vs. U.S. typical range:LowerTypicalHigher
$0.95 above the national median$0.55 below the South Carolina median
per month · Source
$4 below the national median$2.50 below the South Carolina median
$3 above the national median$4.50 above the South Carolina median
$7.50 below the national medianAt the South Carolina median
$12.50 below the national median$5 below the South Carolina median
At the national median$2.25 below the South Carolina median
per month · Source
$17.50 above the national median$22.50 above the South Carolina median
$12.50 below the national median$7.50 below the South Carolina median
per month · Source
$7.50 below the national median$2.50 below the South Carolina median
$7.50 below the national median$2.50 below the South Carolina median
At the national medianAt the South Carolina median
$2 above the national median$1 above the South Carolina median
per item · Source
$2 above the national median$1.50 above the South Carolina median
$1 above the national median$0.50 above the South Carolina median
per transaction · Source
$5 below the national median$5 below the South Carolina median
$3 below the national median$3 below the South Carolina median
$5 above the national median$10 above the South Carolina median
$5 above the national median$5 above the South Carolina median
$10 below the national median$5 below the South Carolina median
At the national medianAt the South Carolina median
per day · Source
$5 below the national median$5 below the South Carolina median
$0.50 above the national median$0.50 above the South Carolina median
per item · Source
$4.50 above the national median$1.50 above the South Carolina median
per item · Source
$1 below the national median$1 below the South Carolina median
per item · Source
$2.50 below the national median$5 below the South Carolina median
$2.50 below the national medianAt the South Carolina median
$45 above the national median$35 above the South Carolina median
At the national median$10 below the South Carolina median
$15 below the national median$25 below the South Carolina median
$15 above the national median$5 above the South Carolina median
—
$0.50 above the national median$1 above the South Carolina median
$2 above the national median$2.69 above the South Carolina median
$1 below the national median$0.31 below the South Carolina median
per item · Source
$212.50 above the national median$170 above the South Carolina median
$12.50 below the national median$55 below the South Carolina median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Essentials Checking Monthly Maintenance Fee | $6.95Within the typical range ($4–$10 nationally) | $0.95 above the national median$0.55 below the South Carolina median | per month | — | Source |
| Checking Plus Average Daily Balance drops below $200.00 min. balance | $3Below the typical range ($5–$10 nationally) | $4 below the national median$2.50 below the South Carolina median | — | — | Source |
| Performance Money Market Average Daily Balance drops below $1,000 min. balance | $10Within the typical range ($5–$10 nationally) | $3 above the national median$4.50 above the South Carolina median | — | — | Source |
| Account Closure Fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the South Carolina median | — | — | Source |
| Christmas Club - Early Withdrawal | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the South Carolina median | — | — | Source |
| Inactive Account Fee | $5Within the typical range ($5–$10 nationally) | At the national median$2.25 below the South Carolina median | per month | — | Source |
| Account Research/Balancing Assistance | $35Above the typical range ($12–$25 nationally) | $17.50 above the national median$22.50 above the South Carolina median | — | — | Source |
| Bad Address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$7.50 below the South Carolina median | per month | — | Source |
| Performance Money Market - Excessive Withdrawals (over 6 per month) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$2.50 below the South Carolina median | — | — | Source |
| Stale Check locator fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$2.50 below the South Carolina median | — | — | Source |
| Paper Statement Fee (Free 18 years and under or 55 years and over) | $3Within the typical range ($2–$4.95 nationally) | At the national medianAt the South Carolina median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege Fee (Opt-in required for Paper Notification) | $32Within the typical range ($25–$33 nationally) | $2 above the national median$1 above the South Carolina median | per item | — | Source |
| Non-Sufficient Funds (NSF, ACH, ATM, Check Card, Internet Bill Pay) | $32 | ||||
ATM & CardVerified | |||||
| Out of network ATM withdrawal | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$0.50 above the South Carolina median | per transaction | — | Source |
| Card Replacement | $5 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire Transfer | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the South Carolina median | — | — | Source |
| Incoming Domestic Wire Transfer | $15 | ||||
Check ServicesVerified | |||||
| Cashier's/Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the South Carolina median | per day | — | Source |
| First Cashier Check Each Day | $0 | ||||
Digital & ElectronicVerified | |||||
| Zelle© (person-to-person) Transfers | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the South Carolina median | — | — | Source |
Cash & DepositVerified | |||||
| Coin Counter Services (at applicable locations) | $0Within the typical range ($0–$3 nationally) | At the national median | — | — | Source |
Account ServicesVerified | |||||
| Notary Services | $0Within the typical range ($0–$5 nationally) | $2.50 below the national medianAt the South Carolina median | — | — | Source |
| Safe Deposit Box 10 x 10 | $90 | ||||
Lending FeesVerified | |||||
| Late fee | 5% | — | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Card Purchase | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national median$1 above the South Carolina median | — | — | Source |
Other FeesVerified | |||||
| Account Activity Printout/Statement Copy Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2.69 above the South Carolina median | — | — | Source |
| Document Copy | $2 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$32.00
Of 108 others that publish it, 67 lower, 12 the same and 29 higher.
Monthly maintenance
$6.95
Of 57 others that publish it, 33 lower, 1 the same and 23 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
12 of 15
Published fees
37
Under review
0
Assets
$759.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$759.3M
Total deposits
$688.0M
Service charge income (year to date)
$4.4M
Fee income ratio
15.6%
Return on assets
0.12%
Financial profile · Pro
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| $2 above the national median$1.50 above the South Carolina median |
| — |
| — |
| Source |
| $5 below the national median$5 below the South Carolina median |
| — |
| — |
| Source |
| Replace ATM card/Debit card | $7Within the typical range ($5–$10 nationally) | $3 below the national median$3 below the South Carolina median | — | — | Source |
| $5 above the national median$5 above the South Carolina median |
| — |
| — |
| Source |
| Outgoing Foreign Wire Transfer | $40Within the typical range ($40–$50 nationally) | $10 below the national median$5 below the South Carolina median | — | — | Source |
| Incoming Foreign Wire Transfer | $15Within the typical range ($10–$25 nationally) | $5 below the national median | — | — | Source |
| $5 below the national median$5 below the South Carolina median |
| — |
| — |
| Source |
| Money Orders | $2.50Within the typical range ($1.50–$3 nationally) | $0.50 above the national median$0.50 above the South Carolina median | per item | — | Source |
| Stop Payment (Draft, ACH, Internet Bill Pay) | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$1.50 above the South Carolina median | per item | — | Source |
| Check Copies | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the South Carolina median | per item | — | Source |
| $45 above the national median$35 above the South Carolina median |
| — |
| — |
| Source |
| Safe Deposit Box 3 x 10 | $45Within the typical range ($30–$70 nationally) | At the national median$10 below the South Carolina median | — | — | Source |
| Safe Deposit Box 3 x 5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$25 below the South Carolina median | — | — | Source |
| Safe Deposit Box 5 x 10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$5 above the South Carolina median | — | — | Source |
| $1 below the national median$0.31 below the South Carolina median |
| per item |
| — |
| Source |
| Mortgage Subordination | $250Above the typical range ($25–$100 nationally) | $212.50 above the national median$170 above the South Carolina median | — | — | Source |
| Skip-a-Pay fee (per loan) Offered Seasonally | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$55 below the South Carolina median | per item | — | Source |