vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$18.75 below the Kentucky median
At the national median$2 below the Kentucky median
$7.50 below the national median$5 below the Kentucky median
per item · Source
$12.50 below the national median$10 below the Kentucky median
$7.50 below the national median$5 below the Kentucky median
At the national medianAt the Kentucky median
per month · Source
$10 below the national median$10 below the Kentucky median
per item · Source
$10 below the national median$10 below the Kentucky median
per item · Source
$3 below the national median$2 below the Kentucky median
per day · Source
$5 below the national median$5 below the Kentucky median
$10 below the national median$5 below the Kentucky median
$10 below the national median$10 below the Kentucky median
$2 below the national median$2 below the Kentucky median
$4 below the national median$4 below the Kentucky median
$12.50 below the national median$13.48 below the Kentucky median
$7.50 below the national median$8.48 below the Kentucky median
At the national medianAt the Kentucky median
$10 below the national median$5 below the Kentucky median
$25 below the national median$50 below the Kentucky median
$0.50 below the national medianAt the Kentucky median
$2 below the national median$1.56 below the Kentucky median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Christmas Club Early Withdrawal | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$18.75 below the Kentucky median | — | — | Source |
| Inactivity | $5Within the typical range ($5–$10 nationally) | At the national median$2 below the Kentucky median | — | — | Source |
| Money Market: Reg-D Excessive Withdrawals/Transfers (>6 per month) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Kentucky median | per item | — | Source |
| Returned Mailed Statement | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Kentucky median | — | — | Source |
| Statement Reconciliation per hour | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Kentucky median | — | — | Source |
| Premier Checking: Printed Statements | $3Within the typical range ($2–$4.76 nationally) | At the national medianAt the Kentucky median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Protection Fee per Item | $20Below the typical range ($25–$33 nationally) | $10 below the national median$10 below the Kentucky median | per item | — | Source |
| Item (NSF) | $20 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Kentucky median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer Out | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Kentucky median | — | — | Source |
| International Wire Transfer Out (Additional fees to cover Third Party bank fees will also be applied) | $40 | ||||
Check ServicesVerified | |||||
| Teller Check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Kentucky median | — | — | Source |
| Teller Check (4 free per month) | $1 | ||||
Cash & DepositVerified | |||||
| Deposit Item Returned | $5Below the typical range ($8–$25 nationally) | $10 below the national median$5 below the Kentucky median | — | — | Source |
Account ServicesVerified | |||||
| Processing fee for Levy/Garnishment | $25Below the typical range ($30–$90 nationally) | $25 below the national median$50 below the Kentucky median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Cards | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national medianAt the Kentucky median | — | — | Source |
Other FeesVerified | |||||
| Statement Copies (Per Page) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$1.56 below the Kentucky median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$20.00
Of 87 others that publish it, 5 lower, 2 the same and 80 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
10 of 15
Published fees
21
Under review
0
Assets
$65.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$65.1M
Total deposits
$56.0M
Service charge income (year to date)
$310K
Fee income ratio
16.2%
Return on assets
1.65%
Financial profile · Pro
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| $10 below the national median$10 below the Kentucky median |
| per item |
| — |
| Source |
| Overdraft Transfer (Per Day) | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$2 below the Kentucky median | per day | — | Source |
| $10 below the national median$10 below the Kentucky median |
| — |
| — |
| Source |
| $4 below the national median$4 below the Kentucky median |
| — |
| — |
| Source |
| Stop Payment | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$13.48 below the Kentucky median | — | — | Source |
| Stop Payment on Teller Check | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$8.48 below the Kentucky median | — | — | Source |
| Copy of a draft or a Teller Check | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Kentucky median | — | — | Source |