vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national medianAt the New York median
per transaction · Source
$10 above the national median$5 above the New York median
per month · Charged if no deposits or withdrawals for one year or longer · Institution’s schedule
$2.50 below the national median$2.50 below the New York median
$2.50 below the national median$2.50 below the New York median
per transaction · Source
$5 below the national median$1.50 below the New York median
per item · Source
$3 below the national median$3 below the New York median
per day · Source
$2.49 above the national median$2.49 above the New York median
At the national medianAt the New York median
per item · Source
$15 above the national median$15 above the New York median
$5 above the national median$5 above the New York median
At the national medianAt the New York median
per item · Source
$2 above the national medianAt the New York median
per item · Source
$10 above the national median$5 above the New York median
per item · Source
$15 above the national median$10 above the New York median
$1 below the national median$1 below the New York median
per item · Source
$12.50 below the national median$12.50 below the New York median
$7.50 below the national median$7.50 below the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Christmas Club Early Withdrawal Fee | $15Within the typical range ($10–$25 nationally) | $2.50 below the national medianAt the New York median | per transaction | — | Source |
| Dormant Account Fee | $15Above the typical range ($5–$10 nationally) | $10 above the national median$5 above the New York median | per month | Charged if no deposits or withdrawals for one year or longer | Institution’s schedule |
| Account Research Fee | $15Within the typical range ($12–$25 nationally) | $2.50 below the national median$2.50 below the New York median | — | — | Source |
| High Yield Savings Excessive Transfer Fee | $15Within the typical range ($12–$25 nationally) | $2.50 below the national median$2.50 below the New York median | per transaction | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds Fee (Max of 5 per Business Day) | $25Within the typical range ($25–$32 nationally) | $5 below the national median$1.50 below the New York median | per item | — | Source |
| Negative Balance Fee (After 14 Calendar Day grace period) | $2 | ||||
ATM & CardVerified | |||||
| In-house ATM Withdrawal Fee | $3.99Above the typical range ($1–$2.25 nationally) | $2.49 above the national median$2.49 above the New York median | — | — | Source |
| Lost or Stolen Debit/ATM Card Fee | $10 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Fee | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the New York median | — | — | Source |
Check ServicesVerified | |||||
| Temporary Check Issue Fee | $2Within the typical range ($1–$4 nationally) | At the national medianAt the New York median | per item | — | Source |
| Check Image Reprint Fee | $5 | ||||
Cash & DepositVerified | |||||
| Returned Check Deposit Fee (Chargebacks) | $25Within the typical range ($8–$25 nationally) | $10 above the national median$5 above the New York median | per item | — | Source |
Lending FeesVerified | |||||
| Late Payment Fee | $35Above the typical range ($10–$25 nationally) | $15 above the national median$10 above the New York median | — | — | Source |
Other FeesVerified | |||||
| Statement Reprint Fee | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the New York median | per item | — | Source |
| Loan Application Fee (Including Co-Signers) | $25 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
5 of 15
Published fees
17
Under review
0
Assets
$22.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$22.5M
Total deposits
$15.6M
Service charge income (year to date)
$113K
Fee income ratio
13.2%
Return on assets
2.30%
Financial profile · Pro
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| $3 below the national median$3 below the New York median |
| per day |
| — |
| Source |
| At the national medianAt the New York median |
| per item |
| — |
| Source |
| ATM/Debit Card Expediting | $55Above the typical range ($30–$50 nationally) | $15 above the national median$15 above the New York median | — | — | Source |
| $2 above the national medianAt the New York median |
| per item |
| — |
| Source |
| $12.50 below the national median$12.50 below the New York median |
| — |
| — |
| Source |
| Skip-A-Pay | $30Within the typical range ($25–$100 nationally) | $7.50 below the national median$7.50 below the New York median | — | — | Source |