Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Saint Francis Employees Federal Credit Union

Tulsa, OklahomaCredit UnionKansas City Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research Fee$10Below the typical range ($12–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay on Overdraft Item$25Within the typical range ($25–$33 nationally)
$5 below the national median$2 below the Oklahoma median
Source
Non-sufficient Funds$25Within the typical range ($25–$32 nationally)
$5 below the national median$2.25 below the Oklahoma median
Source
Overdraft Protection Transfer$5Within the typical range ($2.50–$5 nationally)
At the national medianAt the Oklahoma median
Source

ATM & CardVerified

ATM Withdraw$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national medianAt the Oklahoma median
Source
Replace ATM/Debit Card$5Within the typical range ($5–$10 nationally)
$5 below the national median$2.50 below the Oklahoma median
Source

Wire TransfersVerified

Outgoing Domestic Wire Transfer$10Below the typical range ($20–$25 nationally)
$15 below the national median$8.95 below the Oklahoma median
Source
Incoming Domestic Wire Transfer$8Within the typical range ($5–$15 nationally)
$2 below the national median$2 below the Oklahoma median
Source
Outgoing Foreign Wire Transfer$42.50Within the typical range ($40–$50 nationally)
$7.50 below the national median$7.50 below the Oklahoma median
Source
Incoming Foreign Wire Transfer$42.50Above the typical range ($10–$25 nationally)
$22.50 above the national median$17.50 above the Oklahoma median
Source

Check ServicesVerified

Personal Money Order$2Within the typical range ($1.50–$3 nationally)
At the national median$1 below the Oklahoma median
Source
Copy of Check$3Within the typical range ($2–$5 nationally)
At the national median$1 above the Oklahoma median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Research Fee	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$10 below the Oklahoma median	—	—	Source
Returned Mail/Invalid Address	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$15 below the Oklahoma median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay on Overdraft Item	$25Within the typical range ($25–$33 nationally)	$5 below the national median$2 below the Oklahoma median	—	—	Source
Non-sufficient Funds	$25
ATM & CardVerified
ATM Withdraw	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national medianAt the Oklahoma median	—	—	Source
Replace ATM/Debit Card	$5
Wire TransfersVerified
Outgoing Domestic Wire Transfer	$10Below the typical range ($20–$25 nationally)	$15 below the national median$8.95 below the Oklahoma median	—	—	Source
Incoming Domestic Wire Transfer	$8
Check ServicesVerified
Personal Money Order	$2Within the typical range ($1.50–$3 nationally)	At the national median$1 below the Oklahoma median	—	—	Source
Copy of Check	$3
Cash & DepositVerified
Returned Item	$10Within the typical range ($8–$25 nationally)	$5 below the national median$4.05 above the Oklahoma median	—	—	Source
Account ServicesVerified
Levy/Garnishment	$20Below the typical range ($30–$90 nationally)	$30 below the national median$5 below the Oklahoma median	—	—	Source
Other FeesVerified
Statement Copy	$3Within the typical range ($2–$5 nationally)	At the national medianAt the Oklahoma median	—	—	Source

Against Kansas City Fed district credit unions

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$25.00
Of 102 others that publish it, 12 lower, 19 the same and 71 higher.

See every headline fee against its local competitors

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

16 verified fees collected

Headline fees published

9 of 15

Published fees

Under review

Assets

$44.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$44.7M

Total deposits

$37.2M

Service charge income (year to date)

$146K

Fee income ratio

11.2%

Return on assets

1.24%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,787 published fee entries from 3,612 institutions

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