified | |||||
| Domestic Bank Wire | $16Below the typical range ($20–$25 nationally) | $9 below the national median$2.95 below the Oklahoma median | — | — | Source |
| International Bank Wire | $40 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $1.50Below the typical range ($3–$6 nationally) | $3.50 below the national median$3.50 below the Oklahoma median | per item | — | Source |
| Non-Member Cashier’s Check | $10 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Item | $30Above the typical range ($8–$25 nationally) | $15 above the national median$24.05 above the Oklahoma median | per item | — | Source |
Account ServicesVerified | |||||
| Drilling Cost | $150Above the typical range ($30–$70 nationally) | $105 above the national median$110 above the Oklahoma median | — | — | Source |
| Replacement Key | $25 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 102 others that publish it, 48 lower, 36 the same and 18 higher.
Monthly maintenance
$7.50
Of 57 others that publish it, 41 lower, 2 the same and 14 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
11 of 15
Published fees
32
Under review
0
Assets
$966.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$966.8M
Total deposits
$868.4M
Service charge income (year to date)
$3.4M
Fee income ratio
11.0%
Return on assets
0.17%
Financial profile · Pro
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| At the national median$2.75 above the Oklahoma median |
| per item |
| — |
| Source |
| Overdraft Transfer Fee | $10Above the typical range ($2.50–$5 nationally) | $5 above the national median$5 above the Oklahoma median | per day | — | Source |
| At the national median$2.50 above the Oklahoma median |
| per item |
| — |
| Source |
| $10 below the national median$10 below the Oklahoma median |
| — |
| — |
| Source |
| $5 above the national median$5 above the Oklahoma median |
| per item |
| — |
| Source |
| Money Order | $1.50Within the typical range ($1.50–$3 nationally) | $0.50 below the national median$1.50 below the Oklahoma median | per item | — | Source |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the Oklahoma median | per item | — | Source |
| Temporary Checks | $0.50Below the typical range ($1–$4 nationally) | $1.50 below the national median$0.50 below the Oklahoma median | per item | First 8 free for new accounts; additional checks $0.50 each | Institution’s schedule |
| Temporary Checks First 8 free for new accounts. Additional checks | $0.50Below the typical range ($1–$4 nationally) | $1.50 below the national median$0.50 below the Oklahoma median | per item | — | Source |
| Collection Item | $10Within the typical range ($10–$25 nationally) | $10 below the national median$5 below the Oklahoma median | per item | — | Source |
| Copy of Draft (Check) | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Oklahoma median | per item | Per copy | Institution’s schedule |
| $20 below the national median$15 below the Oklahoma median |
| — |
| — |
| Source |
| Safe Deposit Box 10 X 10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$60 above the Oklahoma median | per year | — | Source |
| Safe Deposit Box 3 X 10 | $45Within the typical range ($30–$70 nationally) | At the national median$5 above the Oklahoma median | per year | — | Source |
| Safe Deposit Box 5 X 10 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$15 above the Oklahoma median | per year | — | Source |
| Safe Deposit Box 5 X 5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$10 below the Oklahoma median | per year | — | Source |
| Garnishment/Levy Fee | $25Below the typical range ($30–$90 nationally) | $25 below the national medianAt the Oklahoma median | — | — | Source |