Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Xplore Federal Credit Union

Metairie, LouisianaCredit UnionAtlanta Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Service Charge$0Below the typical range ($4–$10 nationally)

$6 below the national median$6 below the Louisiana median

Renew Spend Account Monthly Service Charge ………………………..…………… Student Spend Account Monthly Service Charge …………………………………….$5

$1 below the national median$1 below the Louisiana median

per month · Source

Monthly Service Charge (if balance falls below )$5

$2 below the national median$2.50 below the Louisiana median

per month · Source

00/item Early Checking Account Closure Fee 2 Within first 6 months$25

$7.50 above the national median$5 above the Louisiana median

per item · Source

00 Inactive Share Account Fee3 No activity fo r 12 months ……………...………$10

$5 above the national median$5 above the Louisiana median

Source

Paper Statement Fee$5

$2 above the national median$2 above the Louisiana median

per month · Source

Overdraft & NSFVerified

00/ea ch Courtesy Pay Fee$29Within the typical range ($25–$33 nationally)
$1 below the national median$1 below the Louisiana median
per item · Source
Courtesy Pay Fee$29Within the typical range ($25–$33 nationally)
$1 below the national median$1 below the Louisiana median
per item · Source
00/hour | Non-Sufficient Funds$29Within the typical range ($25–$32 nationally)
$1 below the national medianAt the Louisiana median
Source

ATM & CardVerified

Out of network ATM W /D Fees$2Within the typical range ($1–$2.25 nationally)
$0.50 above the national median$1 above the Louisiana median
Source
2 Day Replacement Rush Fee- Card$50Within the typical range ($30–$50 nationally)
$10 above the national medianAt the Louisiana median
Source

Wire TransfersVerified

Wire Fee Incoming$12Within the typical range ($5–$15 nationally)
$2 above the national median$2 above the Louisiana median
Source

Check ServicesVerified

Official Checks Payable to Self$0Below the typical range ($3–$6 nationally)
$5 below the national median$5 below the Louisiana median
Source
che ck Check Printing Fee V a ri es by style and options Chr is tmas Club A$15Within the typical range ($0–$15 nationally)
$14 above the national median
Source
Stop Payment-Standard$29Within the typical range ($20–$30 nationally)
$1.50 above the national median$1 above the Louisiana median
Source
Temporary Checks$2Within the typical range ($1–$4 nationally)
At the national medianAt the Louisiana median
Source
Check Cashing Fee (non-member)$5Within the typical range ($5–$10 nationally)
At the national medianAt the Louisiana median
Source
Collection Fee$25Within the typical range ($10–$25 nationally)
$5 above the national median$7.50 above the Louisiana median
per item · Source
Check Copy$3Within the typical range ($2–$5 nationally)
At the national medianAt the Louisiana median
per item · Source

Digital & ElectronicVerified

Renew Spend Account | Online Banking/Online Bill Pay$0Within the typical range ($0–$9.95 nationally)
$2.50 below the national median$4.95 below the Louisiana median
Source

Cash & DepositVerified

Cash Advance$5Within the typical range ($2–$10 nationally)
At the national median$1.75 above the Louisiana median
Source
Cash Advance2%of the advance
—
Source

Account ServicesVerified

Notary Services$20Above the typical range ($0–$5 nationally)
$17.50 above the national median$5 above the Louisiana median
Source
Legal Proc es s/ Tax Levy$50Within the typical range ($30–$90 nationally)
At the national median$25 above the Louisiana median
Source

Retirement & IRAVerified

IRA Annual Maintenance Fee$10Within the typical range ($10–$25 nationally)
$5 below the national median
per year · Source
00 IRA Account Closure$20Below the typical range ($25–$35 nationally)
$5 below the national median$5 below the Louisiana median
Source
IRA O utg oing Transfer$20Below the typical range ($25–$35 nationally)
$5 below the national median$5 below the Louisiana median
Source

Other FeesVerified

Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national medianAt the Louisiana median
Source
00 Loan Skip A Pay Fee$29Within the typical range ($25–$100 nationally)
$8.50 below the national median$2 above the Louisiana median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly Service Charge	$0Below the typical range ($4–$10 nationally)	$6 below the national median$6 below the Louisiana median	per month	—	Source
Renew Spend Account Monthly Service Charge ………………………..…………… Student Spend Account Monthly Service Charge …………………………………….	$5Within the typical range ($4–$10 nationally)	$1 below the national median$1 below the Louisiana median	per month	—	Source
Monthly Service Charge (if balance falls below )	$5Within the typical range ($5–$10 nationally)	$2 below the national median$2.50 below the Louisiana median	per month	—	Source
00/item Early Checking Account Closure Fee 2 Within first 6 months	$25Within the typical range ($10–$25 nationally)	$7.50 above the national median$5 above the Louisiana median	per item	—	Source
00 Inactive Share Account Fee3 No activity fo r 12 months ……………...………	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Louisiana median	—	—	Source
Paper Statement Fee	$5Above the typical range ($2–$4.88 nationally)	$2 above the national median$2 above the Louisiana median	per month	—	Source
Overdraft & NSFVerified
00/ea ch Courtesy Pay Fee	$29Within the typical range ($25–$33 nationally)	$1 below the national median$1 below the Louisiana median	per item	—	Source
Courtesy Pay Fee	$29
ATM & CardVerified
Out of network ATM W /D Fees	$2Within the typical range ($1–$2.25 nationally)	$0.50 above the national median$1 above the Louisiana median	—	—	Source
2 Day Replacement Rush Fee- Card	$50
Wire TransfersVerified
Wire Fee Incoming	$12Within the typical range ($5–$15 nationally)	$2 above the national median$2 above the Louisiana median	—	—	Source
Check ServicesVerified
Official Checks Payable to Self	$0Below the typical range ($3–$6 nationally)	$5 below the national median$5 below the Louisiana median	—	—	Source
che ck Check Printing Fee V a ri es by style and options Chr is tmas Club A	$15
Digital & ElectronicVerified
Renew Spend Account \| Online Banking/Online Bill Pay	$0Within the typical range ($0–$9.95 nationally)	$2.50 below the national median$4.95 below the Louisiana median	—	—	Source
Cash & DepositVerified
Cash Advance	$5Within the typical range ($2–$10 nationally)	At the national median$1.75 above the Louisiana median	—	—	Source
Cash Advance	2%of the advance
Account ServicesVerified
Notary Services	$20Above the typical range ($0–$5 nationally)	$17.50 above the national median$5 above the Louisiana median	—	—	Source
Legal Proc es s/ Tax Levy	$50
Retirement & IRAVerified
IRA Annual Maintenance Fee	$10Within the typical range ($10–$25 nationally)	$5 below the national median	per year	—	Source
00 IRA Account Closure	$20
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national medianAt the Louisiana median	—	—	Source
00 Loan Skip A Pay Fee	$29

Against Louisiana credit unions

Overdraft
$29.00
Of 35 others that publish it, 21 lower, 2 the same and 12 higher.
Monthly maintenance
$2.50
Of 22 others that publish it, 4 lower and 18 higher.

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

28 verified fees collected

Headline fees published

9 of 15

Published fees

Under review

Assets

$147.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$147.1M

Total deposits

$117.7M

Service charge income (year to date)

$551K

Fee income ratio

12.3%

Return on assets

0.08%

Financial profile · Pro

Performance from regulator filings

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