vs. U.S. typical range:LowerTypicalHigher
$13 above the national median$12.50 above the New York median
per month · when balance falls below $2,500 · Institution’s schedule
$2.50 below the national median$1.25 below the New York median
per item · Source
At the national median$4.50 below the New York median
per month · 3 months with no activity · Institution’s schedule
$5 above the national median$0.50 above the New York median
per quarter · Source
$12.50 above the national median$12.50 above the New York median
varies · per hour · Institution’s schedule
$1 below the national median$3.25 above the New York median
per item · Institution’s schedule
$5 above the national median$5 above the New York median
per item · Institution’s schedule
$0.50 above the national median$0.50 above the New York median
per item · per transaction · Institution’s schedule
$0.50 above the national median$0.50 above the New York median
per transaction · Source
$5 below the national median$5 below the New York median
$4 above the national median$4 above the New York median
per item · Institution’s schedule
$4 above the national median$4 above the New York median
$10 above the national median$15 above the New York median
per item · Institution’s schedule
At the national medianAt the New York median
per item · payable to third party · Institution’s schedule
At the national medianAt the New York median
$1.50 above the national median$4 above the New York median
per item · Institution’s schedule
$2 above the national medianAt the New York median
per item · per item · Institution’s schedule
$7.50 above the national median$7.50 above the New York median
per item · Propay · Institution’s schedule
$50 above the national median$25 above the New York median
$50 above the national medianAt the New York median
per item · e.g., levy, notices, trusts · Institution’s schedule
$5 above the national medianAt the New York median
per item · Institution’s schedule
$2 above the national median$2 above the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Money Market Below Minimum Balance | $20Above the typical range ($5–$10 nationally) | $13 above the national median$12.50 above the New York median | per month | when balance falls below $2,500 | Institution’s schedule |
| Early Withdrawal From Holiday Club | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$1.25 below the New York median | per item | — | Source |
| I-Pay Inactivity Fee | $5Within the typical range ($5–$10 nationally) | At the national median$4.50 below the New York median | per month | 3 months with no activity | Institution’s schedule |
| Inactive Acct (2 Yrs No Activity, over 18): Quarterly | $10Within the typical range ($5–$10 nationally) | $5 above the national median$0.50 above the New York median | per quarter | — | Source |
| Reconcilement of Account | $30Above the typical range ($11–$25 nationally) | $12.50 above the national median$12.50 above the New York median | varies | per hour | Institution’s schedule |
Overdraft & NSFVerified | |||||
| Returned Draft or ACH Payment | $29Within the typical range ($25–$32 nationally) | $1 below the national median$3.25 above the New York median | per item | — | Institution’s schedule |
| Transfer From Shares to Share Draft to Cover Overdraft | $10 | ||||
ATM & CardVerified | |||||
| Out of Network ATM Fee | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the New York median | per item | per transaction | Institution’s schedule |
| Out of Our Network ATM Fee: per Transaction | $2 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer - Outgoing | $29Above the typical range ($20–$25 nationally) | $4 above the national median$4 above the New York median | per item | — | Institution’s schedule |
| Domestic Wire Transfers - Outgoing | $29 | ||||
Check ServicesVerified | |||||
| CU Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New York median | per item | payable to third party | Institution’s schedule |
| CU Official Check, Payable To Third Party | $5 | ||||
Digital & ElectronicVerified | |||||
| Online Loan Payment Return Fee | $10Above the typical range ($0–$9.95 nationally) | $7.50 above the national median$7.50 above the New York median | per item | Propay | Institution’s schedule |
Account ServicesVerified | |||||
| Legal Process (ex: Levy, Notices, Trusts) | $100Above the typical range ($30–$90 nationally) | $50 above the national median$25 above the New York median | — | — | Source |
| Legal Process Fee | $100 | ||||
Other FeesVerified | |||||
| Statement Copy over 90 days | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the New York median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Headline fees published
9 of 15
Published fees
22
Under review
0
Assets
$34.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$34.7M
Total deposits
$30.6M
Service charge income (year to date)
$20K
Fee income ratio
1.7%
Return on assets
0.26%
Financial profile · Pro
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| $5 above the national median$5 above the New York median |
| per item |
| — |
| Institution’s schedule |
| $0.50 above the national median$0.50 above the New York median |
| per transaction |
| — |
| Source |
| Replacement Of Visa ATM/Debit Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the New York median | — | — | Source |
| $4 above the national median$4 above the New York median |
| — |
| — |
| Source |
| Foreign Wire Transfer - Outgoing | $60Above the typical range ($40–$50 nationally) | $10 above the national median$15 above the New York median | per item | — | Institution’s schedule |
| At the national medianAt the New York median |
| — |
| — |
| Source |
| Stop Payment - ACH Payment | $29Within the typical range ($20–$30 nationally) | $1.50 above the national median$4 above the New York median | per item | — | Institution’s schedule |
| Photocopy of Drafts | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | per item | per item | Institution’s schedule |
| $50 above the national medianAt the New York median |
| per item |
| e.g., levy, notices, trusts |
| Institution’s schedule |
| Account Verification | $15Within the typical range ($5–$15 nationally) | $5 above the national medianAt the New York median | per item | — | Institution’s schedule |