Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Ives Bank

Danbury, ConnecticutBankNew York Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly service charge$5Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Nonsufficient Funds (NSF) - paid$35Above the typical range ($25–$33 nationally)
$5 above the national median$2.50 above the Connecticut median
Source
Nonsufficient Funds (NSF) - returned (each item)$35Above the typical range ($25–$32 nationally)
$5 above the national median$5 above the Connecticut median
per item · Source
Overdraft protection transfer fee$10Above the typical range ($2.50–$5 nationally)
$5 above the national median$5 above the Connecticut median
Source

ATM & CardVerified

Debit Card used at non-Ives ATM$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national medianAt the Connecticut median
per transaction · Source
Damaged card replacement same-day$25Above the typical range ($5–$10 nationally)
$15 above the national median$15 above the Connecticut median
Source

Wire TransfersVerified

Outgoing Domestic Wire Fee$25Within the typical range ($20–$25 nationally)
At the national medianAt the Connecticut median
per item · Source
Incoming Domestic Wire Fee$15Within the typical range ($5–$15 nationally)
$5 above the national median$5 above the Connecticut median
per item · Source
Outgoing International Wire Fee$45Within the typical range ($40–$50 nationally)
$5 below the national median$5 above the Connecticut median
per item · Source
Incoming International Wire Fee$15Within the typical range ($10–$25 nationally)
$5 below the national median
per item · Source

Check ServicesVerified

Bank Check$5Within the typical range ($3–$6 nationally)
At the national medianAt the Connecticut median
per item · Source
Certified Check$25Above the typical range ($3–$6 nationally)
$20 above the national median$20 above the Connecticut median
per item · Source
Money order$3Within the typical range ($1.50–$3 nationally)
$1 above the national medianAt the Connecticut median
Source
Check printing$15Within the typical range ($0–$15 nationally)
$14 above the national median
Source
Stop payments - per item$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$5 above the Connecticut median
per item · Source
Stop payments - range of checks$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$5 above the Connecticut median
Source
Counter Check$0.50Below the typical range ($1–$4 nationally)
$1.50 below the national median$2 below the Connecticut median
per item · Source

Cash & DepositVerified

Return Deposited Item Fee$15Within the typical range ($8–$25 nationally)
At the national median$5 below the Connecticut median
per item · Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3043. canonical_hint=deposited_item_return; text_hash=99eaadfcb46ca986389a9a197540c6f0adade43be17de07a5a5130b575014222; excerpt="Return Deposited Item Fee ...................................................................$15.00 Each" · Source

Account ServicesVerified

Notary service (non-customer)$5Within the typical range ($0–$5 nationally)
$2.50 above the national medianAt the Connecticut median
per item · Source
Lost Key Fee$20Below the typical range ($30–$70 nationally)
$25 below the national median$40 below the Connecticut median
Source
Safe Deposit Box Drilling Fee$200Above the typical range ($30–$70 nationally)
$155 above the national median$140 above the Connecticut median
Source
Levies, and any other legal documents that require funds to be attached$125Above the typical range ($30–$89.38 nationally)
$75 above the national median$75 above the Connecticut median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly service charge	$5Within the typical range ($4–$10 nationally)	$1 below the national median$2.75 below the Connecticut median	per month	—	Source
Monthly service fee	$12Above the typical range ($4–$10 nationally)	$6 above the national median$4.25 above the Connecticut median	per month	—	Source
Monthly service fee	$0Below the typical range ($4–$10 nationally)	$6 below the national median$7.75 below the Connecticut median	per month	—	Source
Account Closing (less than 90 Days) Fee	$15Within the typical range ($10–$25 nationally)	$2.50 below the national median$5 below the Connecticut median	—	—	Source
Inactivity fee (monthly)	$2Below the typical range ($5–$10 nationally)	$3 below the national median$7 below the Connecticut median	per month	—	Source
Account research	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$5 above the Connecticut median	—	—	Source
Returned mail processing	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$15 below the Connecticut median	—	—	Source
Overdraft & NSFVerified
Nonsufficient Funds (NSF) - paid	$35Above the typical range ($25–$33 nationally)	$5 above the national median$2.50 above the Connecticut median	—	—	Source
Nonsufficient Funds (NSF) - returned (each item)	$35
ATM & CardVerified
Debit Card used at non-Ives ATM	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national medianAt the Connecticut median	per transaction	—	Source
Damaged card replacement same-day	$25
Wire TransfersVerified
Outgoing Domestic Wire Fee	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Connecticut median	per item	—	Source
Incoming Domestic Wire Fee	$15
Check ServicesVerified
Bank Check	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Connecticut median	per item	—	Source
Certified Check	$25
Digital & ElectronicVerified
ACH Origination	$40Above the typical range ($5–$20 nationally)	$30 above the national median	per month	—	Source
Cash & DepositVerified
Return Deposited Item Fee	$15Within the typical range ($8–$25 nationally)	At the national median$5 below the Connecticut median	per item	Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3043. canonical_hint=deposited_item_return; text_hash=99eaadfcb46ca986389a9a197540c6f0adade43be17de07a5a5130b575014222; excerpt="Return Deposited Item Fee ...................................................................$15.00 Each"	Source
Account ServicesVerified
Notary service (non-customer)	$5Within the typical range ($0–$5 nationally)	$2.50 above the national medianAt the Connecticut median	per item	—	Source
Lost Key Fee	$20
Lending FeesVerified
Late Fee (after 30 days)	$10Within the typical range ($10–$25 nationally)	$10 below the national median$15 below the Connecticut median	—	—	Source
Retirement & IRAVerified
IRA transfer fee	$25Within the typical range ($25–$35 nationally)	At the national medianAt the Connecticut median	—	—	Source
Other FeesVerified
Interim Statements Fee	$0Below the typical range ($2–$5 nationally)	$3 below the national median$5 below the Connecticut median	—	—	Source

Against New York Fed district banks

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$35.00
Of 42 others that publish it, 21 lower, 12 the same and 9 higher.

See every headline fee against its local competitors

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

32 verified fees collected

Headline fees published

12 of 15

Published fees

Under review

Assets

$1.7B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.7B

Total deposits

$1.4B

Service charge income

$605K

Fee income ratio

3.9%

Return on assets

1.16%

Branches

Service charge income by quarter

Q2 2026$605K

Q1 2026$606K

Q4 2025$625K

Q3 2025$617K

Financial profile · Pro

Performance from regulator filings

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