vs. U.S. typical range:LowerTypicalHigher
$5 above the national medianAt the Florida median
$2.50 above the national median$5 above the Florida median
At the national median$2 below the Florida median
$0.50 below the national median$1 below the Florida median
$1.25 below the national median$1.75 below the Florida median
$1 below the national median$1.50 below the Florida median
At the national medianAt the Florida median
$5 below the national median$5 below the Florida median
$5 below the national median$5 below the Florida median
$5 below the national median$5 below the Florida median
At the national medianAt the Florida median
$3 above the national median$3 above the Florida median
$2.50 above the national medianAt the Florida median
$3 above the national median$3 above the Florida median
per item · Institution’s schedule
$5 below the national median$5 below the Florida median
$2 above the national median$1 above the Florida median
$5 above the national medianAt the Florida median
$2.50 below the national median$4.45 below the Florida median
$2.50 below the national median$5 below the Florida median
$135 above the national median$122.50 above the Florida median
$30 below the national median$42.50 below the Florida median
per item · Source
$20 above the national median$7.50 above the Florida median
$15 below the national median$27.50 below the Florida median
$25 below the national median$37.50 below the Florida median
At the national median$12.50 below the Florida median
$20 below the national median$32.50 below the Florida median
At the national median$50 below the Florida median
$10 below the national median$12.50 below the Florida median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Inactivity Fee (Charged after 13 months of inactivity) | $10Within the typical range ($5–$10 nationally) | $5 above the national medianAt the Florida median | — | — | Source |
| Research Fee | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the Florida median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay | $30Within the typical range ($25–$33 nationally) | At the national median$2 below the Florida median | — | — | Source |
ATM & CardVerified | |||||
| Foreign ATM Withdrawals (non-Presto!® or non-PEFCU ATMs) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the Florida median | — | — | Source |
| Presto!® ATM Balance Inquiries | $0.25 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer Fee (Outgoing) | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Florida median | — | — | Source |
| Wire Transfer Fee (Incoming) | $5 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Florida median | — | — | Source |
| Money Order | $5 | ||||
Digital & ElectronicVerified | |||||
| (Checking or ACH Return Items (NSF)) | $30Within the typical range ($15–$30 nationally) | $5 above the national medianAt the Florida median | — | — | Source |
| Mobile Deposit & Bill Pay | $0 | ||||
Account ServicesVerified | |||||
| Notary Services | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$5 below the Florida median | — | — | Source |
| Drilling Fee | $180 | ||||
Lending FeesVerified | |||||
| Late Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$12.50 below the Florida median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
28
Under review
0
Assets
$1.8B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.8B
Total deposits
$1.6B
Service charge income (year to date)
$2.9M
Fee income ratio
5.2%
Return on assets
0.93%
Financial profile · Pro
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| $1.25 below the national median$1.75 below the Florida median |
| — |
| — |
| Source |
| Presto!® ATM Withdrawals | $0.50Below the typical range ($1–$2.25 nationally) | $1 below the national median$1.50 below the Florida median | — | — | Source |
| Card Replacement Fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Florida median | — | — | Source |
| $5 below the national median$5 below the Florida median |
| — |
| — |
| Source |
| International Wire Transfer Fee (Outgoing) | $45Within the typical range ($40–$50 nationally) | $5 below the national median$5 below the Florida median | — | — | Source |
| $3 above the national median$3 above the Florida median |
| — |
| — |
| Source |
| Stop Payment (Checking, ACH Item, or Recurring Visa® Debit/Credit Transaction) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national medianAt the Florida median | — | — | Source |
| Temporary Check Fee | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the Florida median | per item | — | Institution’s schedule |
| Check Cashing | $0Below the typical range ($5–$10 nationally) | $5 below the national median$5 below the Florida median | — | — | Source |
| Printing Service Fee (Account Activity Printout, Statement Copy, Check Copy (One Free Per Month)) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1 above the Florida median | — | — | Source |
| $2.50 below the national median$4.45 below the Florida median |
| — |
| — |
| Source |
| $135 above the national median$122.50 above the Florida median |
| — |
| — |
| Source |
| Key Replacement (per key) | $15Below the typical range ($30–$70 nationally) | $30 below the national median$42.50 below the Florida median | per item | — | Source |
| Safe Deposit Box 10X10 | $65Within the typical range ($30–$70 nationally) | $20 above the national median$7.50 above the Florida median | — | — | Source |
| Safe Deposit Box 3X10 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$27.50 below the Florida median | — | — | Source |
| Safe Deposit Box 3X5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$37.50 below the Florida median | — | — | Source |
| Safe Deposit Box 5X10 | $45Within the typical range ($30–$70 nationally) | At the national median$12.50 below the Florida median | — | — | Source |
| Safe Deposit Box 5X5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$32.50 below the Florida median | — | — | Source |
| Legal Processing Fee (Court Orders, Subpoenas, Garnishments, etc.) | $50Within the typical range ($30–$90 nationally) | At the national median$50 below the Florida median | — | — | Source |