vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$6.50 below the Kentucky median
per month · Source
$1 above the national median$0.50 above the Kentucky median
per month · Source
At the national median$2 below the Kentucky median
per month · Source
$7.50 above the national median$10 above the Kentucky median
$1 below the national median$1 below the Kentucky median
per transaction · Source
$1 below the national median$1 below the Kentucky median
per transaction · Source
$1.50 below the national median$1 below the Kentucky median
$5 below the national median$5 below the Kentucky median
per item · Source
—
per transaction · Source
$5 below the national medianAt the Kentucky median
per item · Source
$10 below the national median$10 below the Kentucky median
per item · Source
At the national medianAt the Kentucky median
per item · Source
$1 below the national median$0.50 below the Kentucky median
per item · Source
$1.50 above the national median$0.52 above the Kentucky median
per item · Source
At the national medianAt the Kentucky median
per item · Source
$1 below the national median$1 below the Kentucky median
—
$20 below the national median$18.50 below the Kentucky median
per year · Source
$5 above the national median$6.50 above the Kentucky median
per year · Source
$55 above the national median$56.50 above the Kentucky median
per year · Source
$25 above the national medianAt the Kentucky median
per item · Source
$1 below the national median$0.56 below the Kentucky median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| /mo NO MONTHLY FEE | $0Below the typical range ($4–$10 nationally) | $6 below the national median$6.50 below the Kentucky median | per month | — | Source |
| BlueVantage Checking Account Monthly service charge | $7Within the typical range ($4–$10 nationally) | $1 above the national median$0.50 above the Kentucky median | per month | — | Source |
| Dormancy Fee | $5Within the typical range ($5–$10 nationally) | At the national median$2 below the Kentucky median | per month | — | Source |
| Account Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Kentucky median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee | $29Within the typical range ($25–$33 nationally) | $1 below the national median$1 below the Kentucky median | per transaction | — | Source |
| NSF Fee | $29 | ||||
ATM & CardVerified | |||||
| Foreign ATM Fees (non-UKFCU ATM) | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$1 below the Kentucky median | — | — | Source |
| Replacement card fee | $5 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Kentucky median | per item | — | Source |
| International Wire Transfer | $40 | ||||
Check ServicesVerified | |||||
| Cashier Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Kentucky median | per item | — | Source |
| Money Order | $1 | ||||
Cash & DepositVerified | |||||
| Coin Machine Counting Non-member Fee Only | 8% | — | — | — | Source |
Account ServicesVerified | |||||
| Box A - 21x10x2.5 in | $25Below the typical range ($30–$70 nationally) | $20 below the national median$18.50 below the Kentucky median | per year | — | Source |
| Box B - 21x10x4.5 in | $50 | ||||
Other FeesVerified | |||||
| Statement Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$0.56 below the Kentucky median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$29.00
Of 87 others that publish it, 23 lower, 5 the same and 59 higher.
Monthly maintenance
$3.50
Of 29 others that publish it, 9 lower and 20 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$29
Headline fees published
10 of 15
Published fees
21
Under review
0
Assets
$1.8B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.8B
Total deposits
$1.4B
Service charge income (year to date)
$4.2M
Fee income ratio
7.3%
Return on assets
0.28%
Financial profile · Pro
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| $1 below the national median$1 below the Kentucky median |
| per transaction |
| — |
| Source |
| $5 below the national median$5 below the Kentucky median |
| per item |
| — |
| Source |
| Foreign Transaction Fee - VISA Platinum | 1%of the transaction | — | per transaction | — | Source |
| Foreign Transaction Fee - VISA Signature | $0Below the typical range ($0.94–$5 nationally) | $2.50 below the national median | — | — | Source |
| $10 below the national median$10 below the Kentucky median |
| per item |
| — |
| Source |
| $1 below the national median$0.50 below the Kentucky median |
| per item |
| — |
| Source |
| Stop Payment Fee | $29Within the typical range ($20–$30 nationally) | $1.50 above the national median$0.52 above the Kentucky median | per item | — | Source |
| Non-Member Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Kentucky median | per item | — | Source |
| Check Image Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Kentucky median | — | — | Source |
| $5 above the national median$6.50 above the Kentucky median |
| per year |
| — |
| Source |
| Box D - 21x10x10 in | $100Above the typical range ($30–$70 nationally) | $55 above the national median$56.50 above the Kentucky median | per year | — | Source |
| Garnishment/Tax Levy | $75Within the typical range ($30–$90 nationally) | $25 above the national medianAt the Kentucky median | per item | — | Source |