vs. U.S. typical range:LowerTypicalHigher
At the national median$2 below the Kentucky median
per month · Source
$7.50 below the national median$5 below the Kentucky median
At the national medianAt the Kentucky median
At the national medianAt the Kentucky median
per item · Source
$15 above the national median$16 above the Kentucky median
$5 above the national median$5 above the Kentucky median
At the national medianAt the Kentucky median
$2.50 above the national median$1.52 above the Kentucky median
$1 below the national median$1 below the Kentucky median
per item · Source
$7 above the national median$7 above the Kentucky median
$10 above the national median$15 above the Kentucky median
$7.50 above the national median$10 above the Kentucky median
$0.50 below the national medianAt the Kentucky median
$1.50 below the national median$1 below the Kentucky median
$1 below the national median$0.56 below the Kentucky median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account / Inactive Account | $5Within the typical range ($5–$10 nationally) | At the national median$2 below the Kentucky median | per month | — | Source |
| Assistance in Balancing Checkbook | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Kentucky median | — | — | Source |
| Paper Statement Fee | $3Within the typical range ($2–$4.76 nationally) | At the national medianAt the Kentucky median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF) Returns (per item) | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Kentucky median | per item | — | Source |
| Overdraft Transfer from Regular Share Account | $20 | ||||
ATM & CardVerified | |||||
| Replacement Credit Card | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Kentucky median | — | — | Source |
Check ServicesVerified | |||||
| Cashier’s/Teller Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Kentucky median | — | — | Source |
| Stop Payment (Check or Electronic Withdrawal) | $30 | ||||
Cash & DepositVerified | |||||
| Cash Advance Fee | $10Within the typical range ($2–$10 nationally) | $5 above the national median | — | — | Source |
| Returned Check | $25Within the typical range ($8–$25 nationally) | ||||
Account ServicesVerified | |||||
| Notary Service Non-member | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$10 above the Kentucky median | — | — | Source |
Lending FeesVerified | |||||
| Credit Report Fee | $20Below the typical range ($20.08–$71.25 nationally) | $12 below the national median | — | — | Source |
| Loan Origination Fee | $175 | ||||
Vehicle & TitleVerified | |||||
| Title Lien Placement | $22Within the typical range ($15–$49.34 nationally) | $3 below the national median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| VISA Prepaid/Gift Card | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national medianAt the Kentucky median | — | — | Source |
| VISA Prepaid/Gift Card Reload | $2 | ||||
Other FeesVerified | |||||
| Statement Copy (Per Page) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$0.56 below the Kentucky median | per item | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
7 of 15
Published fees
19
Under review
0
Assets
$12.4M
Work at Kraftcor Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$12.4M
Total deposits
$11.4M
Service charge income (year to date)
$28K
Fee income ratio
8.9%
Return on assets
-0.11%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $15 above the national median$16 above the Kentucky median |
| — |
| — |
| Source |
| $2.50 above the national median$1.52 above the Kentucky median |
| — |
| — |
| Source |
| Copies of Checks (per copy) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Kentucky median | per item | — | Source |
| Copy of Cashier’s Check | $10Above the typical range ($2–$5 nationally) | $7 above the national median$7 above the Kentucky median | — | — | Source |
| $10 above the national median$15 above the Kentucky median |
| — |
| — |
| Source |
| $143 above the national median |
| — |
| — |
| Source |
| $1.50 below the national median$1 below the Kentucky median |
| — |
| — |
| Source |