Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Pace Resources Federal Credit Union

York, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Returned Check Fee$25Within the typical range ($25–$32 nationally)

Wire TransfersVerified

WIRE TRANSFER- DOMESTIC$15Below the typical range ($20–$25 nationally)
$10 below the national median$10 below the Pennsylvania median
Source
WIRE TRANSFER- INTERNATIONAL$30Below the typical range ($40–$50 nationally)
$20 below the national median$10 below the Pennsylvania median
Source

Check ServicesVerified

M&T BANK STOP PAYMENT$35Above the typical range ($20–$30 nationally)
$7.50 above the national median$10 above the Pennsylvania median
Source
STOP PAYMENT$5Below the typical range ($20–$30 nationally)
$22.50 below the national median$20 below the Pennsylvania median
Source
CHECK COPY$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Pennsylvania median
Source

Lending FeesVerified

Late Payment Fee$25Within the typical range ($10–$25 nationally)
$5 above the national median$5 above the Pennsylvania median
Source
APPRAISAL$450Within the typical range ($143.75–$500 nationally)
$125 above the national median$175 above the Pennsylvania median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Overdraft & NSFVerified
Returned Check Fee	$25Within the typical range ($25–$32 nationally)	$5 below the national median$5 below the Pennsylvania median	—	—	Source
OVERDRAFT TRANSFER	$5Within the typical range ($2.50–$5 nationally)	At the national medianAt the Pennsylvania median	—	—	Source
ATM & CardVerified
VISA DEBIT/CREDIT CARD REPLACEMENT	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the Pennsylvania median	—	—	Source
Wire TransfersVerified
WIRE TRANSFER- DOMESTIC	$15Below the typical range ($20–$25 nationally)	$10 below the national median$10 below the Pennsylvania median	—	—	Source
WIRE TRANSFER- INTERNATIONAL	$30
Check ServicesVerified
M&T BANK STOP PAYMENT	$35Above the typical range ($20–$30 nationally)	$7.50 above the national median$10 above the Pennsylvania median	—	—	Source
STOP PAYMENT	$5
Digital & ElectronicVerified
ACH ORIGINATION	$10Within the typical range ($5–$20 nationally)	At the national median$2.50 below the Pennsylvania median	—	—	Source
Lending FeesVerified
Late Payment Fee	$25Within the typical range ($10–$25 nationally)	$5 above the national median$5 above the Pennsylvania median	—	—	Source
APPRAISAL	$450
Gift & Prepaid CardsVerified
VISA GIFT CARD	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national medianAt the Pennsylvania median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

12 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$6.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$6.5M

Total deposits

$5.3M

Service charge income (year to date)

Fee income ratio

0.00%

Return on assets

0.58%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 66,495 published fee entries from 3,615 institutions

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