vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$10 above the New York median
one time · Institution’s schedule
$3 above the national median$1.50 below the New York median
per month · Source
$16.50 below the national median$16.50 below the New York median
per item · month to date · Institution’s schedule
$17.50 above the national median$17.50 above the New York median
per item · Institution’s schedule
$2.50 above the national median$2.50 above the New York median
per item · per hour, minimum 1 hour · Institution’s schedule
$2.50 above the national median$2.50 above the New York median
$5 above the national median$5 above the New York median
$1.50 above the national median$1.50 above the New York median
$10 below the national median$10 below the New York median
$5 below the national median$5 below the New York median
$10 above the national median$10 above the New York median
$10 below the national median$10 below the New York median
$5 below the national median$5 below the New York median
At the national medianAt the New York median
At the national medianAt the New York median
per item · Institution’s schedule
At the national medianAt the New York median
At the national medianAt the New York median
At the national median$1 below the New York median
per item · 4 checks per page · Institution’s schedule
$2.50 above the national median$5 above the New York median
$5 above the national median$5 above the New York median
per item · non-member · Institution’s schedule
$5 above the national median$5 above the New York median
$10 above the national median$10 above the New York median
$2 above the national medianAt the New York median
$2 below the national median$4 below the New York median
per item · Institution’s schedule
$2 below the national median$4 below the New York median
$10 above the national median$5 above the New York median
At the national median$5 below the New York median
$0.50 above the national median$1 above the New York median
$25 below the national median$75 below the New York median
per item · Institution’s schedule
$5 above the national medianAt the New York median
per item · Institution’s schedule
$18 above the national median$13 above the New York median
per item · Institution’s schedule
$10 above the national median$5 above the New York median
per item · Institution’s schedule
$5 above the national medianAt the New York median
$18 above the national median$13 above the New York median
At the national median$5 above the New York median
one time · approved for but not taken · Institution’s schedule
$125 above the national median$125 above the New York median
$2 above the national median$2 above the New York median
$7.50 below the national median$7.50 below the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Close account open for less than 6 months | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the New York median | one time | — | Institution’s schedule |
| Inactive account fee | $8Within the typical range ($5–$10 nationally) | $3 above the national median$1.50 below the New York median | per month | — | Source |
| Account History Printout | $1Below the typical range ($12–$25 nationally) | $16.50 below the national median$16.50 below the New York median | per item | month to date | Institution’s schedule |
| Regulation D Transfer Limit Violation | $35Above the typical range ($12–$25 nationally) | $17.50 above the national median$17.50 above the New York median | per item | — | Institution’s schedule |
| Research Fee | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the New York median | per item | per hour, minimum 1 hour | Institution’s schedule |
| Research Fee per Hour (Minimum 1 hour) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft charge | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the New York median | — | — | Source |
ATM & CardVerified | |||||
| ATM Cash w/d's at non-Allpoint member locations | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the New York median | — | — | Source |
| Card Replacement Fee | $0 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Outgoing | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the New York median | — | — | Source |
| Wire Transfer Incoming | $10 | ||||
Check ServicesVerified | |||||
| Certified Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New York median | per item | — | Institution’s schedule |
| Certified Check (Member has checking) | $5 | ||||
Cash & DepositVerified | |||||
| Chargeback Message Pay item | $25Within the typical range ($8–$25 nationally) | $10 above the national median$5 above the New York median | — | — | Source |
| Deposited item returned | $15 | ||||
Account ServicesVerified | |||||
| Notary Fee-non-members | $3Within the typical range ($0–$5 nationally) | $0.50 above the national median$1 above the New York median | — | — | Source |
| Protest Check | $25 | ||||
Lending FeesVerified | |||||
| Credit Card Late Payment Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the New York median | per item | — | Institution’s schedule |
| Credit Card Late Payment Fee - Subsequent violation | $38 | ||||
Other FeesVerified | |||||
| Duplicate Copy of statement mailed | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the New York median | — | — | Source |
| Non-member loan application fee | $30 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
8 of 15
Published fees
38
Under review
0
Assets
$15.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$15.4M
Total deposits
$14.5M
Service charge income (year to date)
$36K
Fee income ratio
7.1%
Return on assets
-1.75%
Financial profile · Pro
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| $10 below the national median$10 below the New York median |
| — |
| — |
| Source |
| Reissue lost debit card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the New York median | — | — | Source |
| Rush Card Fee | $50Within the typical range ($30–$50 nationally) | $10 above the national median$10 above the New York median | — | — | Source |
| Rush order of replacement card | $30Within the typical range ($30–$50 nationally) | $10 below the national median$10 below the New York median | — | — | Source |
| At the national medianAt the New York median |
| — |
| — |
| Source |
| At the national medianAt the New York median |
| — |
| — |
| Source |
| Money orders | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the New York median | — | — | Source |
| Temp checks | $1Within the typical range ($0–$15 nationally) | At the national median$1 below the New York median | per item | 4 checks per page | Institution’s schedule |
| Stop Payment on Share Draft or Electronic Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the New York median | — | — | Source |
| Check Cashing Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the New York median | per item | non-member | Institution’s schedule |
| Check Cashing Fee (non-member) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the New York median | — | — | Source |
| Non-US check collection item | $30Above the typical range ($10–$25 nationally) | $10 above the national median$10 above the New York median | — | — | Source |
| Copy of BFCU official check | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | — | — | Source |
| Copy of cleared check | $1Below the typical range ($2–$5 nationally) | $2 below the national median$4 below the New York median | per item | — | Institution’s schedule |
| Copy of cleared check (free via online banking) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$4 below the New York median | — | — | Source |
| At the national median$5 below the New York median |
| — |
| — |
| Source |
| $25 below the national median$75 below the New York median |
| per item |
| — |
| Institution’s schedule |
| $18 above the national median$13 above the New York median |
| per item |
| — |
| Institution’s schedule |
| Holiday skip payment program | $30Above the typical range ($10–$25 nationally) | $10 above the national median$5 above the New York median | per item | — | Institution’s schedule |
| Late Payment Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the New York median | — | — | Source |
| Late Payment Fee (Subsequent violation) | $38Above the typical range ($10–$25 nationally) | $18 above the national median$13 above the New York median | — | — | Source |
| Member loan application not taken | $30Within the typical range ($20–$60 nationally) | At the national median$5 above the New York median | one time | approved for but not taken | Institution’s schedule |
| Appraisal | $475Within the typical range ($137.50–$500 nationally) | $125 above the national median$125 above the New York median | — | — | Source |
| $7.50 below the national median$7.50 below the New York median |
| — |
| — |
| Source |