vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$0.50 above the New York median
per month · Source
$7.50 below the national median$7.50 below the New York median
$12.50 below the national median$12.50 below the New York median
per item · Source
At the national median$1 above the New York median
At the national medianAt the New York median
$20 below the national median$20 below the New York median
per item · Source
$20 below the national median$20 below the New York median
per item · Source
At the national median$4.25 above the New York median
per item · Source
$0.50 below the national median$0.50 below the New York median
per item · Source
$0.50 below the national median$0.50 below the New York median
per item · Source
$1.50 above the national median$1.50 above the New York median
per transaction · Source
$5 above the national median$5 above the New York median
$10 above the national median$10 above the New York median
At the national medianAt the New York median
Knox extract.rules v63 traced a line held for review from Rosetta artifact #12873. canonical_hint=wire_domestic_outgoing; text_hash=133722b378ecdb62fe4e3b6f038e60c1d565cc47e672b19afbcd4811a03533a1; excerpt="Outgoing Wire Fee < $50,000. | $25.00" · Source
$10 above the national median$10 above the New York median
Knox extract.rules v63 traced a line held for review from Rosetta artifact #12873. canonical_hint=wire_domestic_outgoing; text_hash=133722b378ecdb62fe4e3b6f038e60c1d565cc47e672b19afbcd4811a03533a1; excerpt="Outgoing Wire Fee > $50,000. | $35.00" · Source
At the national medianAt the New York median
$2 below the national median$2 below the New York median
$1 above the national median$1 above the New York median
$2.50 below the national medianAt the New York median
$2.50 above the national median$5 above the New York median
per item · Source
At the national medianAt the New York median
$10 above the national median$10 above the New York median
$2 above the national medianAt the New York median
$25 above the national median$20 above the New York median
per item · Source
$15 above the national median$10 above the New York median
per item · Source
At the national median$25 below the New York median
$5 below the national median$10 below the New York median
$12 below the national median$5 below the New York median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #12873. canonical_hint=loan_origination; text_hash=133722b378ecdb62fe4e3b6f038e60c1d565cc47e672b19afbcd4811a03533a1; excerpt="UCC Filing Fee | $20.00" · Source
$2 above the national median$2 above the New York median
per month · Source
$32.50 below the national median$31.25 below the New York median
$62.50 above the national median$63.75 above the New York median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #12873. canonical_hint=other_lending_fee; text_hash=133722b378ecdb62fe4e3b6f038e60c1d565cc47e672b19afbcd4811a03533a1; excerpt="Loan Refinance Fee (TRFCU Loans) | $100.00" · Source
$2.50 below the national median$1.25 below the New York median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$0.50 above the New York median | per month | — | Source |
| Account Research | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$7.50 below the New York median | — | — | Source |
| Returned Mail / Incorrect Address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the New York median | per item | — | Source |
| Paper Statement (with home banking) | $3Within the typical range ($2–$4.95 nationally) | At the national median$1 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| (Courtesy Pay) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the New York median | — | — | Source |
| Paid NSF Item < | $10 | ||||
ATM & CardVerified | |||||
| ATM Balance Inquiry | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the New York median | per item | — | Source |
| ATM Withdrawal (first 4 free) | $1 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire Fee < | $25Within the typical range ($20–$25 nationally) | At the national medianAt the New York median | — | Knox extract.rules v63 traced a line held for review from Rosetta artifact #12873. canonical_hint=wire_domestic_outgoing; text_hash=133722b378ecdb62fe4e3b6f038e60c1d565cc47e672b19afbcd4811a03533a1; excerpt="Outgoing Wire Fee < $50,000. | $25.00" | Source |
Check ServicesVerified | |||||
| Credit Union Cashier's Check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the New York median | — | — | Source |
| Money Order | $3 | ||||
Cash & DepositVerified | |||||
