vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$5 below the Oklahoma median
one time · Source
At the national medianAt the Oklahoma median
per month · Source
$7.50 above the national median$5 above the Oklahoma median
$12.50 below the national median$15 below the Oklahoma median
per item · Source
$5 above the national median$8 above the Oklahoma median
per item · Source
$5 above the national median$7.75 above the Oklahoma median
$5 above the national median$7.75 above the Oklahoma median
per item · Source
$7 above the national median$7 above the Oklahoma median
per transaction · Source
$0.50 above the national median$1 above the Oklahoma median
per item · Source
$0.50 above the national median$1 above the Oklahoma median
per transaction · Source
$0.50 above the national median$1 above the Oklahoma median
$5 above the national median$7.50 above the Oklahoma median
per item · Source
$0.50 below the national median
per transaction · Source
per transaction · Source
$10 above the national median$16.05 above the Oklahoma median
per transaction · Source
$10 above the national median$16.05 above the Oklahoma median
per item · Source
$2.50 above the national median$2.50 above the Oklahoma median
per transaction · Source
$10 above the national median$10 above the Oklahoma median
per transaction · Source
$5 above the national median$5 above the Oklahoma median
per item · Source
$7.50 above the national median$10 above the Oklahoma median
per item · Source
$1.50 below the national median$0.50 below the Oklahoma median
per item · Source
At the national median$5 above the Oklahoma median
per item · Source
$12.45 above the national median$11.70 above the Oklahoma median
per item · Source
$7.45 above the national median$6.70 above the Oklahoma median
per item · Source
At the national medianAt the Oklahoma median
$3 below the national median$6.05 above the Oklahoma median
per item · Source
$50 above the national median$75 above the Oklahoma median
per item · Source
per transaction · Source
per item · Source
per item · Source
$1 below the national median$1 below the Oklahoma median
per item · Source
$2 above the national median$2 above the Oklahoma median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closed within 90 days of opening | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Oklahoma median | one time | — | Source |
| Inactivity fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Oklahoma median | per month | — | Source |
| Account research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Oklahoma median | — | — | Source |
| Return Mail Processing fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Oklahoma median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee (checks and other debits paid) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$8 above the Oklahoma median | per item | — | Source |
| created by check, in person withdrawal, ATM withdrawal or by any other electronic means as applicable Non-sufficient fun | $35 | ||||
ATM & CardVerified | |||||
| Balance Inquiry | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$1 above the Oklahoma median | per item | — | Source |
| Non-IBC ATM locations (in the U.S.) — Withdrawal | $2 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire Transfer within USA by IBC Representative | $35Above the typical range ($20–$25 nationally) | $10 above the national median$16.05 above the Oklahoma median | per transaction | — | Source |
| WIRE TRANSFERS: Outgoing Wire Transfer within USA by IBC Representative | $35 | ||||
Check ServicesVerified | |||||
| TELLER SERVICES Cashier's Checks: Customers | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Oklahoma median | per item | — | Source |
| Bill Pay Stop Payment | $35 | ||||
Digital & ElectronicVerified | |||||
| BILL PAY Overnight Check | $14.95Above the typical range ($0–$9.95 nationally) | $12.45 above the national median$11.70 above the Oklahoma median | per item | — | Source |
| Same-Day Bill Payment | $9.95 | ||||
Cash & DepositVerified | |||||
| Charge Back fee for Commercial Accounts Only (Deposited checks and other items returned unpaid) | $12Within the typical range ($8–$25 nationally) | $3 below the national median$6.05 above the Oklahoma median | per item | — | Source |
Account ServicesVerified | |||||
| Litigation Levies and Freezes | $100Above the typical range ($30–$90 nationally) | $50 above the national median$75 above the Oklahoma median | per item | — | Source |
Other FeesVerified | |||||
| Int'l Courier Proc. Fee | $25Within the typical range ($20–$40 nationally) | $5 below the national median | per transaction | — | Source |
| Misc Delivery Fee Domestic/Mexico Address | $25 | ||||
Overdraft
$35.00
Of 34 others that publish it, 30 lower, 3 the same and 1 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
12 of 15
Published fees
33
Under review
0
Assets
$1.6B
Work at International Bank of Commerce? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.6B
Total deposits
$1.2B
Service charge income
$2.1M
Fee income ratio
12.4%
Return on assets
1.43%
Branches
41
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 above the national median$7.75 above the Oklahoma median |
| — |
| — |
| Source |
| Non-sufficient funds (NSF) / Return Item fee (checks and other debits returned) created by check, in person withdrawal | $35Above the typical range ($25–$32 nationally) | $5 above the national median$7.75 above the Oklahoma median | per item | — | Source |
| Overdraft transfer protection | $12Above the typical range ($2.50–$5 nationally) | $7 above the national median$7 above the Oklahoma median | per transaction | — | Source |
| $0.50 above the national median$1 above the Oklahoma median |
| per transaction |
| — |
| Source |
| Non-IBC ATM locations (in the U.S.): Withdrawal | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$1 above the Oklahoma median | — | — | Source |
| Debit/ATM Card Replacement Fee | $15Above the typical range ($5–$10 nationally) | $5 above the national median$7.50 above the Oklahoma median | per item | — | Source |
| Non-IBC ATM locations (outside the U.S.) — Transfer | $2Within the typical range ($0.94–$5 nationally) | $0.50 below the national median | per transaction | — | Source |
| Non-IBC ATM locations (outside the U.S.) — Withdrawal | $2.50Within the typical range ($0.94–$5 nationally) | At the national median | per transaction | — | Source |
| Non-IBC ATM locations (outside the U.S.): Withdrawal | $2.50Within the typical range ($0.94–$5 nationally) | At the national median | — | — | Source |
| $10 above the national median$16.05 above the Oklahoma median |
| per item |
| — |
| Source |
| Incoming Wire Transfer | $12.50Within the typical range ($5–$15 nationally) | $2.50 above the national median$2.50 above the Oklahoma median | per transaction | — | Source |
| Outgoing Wire Transfer outside USA Consumer Customer | $60Above the typical range ($40–$50 nationally) | $10 above the national median$10 above the Oklahoma median | per transaction | — | Source |
| $7.50 above the national median$10 above the Oklahoma median |
| per item |
| — |
| Source |
| Temporary checks | $0.50Below the typical range ($1–$4 nationally) | $1.50 below the national median$0.50 below the Oklahoma median | per item | — | Source |
| Collection of items | $20Within the typical range ($10–$25 nationally) | At the national median$5 above the Oklahoma median | per item | — | Source |
| $7.45 above the national median$6.70 above the Oklahoma median |
| per item |
| — |
| Source |
| Mobile Deposit | $0Within the typical range ($0–$0 nationally) | At the national medianAt the Oklahoma median | — | — | Source |
| $5 below the national median |
| per item |
| — |
| Source |
| Misc Delivery Fee Foreign Address | $40Within the typical range ($20–$40 nationally) | $10 above the national median | per item | — | Source |
| Photocopies | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Oklahoma median | per item | — | Source |
| Reproduction of statement/item | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Oklahoma median | per item | — | Source |