Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Valwood Park Federal Credit Union

Carrollton, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactivity after 1 Year$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay (ACH/Check)$25Within the typical range ($25–$33 nationally)
$5 below the national median$5 below the Texas median
per item · Source
NSF (Returned ACH/Check Payment)$25Within the typical range ($25–$32 nationally)
$5 below the national median$5 below the Texas median
per item · Source
Overdraft Transfer Share Account$5Within the typical range ($2.50–$5 nationally)
At the national medianAt the Texas median
per item · Source

ATM & CardVerified

ATM Usage at a Non-VPFCU ATM$1.50Within the typical range ($1–$2.25 nationally)
At the national medianAt the Texas median
per item · Source
Card Replacement (Lost/Damage)$7.50Within the typical range ($5–$10 nationally)
$2.50 below the national medianAt the Texas median
per item · Source

Check ServicesVerified

Cashier’s Check$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Texas median
per item · Source
Money Orders$2Within the typical range ($1.50–$3 nationally)
At the national medianAt the Texas median
per item · Source
Stop Payment (Check/ACH)$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$4.50 below the Texas median
per item · Source
Check Copy (first 2 free)$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Texas median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Inactivity after 1 Year	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Texas median	per month	—	Source
Account Research	$25Within the typical range ($12.50–$25 nationally)	$7 above the national median$9.50 above the Texas median	—	—	Source
Returned Mail	$5Below the typical range ($12.50–$25 nationally)	$13 below the national median$10.50 below the Texas median	per item	—	Source
Overdraft & NSFVerified
Courtesy Pay (ACH/Check)	$25Within the typical range ($25–$33 nationally)	$5 below the national median$5 below the Texas median	per item	—	Source
NSF (Returned ACH/Check Payment)	$25
ATM & CardVerified
ATM Usage at a Non-VPFCU ATM	$1.50Within the typical range ($1–$2.25 nationally)	At the national medianAt the Texas median	per item	—	Source
Card Replacement (Lost/Damage)	$7.50
Wire TransfersVerified
WIRE TRANSFER: Domestic-Outgoing	$25Within the typical range ($20–$25 nationally)	At the national median$5 above the Texas median	per item	—	Source
Check ServicesVerified
Cashier’s Check	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Texas median	per item	—	Source
Money Orders	$2
Vehicle & TitleVerified
Lien on Title	$33Within the typical range ($15–$49.34 nationally)	$8 above the national median$10.50 above the Texas median	—	—	Source
Other FeesVerified
Statement Copy (first 2 free)	$5Within the typical range ($2–$5 nationally)	$2 above the national median$2 above the Texas median	per item	—	Source

Fee change alerts

Get an email when Valwood Park Federal Credit Union changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

15 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$29.7M

Work at Valwood Park Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$29.7M

Total deposits

$26.5M

Service charge income (year to date)

$42K

Fee income ratio

5.3%

Return on assets

0.40%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 68,640 published fee entries from 3,631 institutions

See pricing