| Member Deposited Item Returned (Canadian) | $40Above the typical range ($8–$25 nationally) | $25 above the national median$20 above the New York median | per item | — | Source |
| Member Deposited Item Returned (U.S.) | $30 | ||||
Account ServicesVerified | |||||
| Legal Action Compliance (tax levies, orders, subpeonas, etc.) | $50Within the typical range ($30–$90 nationally) | At the national median$25 below the New York median | — | — | Source |
Lending FeesVerified | |||||
| Loan Late Fee (Consumer and Residential) | $15Within the typical range ($10–$25 nationally) | $5 below the national median$10 below the New York median | — | — | Source |
| UCC Filing Fee | $20 | ||||
Other FeesVerified | |||||
| Monthly Quarterly Statement Reprint | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the New York median | per month | — | Source |
| Duplicate Lien Release | $5 | ||||
Overdraft
$30.00
Of 65 others that publish it, 37 lower, 10 the same and 18 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
32
Under review
0
Assets
$39.2M
Work at Twin Rivers Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$39.2M
Total deposits
$35.2M
Service charge income (year to date)
$62K
Fee income ratio
6.1%
Return on assets
0.84%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $20 below the national median$20 below the New York median |
| per item |
| — |
| Source |
| Paid NSF Item < $30 (Courtesy Pay) | $10Below the typical range ($25–$33 nationally) | $20 below the national median$20 below the New York median | per item | — | Source |
| Returned Check / ACH / EFT due to NSF | $30Within the typical range ($25–$32 nationally) | At the national median$4.25 above the New York median | per item | — | Source |
| $0.50 below the national median$0.50 below the New York median |
| per item |
| — |
| Source |
| Foreign Card Use @ Twin Rivers FCU ATM | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the New York median | per transaction | — | Source |
| Visa Credit Card Replacement | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the New York median | — | — | Source |
| Visa Card (rush order 3 - 4 days) | $50Within the typical range ($30–$50 nationally) | $10 above the national median$10 above the New York median | — | — | Source |
| $35Above the typical range ($20–$25 nationally) |
| $10 above the national median$10 above the New York median |
| — |
| Knox extract.rules v63 traced a line held for review from Rosetta artifact #12873. canonical_hint=wire_domestic_outgoing; text_hash=133722b378ecdb62fe4e3b6f038e60c1d565cc47e672b19afbcd4811a03533a1; excerpt="Outgoing Wire Fee > $50,000. | $35.00" |
| Source |
| Incoming Wire Fee | $10Within the typical range ($5–$15 nationally) | At the national medianAt the New York median | — | — | Source |
| $1 above the national median$1 above the New York median |
| — |
| — |
| Source |
| Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the New York median | — | — | Source |
| Stop Payment (Stale dated checks and money orders) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the New York median | per item | — | Source |
| Counter Checks | $2Within the typical range ($1–$4 nationally) | At the national medianAt the New York median | — | — | Source |
| Check Cashing Fee (non-member cashed by member) | $15Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the New York median | — | — | Source |
| Copy of Deposited Check | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | — | — | Source |
| $15 above the national median$10 above the New York median |
| per item |
| — |
| Source |
| $12 below the national median$5 below the New York median |
| — |
| Knox extract.rules v33 categorized a line held for review from Rosetta artifact #12873. canonical_hint=loan_origination; text_hash=133722b378ecdb62fe4e3b6f038e60c1d565cc47e672b19afbcd4811a03533a1; excerpt="UCC Filing Fee | $20.00" |
| Source |
| $32.50 below the national median$31.25 below the New York median |
| — |
| — |
| Source |
| Loan Refinance Fee (TRFCU Loans) | $100Within the typical range ($25–$100 nationally) | $62.50 above the national median$63.75 above the New York median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #12873. canonical_hint=other_lending_fee; text_hash=133722b378ecdb62fe4e3b6f038e60c1d565cc47e672b19afbcd4811a03533a1; excerpt="Loan Refinance Fee (TRFCU Loans) | $100.00" | Source |
| Skip a Payment (available 1 time per calendar year 1/1 – 12/31) | $35Within the typical range ($25–$100 nationally) | $2.50 below the national median$1.25 below the New York median | per item | — | Source |