Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Franklin Mint Federal Credit Union

Chadds Ford, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly fee$25Above the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdraft Privilege$25Within the typical range ($25–$33 nationally)
$5 below the national median$5 below the Pennsylvania median
Source
Bill Pay Non-Usage: Non-Sufficient Funds$25Within the typical range ($25–$32 nationally)
$5 below the national median$5 below the Pennsylvania median
Source
Automatic Savings Transfer/Overdraft Protection$3Within the typical range ($2.50–$5 nationally)
$2 below the national median$2 below the Pennsylvania median
per item · Source

ATM & CardVerified

Personal Banking: Card Replacement$10Within the typical range ($5–$10 nationally)
At the national medianAt the Pennsylvania median
Source
Card Expedited Replacement Domestic$25Below the typical range ($30–$50 nationally)
$15 below the national median$10 below the Pennsylvania median
Source

Check ServicesVerified

Cashier’s Check$7Above the typical range ($3–$6 nationally)
$2 above the national median$2 above the Pennsylvania median
Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the Pennsylvania median
per item · Source
Stop Payment Cancellation$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$15 below the Pennsylvania median
Source
Temporary Checks$7Above the typical range ($1–$4 nationally)
$5 above the national median$5 above the Pennsylvania median
per item · Source
Deposit Charge off Collection Fee$35Above the typical range ($10–$25 nationally)
$15 above the national median$15 above the Pennsylvania median
Source
Foreign Check Collection$25Within the typical range ($10–$25 nationally)
$5 above the national median$5 above the Pennsylvania median
Source
Check Copy$3Within the typical range ($2–$5 nationally)
At the national medianAt the Pennsylvania median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly fee	$25Above the typical range ($4–$10 nationally)	$19 above the national median$20 above the Pennsylvania median	per month	—	Source
Account, Research/Reconciliation (1/2 hour minimum)	$40Above the typical range ($11.38–$25 nationally)	$22.50 above the national median$22.50 above the Pennsylvania median	—	—	Source
Return Mail	$15Within the typical range ($11.38–$25 nationally)	$2.50 below the national median$2.50 below the Pennsylvania median	—	—	Source
Paper Statement Fee	$2Within the typical range ($2–$4.68 nationally)	$1 below the national medianAt the Pennsylvania median	—	—	Source
Overdraft & NSFVerified
Overdraft Privilege	$25Within the typical range ($25–$33 nationally)	$5 below the national median$5 below the Pennsylvania median	—	—	Source
Bill Pay Non-Usage: Non-Sufficient Funds	$25
ATM & CardVerified
Personal Banking: Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national medianAt the Pennsylvania median	—	—	Source
Card Expedited Replacement Domestic	$25
Check ServicesVerified
Cashier’s Check	$7Above the typical range ($3–$6 nationally)	$2 above the national median$2 above the Pennsylvania median	—	—	Source
Stop Payment	$25
Retirement & IRAVerified
IRA Account External Transfer	$25Within the typical range ($25–$35 nationally)	At the national medianAt the Pennsylvania median	—	—	Source
Other FeesVerified
Document/Statement Copy	$10Above the typical range ($2–$5 nationally)	$7 above the national median$7 above the Pennsylvania median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

18 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$2.2B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.2B

Total deposits

$2.0B

Service charge income (year to date)

$4.4M

Fee income ratio

6.9%

Return on assets

0.38%

Financial profile · Pro

Performance from regulator filings

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